The Dublin National Bank in Dublin, Texas (TX)



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The Dublin National Bank routing number info

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The Dublin National Bank
GeneralFDIC Certificate #: 3178
Status: Active
Federal Reserve ID: 583754
Date Established: January 31, 1892
WWW: http://www.dublinnationalbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 2041
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 128 South Patrick Street, Dublin, TX 76446
County: Erath
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Stephenville, TX (#44500)
CBSA Micro Statistical Area: Yes
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $27.5 mil
Equity capital: $3.9 mil
Deposits held in domestic offices: $23.5 mil
Return on assets (ROA): 0.28% ($0.1 mil)
Quarterly return on assets: 0.49% ($0.1 mil)
Return on Equity (ROE): 1.95% ($0.1 mil)
Quarterly return on equity: 3.38% ($0.1 mil)
Net income: $0.1 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.28% ($77.0 mil)
Quarterly Pretax return on assets: 0.65% ($178.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)13
Total assets$27,510
Cash and due from depository institutions$2,980
Interest-bearing balances$0
Securities$12,598
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$11,244
Loan loss allowance $198
Trading account assets$0
Bank premises and fixed assets$87
Other real estate owned$213
Goodwill and other intangibles$0
All other assets$388
Life insurance assets$27,510
Total liabilities and capital$23,593
Total liabilities$23,535
Total deposits$16,687
Interest-bearing deposits$23,535
Deposits held in domestic offices$93
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $58
All other liabilities $3,917
Total equity capital$3,917
Total bank equity capital$3,917
Perpetual preferred stock$0
Common stock$200
Surplus$600
Undivided profits $3,117
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $334
Earning assets $0
Long-term assets (5+ years) $150
Average Assets, year-to-date $23,842
Average Assets, quarterly $5,543
Volatile liabilities $27,080
Insider loans $27,086
FHLB advances $13,620
Loans and leases held for sale $26,864
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $3,878
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $234
Derivatives$115
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,050
Total interest expense $77
Net interest income $973
Provision for loan and lease losses $0
Total noninterest income $224
Fiduciary activities $0
Service charges on deposit accounts $170
Trading account gains & fees $0
Additional noninterest income $54
Total noninterest expense $1,120
Salaries and employee benefits $579
Premises and equipment expense $157
Additional noninterest expense $384
Pre-tax net operating income $77
Securities gains (losses) $0
Applicable income taxes $2
Income before extraordinary items $75
Extraordinary gains - net $0
Net income attributable to bank $75
Net charge-offs $0
Cash dividends $75
Sale, conversion, retirement of capital stock, net $10
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.40%
Cost of funding earning assets 0.32%
Net interest margin 4.08%
Noninterest income to earning assets 0.94%
Noninterest expense to earning assets 4.69%
Net operating income to assets 0.28%
Return on assets (ROA) 0.28%
Pretax return on assets 0.28%
Return on equity (ROE) 1.95%
Retained earnings to average equity (YTD only) 1.95%
Net charge-offs to loans 0.08%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio7.70%
Assets per employee$93,567
Cash dividends to net income (YTD only)2.12%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.73%
Noncurrent assets plus other real estate owned to assets 59.28%
Noncurrent loans to loans 1.99%
Net loans and leases to deposits2.92%
Net loans and leases to core deposits 47.78%
Equity capital to assets 48.30%
Core capital (leverage) ratio 14.24%
Tier 1 risk-based capital ratio 14.44%
Total risk-based capital ratio 28.47%
Memoranda
Average assets$30
Average earning assets$27,080
Average equity $3,837
Average loans $23,872
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1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
02041The Dublin National Bank128 South Patrick Street, Dublin, TX 76446January 31, 1892Full Service Brick and Mortar
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