The Dollar Savings & Trust Company in Youngstown, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 30, 1994

  • The Dollar Savings & Trust Company in Youngstown, Ohio (OH)
  • Show street view No street view available for this location

The Dollar Savings & Trust Company - Overview

  • General
  • FDIC Certificate #: 11097
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: National City Bank, Northeast (#10254)
    Federal Reserve ID: 143822
    Date Established: March 28, 1887
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 32 (Interstate: No)
    FDIC's unique #: 7091
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 30, 1994
    Last Structure Change Process Date: May 16, 1994
    Last Data Update: May 16, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: Federal Plaza West, Youngstown, OH 44501
    County: Mahoning
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Youngstown-Warren, OH (#9320)
    Combined Statistical Area (CSA): Youngstown-Warren-East Liverpool, OH-PA (#566)
    Core Based Statistical Area (CBSA): Youngstown-Warren-Boardman, OH-PA (#49660)
    CBSA Metro Statistical Area: Youngstown-Warren-Boardman, OH-PA (#49660)
  • Financial Summary
  • Total assets: $1,052.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $672Total assets
  • $1,056,861Cash and due from depository institutions
  • $54,285Interest-bearing balances
  • $0Securities
  • $225,701Federal funds sold & reverse repurchase agreements
  • $184,500Net loans & leases
  • $513,775Loan loss allowance
  • $48,591Trading account assets
  • $0Bank premises and fixed assets
  • $8,633Other real estate owned
  • $329Goodwill and other intangibles
  • $25,230Life insurance assets
  • $44,408All other assets
  • $0Total liabilities and capital
  • $1,056,861Total liabilities
  • $923,714Total deposits
  • $842,361Interest-bearing deposits
  • $702,402Deposits held in domestic offices
  • 842361.00%% insured (estimated)
  • $87Federal funds purchased & repurchase agreements
  • $53,344Trading liabilities
  • $0Other borrowed funds
  • $18,100Subordinated debt
  • $0All other liabilities
  • $9,909Total equity capital
  • $9,909Total bank equity capital
  • $133,147Perpetual preferred stock
  • $0Common stock
  • $11,364Surplus
  • $122,215Undivided profits
  • Memoranda
  • $-432Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $19,196Income earned, not collected on loans
  • $3,779Earning assets
  • $923,976Long-term assets (5+ years)
  • $206,034Average Assets, year-to-date
  • $1,033,606Average Assets, quarterly
  • $1,036,564Volatile liabilities
  • $95,785Insider loans
  • $3,458FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $65,787Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $88,739Total risk weighted assets
  • $554,120Total unused commitments
  • $0Restructured Loans and leases
  • $100,000Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $15,075Total interest expense
  • $6,529Net interest income
  • $8,546Provision for loan and lease losses
  • $1,017Total noninterest income
  • $2,666Fiduciary activities
  • $1,019Service charges on deposit accounts
  • $876Trading account gains & fees
  • $0Additional noninterest income
  • $771Total noninterest expense
  • $8,245Salaries and employee benefits
  • $4,139Premises and equipment expense
  • $1,013Additional noninterest expense
  • $3,093Pre-tax net operating income
  • $1,950Securities gains (losses)
  • $207Applicable income taxes
  • $1,222Income before extraordinary items
  • $935Extraordinary gains - net
  • $0Net income attributable to bank
  • $935Net charge-offs
  • $1,348Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 1.62%Cost of funding earning assets
  • 0.70%Net interest margin
  • 0.92%Noninterest income to earning assets
  • 0.29%Noninterest expense to earning assets
  • 0.89%Net operating income to assets
  • 0.08%Return on assets (ROA)
  • 0.09%Pretax return on assets
  • 0.21%Return on equity (ROE)
  • 1.07%Retained earnings to average equity (YTD only)
  • 1.07%Net charge-offs to loans
  • 0.23%Credit loss provision to net charge-offs
  • 75.45%Efficiency ratio
  • 73,073Assets per employee
  • 1.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 8.64%Loss allowance to noncurrent loans
  • 253.13%Noncurrent assets plus other real estate owned to assets
  • 1.82%Noncurrent loans to loans
  • 3.41%Net loans and leases to deposits
  • 60.99%Net loans and leases to core deposits
  • 62.81%Equity capital to assets
  • 12.60%Core capital (leverage) ratio
  • 8.76%Tier 1 risk-based capital ratio
  • 16.01%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $1,033,606Average earning assets
  • $87,704Average equity
  • $927,941Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Dollar Savings & Trust Company.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents