The Farmers State Bank in Holton, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Farmers State Bank - Overview

  • General
  • FDIC Certificate #: 15258
    Status: Active
    Federal Reserve ID: 863652
    Bank Holding Company (Regulatory Top Holder): Farmers State Bankshares, Inc. (RSSDID: 1717707, Location: Holton, KS)
    Date Established: October 30, 1900
    WWW: http://www.fsbks.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 10927
    FDIC's unique #: 9605
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: August 21, 1935
    Last Structure Change Effective Date: August 01, 2008
    Last Structure Change Process Date: September 28, 2010
    Last Data Update: September 28, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 209 Montana Avenue, Holton, KS 66436
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Topeka, KS (#45820)
    CBSA Metro Statistical Area: Topeka, KS (#45820)
  • History of Changes
  • Change in Location
    Corrections
  • Financial Summary
  • Total assets: $55.9 mil
    Equity capital: $5.1 mil
    Deposits held in domestic offices: $47.0 mil
    Return on assets (ROA): 0.30% ($0.2 mil)
    Quarterly return on assets: -0.87% (-$0.5 mil)
    Return on Equity (ROE): 3.21% ($0.2 mil)
    Quarterly return on equity: -9.21% (-$0.5 mil)
    Net income: $0.2 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 0.31% ($173.2 mil)
    Quarterly Pretax return on assets: -0.91% (-$508.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $55,872Total assets
  • $2,860Cash and due from depository institutions
  • $1,487Interest-bearing balances
  • $15,909Securities
  • $1,749Federal funds sold & reverse repurchase agreements
  • $32,724Net loans & leases
  • $287Loan loss allowance
  • $0Trading account assets
  • $575Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $55,872Life insurance assets
  • $2,055All other assets
  • $50,736Total liabilities and capital
  • $47,018Total liabilities
  • $43,180Total deposits
  • $47,018Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,075Trading liabilities
  • $0Other borrowed funds
  • $643Subordinated debt
  • $5,136All other liabilities
  • $5,136Total equity capital
  • $5,136Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $1,186Surplus
  • $3,900Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $526Income earned, not collected on loans
  • $0Earning assets
  • $328Long-term assets (5+ years)
  • $51,869Average Assets, year-to-date
  • $19,273Average Assets, quarterly
  • $56,182Volatile liabilities
  • $55,630Insider loans
  • $32,609FHLB advances
  • $55,470Loans and leases held for sale
  • $1,054Unused loan commitments
  • $1,054Tier 1 (core) risk-based capital
  • $5,120Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,316Restructured Loans and leases
  • $7Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,669Total interest income
  • $826Total interest expense
  • $1,843Net interest income
  • $154Provision for loan and lease losses
  • $353Total noninterest income
  • $0Fiduciary activities
  • $208Service charges on deposit accounts
  • $0Trading account gains & fees
  • $145Additional noninterest income
  • $1,816Total noninterest expense
  • $968Salaries and employee benefits
  • $269Premises and equipment expense
  • $579Additional noninterest expense
  • $226Pre-tax net operating income
  • -$52Securities gains (losses)
  • $7Applicable income taxes
  • $167Income before extraordinary items
  • $0Extraordinary gains - net
  • $167Net income attributable to bank
  • $0Net charge-offs
  • $167Cash dividends
  • $178Sale, conversion, retirement of capital stock, net
  • $235Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.12%Yield on earning assets
  • 1.58%Cost of funding earning assets
  • 3.54%Net interest margin
  • 0.68%Noninterest income to earning assets
  • 3.48%Noninterest expense to earning assets
  • 0.39%Net operating income to assets
  • 0.30%Return on assets (ROA)
  • 0.31%Pretax return on assets
  • 3.21%Return on equity (ROE)
  • -1.31%Retained earnings to average equity (YTD only)
  • 0.55%Net charge-offs to loans
  • 86.52%Credit loss provision to net charge-offs
  • 2.13%Efficiency ratio
  • 82,696Assets per employee
  • 2.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 140.72%Loss allowance to loans
  • 0.87%Loss allowance to noncurrent loans
  • 54.56%Noncurrent assets plus other real estate owned to assets
  • 0.94%Noncurrent loans to loans
  • 1.59%Net loans and leases to deposits
  • 69.60%Net loans and leases to core deposits
  • 77.75%Equity capital to assets
  • 9.19%Core capital (leverage) ratio
  • 9.23%Tier 1 risk-based capital ratio
  • 15.70%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $56,182Average earning assets
  • $5,206Average equity
  • $52,125Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09605The Farmers State Bank209 Montana Avenue, Holton, KS 66436October 30, 1900Full Service Brick and Mortar
    1233550Circleville Branch205 Lincoln, Circleville, KS 66416May 13, 1991Limited Service Mobile

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Farmers State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents