The Family Savings Bank of New Hampshire in Seabrook, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 10, 1995

  • The Family Savings Bank of New Hampshire in Seabrook, New Hampshire (NH)
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The Family Savings Bank of New Hampshire - Overview

  • General
  • FDIC Certificate #: 33023
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Family Bank, National Association (#90209)
    Federal Reserve ID: 1466069
    Date Established: July 27, 1990
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 6 (Interstate: No)
    FDIC's unique #: 46206
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 27, 1990
    Last Structure Change Effective Date: November 10, 1995
    Last Structure Change Process Date: Febuary 05, 1996
    Last Data Update: Febuary 05, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 270 Lafayette Road, Seabrook, NH 3874
    County: Rockingham
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Concord
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Boston, MA-NH (#1120)
    Consolidated Metropolitan Statistical Area (CMSA): Boston-Worcester-Lawrence, MA-NH-ME-CT (#7)
    Combined Statistical Area (CSA): Boston-Worcester-Manchester, MA-RI-NH (#148)
    Core Based Statistical Area (CBSA): Boston-Cambridge-Quincy, MA-NH (#14460)
    CBSA Metro Statistical Area: Boston-Cambridge-Quincy, MA-NH (#14460)
    Core Based Statistical Division: Rockingham County-Strafford County, NH (#40484)
  • Financial Summary
  • Total assets: $167.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $61Total assets
  • $151,118Cash and due from depository institutions
  • $7,074Interest-bearing balances
  • $0Securities
  • $63,414Federal funds sold & reverse repurchase agreements
  • $5,908Net loans & leases
  • $61,834Loan loss allowance
  • $757Trading account assets
  • $0Bank premises and fixed assets
  • $2,838Other real estate owned
  • $1,550Goodwill and other intangibles
  • $2,556Life insurance assets
  • $5,944All other assets
  • $0Total liabilities and capital
  • $151,118Total liabilities
  • $137,354Total deposits
  • $134,355Interest-bearing deposits
  • $112,936Deposits held in domestic offices
  • 134355.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $2,446Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $553Total equity capital
  • $553Total bank equity capital
  • $13,764Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $13,650Undivided profits
  • Memoranda
  • $14Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $609Income earned, not collected on loans
  • $314Earning assets
  • $131,156Long-term assets (5+ years)
  • $23,937Average Assets, year-to-date
  • $49,138Average Assets, quarterly
  • $89,313Volatile liabilities
  • $5,600Insider loans
  • $6FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,374Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $8,415Total risk weighted assets
  • $70,432Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,172Total interest expense
  • $1,104Net interest income
  • $2,068Provision for loan and lease losses
  • $0Total noninterest income
  • $332Fiduciary activities
  • $0Service charges on deposit accounts
  • $255Trading account gains & fees
  • $0Additional noninterest income
  • $77Total noninterest expense
  • $1,398Salaries and employee benefits
  • $516Premises and equipment expense
  • $177Additional noninterest expense
  • $705Pre-tax net operating income
  • $1,002Securities gains (losses)
  • -$121Applicable income taxes
  • $312Income before extraordinary items
  • $569Extraordinary gains - net
  • $0Net income attributable to bank
  • $569Net charge-offs
  • $67Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.30%Cost of funding earning assets
  • 2.54%Net interest margin
  • 4.76%Noninterest income to earning assets
  • 0.76%Noninterest expense to earning assets
  • 3.22%Net operating income to assets
  • 1.32%Return on assets (ROA)
  • 1.16%Pretax return on assets
  • 1.79%Return on equity (ROE)
  • 14.34%Retained earnings to average equity (YTD only)
  • 14.34%Net charge-offs to loans
  • 0.36%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 52,500Assets per employee
  • 2.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.21%Loss allowance to noncurrent loans
  • 124.30%Noncurrent assets plus other real estate owned to assets
  • 1.43%Noncurrent loans to loans
  • 0.97%Net loans and leases to deposits
  • 46.02%Net loans and leases to core deposits
  • 47.13%Equity capital to assets
  • 9.11%Core capital (leverage) ratio
  • 6.36%Tier 1 risk-based capital ratio
  • 11.95%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $49,138Average earning assets
  • $3,969Average equity
  • $43,424Average loans

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