The Crestline Federal Savings and Loan Association in Crestline, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 30, 1993

  • The Crestline Federal Savings and Loan Association in Crestline, Ohio (OH)
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The Crestline Federal Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 33744
    Status: Inactive
    Closing history: Conservatorship Institution Resolved
    Acquiring institution: PremierBank & Trust (#12580)
    Federal Reserve ID: 599577
    Date Established: November 20, 1992
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 10460
    FDIC's unique #: 47951
    Numeric code: 38
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: November 20, 1992
    Last Structure Change Effective Date: July 30, 1993
    Last Structure Change Process Date: August 11, 1993
    Last Data Update: August 02, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 350 North Seltzer Street, Crestline, OH 44827
    County: Crawford
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Mansfield, OH (#4800)
    Combined Statistical Area (CSA): Mansfield-Bucyrus, OH (#360)
    Core Based Statistical Area (CBSA): Bucyrus, OH (#15340)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Pass Through Receivership Merger
    Conservatorship Institution Resolved
  • Financial Summary
  • Total assets: $20.2 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $14Total assets
  • $24,725Cash and due from depository institutions
  • $2,385Interest-bearing balances
  • $2,120Securities
  • $422Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $20,168Loan loss allowance
  • $4,745Trading account assets
  • $0Bank premises and fixed assets
  • $266Other real estate owned
  • $387Goodwill and other intangibles
  • $1,097Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $24,725Total liabilities
  • $27,802Total deposits
  • $23,214Interest-bearing deposits
  • $22,488Deposits held in domestic offices
  • 23214.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $4,400Subordinated debt
  • $0All other liabilities
  • $188Total equity capital
  • $188Total bank equity capital
  • $-3,077Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $-3,077Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,091Income earned, not collected on loans
  • $250Earning assets
  • $22,710Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $24,725Average Assets, quarterly
  • $24,725Volatile liabilities
  • $4,786Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,163Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $-3,077Total risk weighted assets
  • $15,933Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $469Total interest expense
  • $390Net interest income
  • $79Provision for loan and lease losses
  • $1,452Total noninterest income
  • $37Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $37Total noninterest expense
  • $264Salaries and employee benefits
  • $103Premises and equipment expense
  • $54Additional noninterest expense
  • $107Pre-tax net operating income
  • -$1,600Securities gains (losses)
  • $0Applicable income taxes
  • -$44Income before extraordinary items
  • -$1,556Extraordinary gains - net
  • $0Net income attributable to bank
  • -$1,556Net charge-offs
  • $12Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • -$838Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 2.07%Cost of funding earning assets
  • 1.72%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 0.16%Noninterest expense to earning assets
  • 1.16%Net operating income to assets
  • -6.29%Return on assets (ROA)
  • -6.29%Pretax return on assets
  • -6.47%Return on equity (ROE)
  • 50.57%Retained earnings to average equity (YTD only)
  • 50.57%Net charge-offs to loans
  • 0.05%Credit loss provision to net charge-offs
  • 12100.00%Efficiency ratio
  • 227,586Assets per employee
  • 1.77%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 19.05%Loss allowance to noncurrent loans
  • 77.90%Noncurrent assets plus other real estate owned to assets
  • 26.20%Noncurrent loans to loans
  • 24.45%Net loans and leases to deposits
  • 86.88%Net loans and leases to core deposits
  • 88.35%Equity capital to assets
  • -12.44%Core capital (leverage) ratio
  • -12.44%Tier 1 risk-based capital ratio
  • -19.31%Total risk-based capital ratio
  • Memoranda
  • -$19Average assets
  • $24,725Average earning assets
  • -$3,077Average equity
  • $22,710Average loans

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