The Dublin National Bank in Dublin, Texas (TX)
| The Dublin National Bank | |
|---|---|
| General | FDIC Certificate #: 3178 Status: Active Federal Reserve ID: 583754 Date Established: January 31, 1892 WWW: http://www.dublinnationalbank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 2041 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012 |
| Location | Address: 128 South Patrick Street, Dublin, TX 76446 County: Erath Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Stephenville, TX (#44500) CBSA Micro Statistical Area: Yes |
| History of Changes | Merge BIF and SAIF Funds into DIF |
| Financial Summary | Total assets: $27.5 mil Equity capital: $3.9 mil Deposits held in domestic offices: $23.5 mil Return on assets (ROA): 0.28% ($0.1 mil) Quarterly return on assets: 0.49% ($0.1 mil) Return on Equity (ROE): 1.95% ($0.1 mil) Quarterly return on equity: 3.38% ($0.1 mil) Net income: $0.1 mil Quarterly Net income: $0.0 mil Pretax return on assets: 0.28% ($77.0 mil) Quarterly Pretax return on assets: 0.65% ($178.8 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 13 |
| Total assets | $27,510 |
| Cash and due from depository institutions | $2,980 |
| Interest-bearing balances | $0 |
| Securities | $12,598 |
| Federal funds sold & reverse repurchase agreements | $0 |
| Net loans & leases | $11,244 |
| Loan loss allowance | $198 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $87 |
| Other real estate owned | $213 |
| Goodwill and other intangibles | $0 |
| All other assets | $388 |
| Life insurance assets | $27,510 |
| Total liabilities and capital | $23,593 |
| Total liabilities | $23,535 |
| Total deposits | $16,687 |
| Interest-bearing deposits | $23,535 |
| Deposits held in domestic offices | $93 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $58 |
| All other liabilities | $3,917 |
| Total equity capital | $3,917 |
| Total bank equity capital | $3,917 |
| Perpetual preferred stock | $0 |
| Common stock | $200 |
| Surplus | $600 |
| Undivided profits | $3,117 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $334 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $150 |
| Average Assets, year-to-date | $23,842 |
| Average Assets, quarterly | $5,543 |
| Volatile liabilities | $27,080 |
| Insider loans | $27,086 |
| FHLB advances | $13,620 |
| Loans and leases held for sale | $26,864 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $3,878 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $234 |
| Derivatives | $115 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $1,050 |
| Total interest expense | $77 |
| Net interest income | $973 |
| Provision for loan and lease losses | $0 |
| Total noninterest income | $224 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $170 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $54 |
| Total noninterest expense | $1,120 |
| Salaries and employee benefits | $579 |
| Premises and equipment expense | $157 |
| Additional noninterest expense | $384 |
| Pre-tax net operating income | $77 |
| Securities gains (losses) | $0 |
| Applicable income taxes | $2 |
| Income before extraordinary items | $75 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $75 |
| Net charge-offs | $0 |
| Cash dividends | $75 |
| Sale, conversion, retirement of capital stock, net | $10 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 4.40% |
| Cost of funding earning assets | 0.32% |
| Net interest margin | 4.08% |
| Noninterest income to earning assets | 0.94% |
| Noninterest expense to earning assets | 4.69% |
| Net operating income to assets | 0.28% |
| Return on assets (ROA) | 0.28% |
| Pretax return on assets | 0.28% |
| Return on equity (ROE) | 1.95% |
| Retained earnings to average equity (YTD only) | 1.95% |
| Net charge-offs to loans | 0.08% |
| Credit loss provision to net charge-offs | 0.00% |
| Efficiency ratio | 7.70% |
| Assets per employee | $93,567 |
| Cash dividends to net income (YTD only) | 2.12% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 1.73% |
| Noncurrent assets plus other real estate owned to assets | 59.28% |
| Noncurrent loans to loans | 1.99% |
| Net loans and leases to deposits | 2.92% |
| Net loans and leases to core deposits | 47.78% |
| Equity capital to assets | 48.30% |
| Core capital (leverage) ratio | 14.24% |
| Tier 1 risk-based capital ratio | 14.44% |
| Total risk-based capital ratio | 28.47% |
| Memoranda | |
| Average assets | $30 |
| Average earning assets | $27,080 |
| Average equity | $3,837 |
| Average loans | $23,872 |
| 1 Texas Branch as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 2041 | The Dublin National Bank | 128 South Patrick Street, Dublin, TX 76446 | January 31, 1892 | Full Service Brick and Mortar |  |
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BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.