The Enterprise Bank, National Association in Winter Park, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1993

  • The Enterprise Bank, National Association in Winter Park, Florida (FL)
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The Enterprise Bank, National Association - Overview

  • General
  • FDIC Certificate #: 27487
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: First Union National Bank of Florida (#24398)
    Federal Reserve ID: 1387333
    Date Established: April 11, 1989
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 40104
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: April 11, 1989
    Last Structure Change Effective Date: December 31, 1993
    Last Structure Change Process Date: January 06, 1994
    Last Data Update: January 06, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 275 South New York Avenue, Winter Park, FL 32789
    County: Orange
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Tampa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Orlando, FL (#5960)
    Combined Statistical Area (CSA): Orlando-Deltona-Daytona Beach, FL (#422)
    Core Based Statistical Area (CBSA): Orlando-Kissimmee-Sanford, FL (#36740)
    CBSA Metro Statistical Area: Orlando-Kissimmee-Sanford, FL (#36740)
  • History of Changes
  • Merger - Without Assistance
    Participated in Reorganization
    Corrections
  • Financial Summary
  • Total assets: $36.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $14Total assets
  • $35,145Cash and due from depository institutions
  • $1,954Interest-bearing balances
  • $0Securities
  • $7,088Federal funds sold & reverse repurchase agreements
  • $828Net loans & leases
  • $23,434Loan loss allowance
  • $258Trading account assets
  • $0Bank premises and fixed assets
  • $1,127Other real estate owned
  • $433Goodwill and other intangibles
  • $281Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $35,145Total liabilities
  • $28,307Total deposits
  • $28,153Interest-bearing deposits
  • $23,435Deposits held in domestic offices
  • 28153.00%% insured (estimated)
  • $85Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $154Total equity capital
  • $154Total bank equity capital
  • $6,838Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $4,000Undivided profits
  • Memoranda
  • $-1,162Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $172Earning assets
  • $31,350Long-term assets (5+ years)
  • $4,978Average Assets, year-to-date
  • $36,310Average Assets, quarterly
  • $36,207Volatile liabilities
  • $2,854Insider loans
  • $358FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,694Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,838Total risk weighted assets
  • $25,483Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,686Total interest expense
  • $1,231Net interest income
  • $1,455Provision for loan and lease losses
  • $441Total noninterest income
  • $158Fiduciary activities
  • $0Service charges on deposit accounts
  • $50Trading account gains & fees
  • $0Additional noninterest income
  • $108Total noninterest expense
  • $1,279Salaries and employee benefits
  • $649Premises and equipment expense
  • $292Additional noninterest expense
  • $338Pre-tax net operating income
  • -$107Securities gains (losses)
  • $10Applicable income taxes
  • $0Income before extraordinary items
  • -$97Extraordinary gains - net
  • $0Net income attributable to bank
  • -$97Net charge-offs
  • $504Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.30%Cost of funding earning assets
  • 3.80%Net interest margin
  • 4.50%Noninterest income to earning assets
  • 0.49%Noninterest expense to earning assets
  • 3.95%Net operating income to assets
  • -0.29%Return on assets (ROA)
  • -0.27%Pretax return on assets
  • -0.27%Return on equity (ROE)
  • -1.39%Retained earnings to average equity (YTD only)
  • -1.39%Net charge-offs to loans
  • 2.24%Credit loss provision to net charge-offs
  • 87.50%Efficiency ratio
  • 79,293Assets per employee
  • 2.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.09%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 1.23%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 83.24%Net loans and leases to core deposits
  • 92.63%Equity capital to assets
  • 19.46%Core capital (leverage) ratio
  • 19.38%Tier 1 risk-based capital ratio
  • 26.83%Total risk-based capital ratio
  • Memoranda
  • $28Average assets
  • $36,310Average earning assets
  • $6,966Average equity
  • $32,369Average loans

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