The Evangeline Bank and Trust Company in Ville Platte, Louisiana (LA)



Show street view No street view available for this location

The Evangeline Bank and Trust Company routing number info

Table of contents:
The Evangeline Bank and Trust Company
GeneralFDIC Certificate #: 12611
Status: Active
Federal Reserve ID: 372538
Bank Holding Company (Regulatory Top Holder): Evangeline Bancshares, Inc. (RSSDID: 1133165, Location: Ville Platte, LA)
Date Established: January 01, 1933
WWW: http://www.therealbank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 9 (Domestic: 9, Interstate: No)
OTS Docket #: 10962
FDIC's unique #: 8008
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 06, 2007
Last Structure Change Process Date: November 06, 2007
Last Data Update: November 06, 2007
Data Source Date: April 05, 2012
LocationAddress: 497 West Main Street, Ville Platte, LA 70586
County: Evangeline
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of ChangesCorrections
Change in Location
Name Change
Financial SummaryTotal assets: $579.6 mil
Equity capital: $92.7 mil
Deposits held in domestic offices: $479.3 mil
Return on assets (ROA): 0.82% ($4.8 mil)
Quarterly return on assets: 1.63% ($9.5 mil)
Return on Equity (ROE): 5.12% ($4.8 mil)
Quarterly return on equity: 10.06% ($9.4 mil)
Net income: $4.7 mil
Quarterly Net income: $2.3 mil
Pretax return on assets: 1.18% ($6,838.8 mil)
Quarterly Pretax return on assets: 1.90% ($11,011.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)146
Total assets$579,558
Cash and due from depository institutions$90,317
Interest-bearing balances$79,171
Securities$150,809
Federal funds sold & reverse repurchase agreements$4,325
Net loans & leases$311,576
Loan loss allowance $3,418
Trading account assets$0
Bank premises and fixed assets$9,090
Other real estate owned$6,730
Goodwill and other intangibles$0
All other assets$6,711
Life insurance assets$579,558
Total liabilities and capital$486,908
Total liabilities$479,304
Total deposits$400,562
Interest-bearing deposits$479,304
Deposits held in domestic offices$88
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$1,697
Other borrowed funds $0
Subordinated debt $5,907
All other liabilities $92,650
Total equity capital$92,650
Total bank equity capital$92,650
Perpetual preferred stock$0
Common stock$300
Surplus$9,700
Undivided profits $82,650
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $13,971
Earning assets $0
Long-term assets (5+ years) $2,831
Average Assets, year-to-date $545,881
Average Assets, quarterly $49,031
Volatile liabilities $577,460
Insider loans $573,272
FHLB advances $291,399
Loans and leases held for sale $578,125
Unused loan commitments $66
Tier 1 (core) risk-based capital $66
Tier 2 risk-based capital $90,894
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $27,939
Derivatives$1,433
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $25,015
Total interest expense $5,036
Net interest income $19,979
Provision for loan and lease losses $1,300
Total noninterest income $1,705
Fiduciary activities $1
Service charges on deposit accounts $1,213
Trading account gains & fees $0
Additional noninterest income $491
Total noninterest expense $13,579
Salaries and employee benefits $7,317
Premises and equipment expense $1,554
Additional noninterest expense $4,708
Pre-tax net operating income $6,805
Securities gains (losses) $2
Applicable income taxes $2,098
Income before extraordinary items $4,709
Extraordinary gains - net $0
Net income attributable to bank $4,709
Net charge-offs $0
Cash dividends $4,709
Sale, conversion, retirement of capital stock, net $1,686
Net operating income $1,299
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.61%
Cost of funding earning assets 0.93%
Net interest margin 3.68%
Noninterest income to earning assets 0.31%
Noninterest expense to earning assets 2.50%
Net operating income to assets 0.82%
Return on assets (ROA) 0.82%
Pretax return on assets 1.18%
Return on equity (ROE) 5.12%
Retained earnings to average equity (YTD only) 3.71%
Net charge-offs to loans 0.51%
Credit loss provision to net charge-offs 77.11%
Efficiency ratio4.81%
Assets per employee$62,622
Cash dividends to net income (YTD only)3.97%
Condition Ratios (%)
Loss allowance to loans 27.59%
Loss allowance to noncurrent loans 1.09%
Noncurrent assets plus other real estate owned to assets 24.46%
Noncurrent loans to loans 3.57%
Net loans and leases to deposits4.44%
Net loans and leases to core deposits 65.01%
Equity capital to assets 72.33%
Core capital (leverage) ratio 15.99%
Tier 1 risk-based capital ratio 15.72%
Total risk-based capital ratio 31.19%
Memoranda
Average assets$32
Average earning assets$577,460
Average equity $91,933
Average loans $543,050
Back to page top, Back to table top

Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$579
Number of Accounts1
Personal trust and agency accounts$579
Employee benefit-defined contribution accounts$579
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts8
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Back to page top, Back to table top

9 Louisiana Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
08008The Evangeline Bank And Trust Compan497 West Main Street, Ville Platte, LA 70586January 01, 1933Full Service Brick and Mortar
1227534Drive-In Branch420 W. Main Street, Ville Platte, LA 70586Febuary 01, 1968Limited Service Facility
2227535U.S. 167 East Branch2020 E. Main Street, Ville Platte, LA 70586Febuary 11, 1980Limited Service Facility
312214Crowley Branch5th Street And Avenue G, Crowley, LA 70526September 24, 1960Full Service Brick and Mortar
436061Alexandria Branch3700 Jackson Street, Alexandria, LA 71315November 24, 1986Full Service Brick and Mortar
6227537Parliament Drive-In Branch3907 Parliament Drive, Alexandria, LA 71303August 11, 1994Limited Service Facility
7227538Masonic Drive Branch3355 Masonic Drive, Alexandria, LA 71301January 06, 2000Full Service Brick and Mortar
9453920Kings Country Branch3700 Monroe Highway, Pineville, LA 71360July 31, 2006Full Service Brick and Mortar
10473475Pineville Branch3403 Highway 28 East, Pineville, LA 71360March 17, 2008Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Evangeline Bank and Trust Company.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.