The Farmers State Bank of Oakley, Kansas in Oakley, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Farmers State Bank of Oakley, Kansas - Overview

  • General
  • FDIC Certificate #: 1867
    Status: Active
    Federal Reserve ID: 278256
    Bank Holding Company (Regulatory Top Holder): Security Bancshares, Inc. (RSSDID: 1248836, Location: Scott City, KS)
    Date Established: March 17, 1907
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 13340
    FDIC's unique #: 1243
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 Center Avenue, Oakley, KS 67748
    County: Logan
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $106.5 mil
    Equity capital: $14.3 mil
    Deposits held in domestic offices: $84.2 mil
    Return on assets (ROA): 1.01% ($1.1 mil)
    Quarterly return on assets: 0.90% ($1.0 mil)
    Return on Equity (ROE): 7.59% ($1.1 mil)
    Quarterly return on equity: 6.59% ($0.9 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.36% ($1,448.3 mil)
    Quarterly Pretax return on assets: 1.19% ($1,267.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $106,496Total assets
  • $3,172Cash and due from depository institutions
  • $477Interest-bearing balances
  • $50,187Securities
  • $6,000Federal funds sold & reverse repurchase agreements
  • $43,844Net loans & leases
  • $798Loan loss allowance
  • $0Trading account assets
  • $331Bank premises and fixed assets
  • $397Other real estate owned
  • $0Goodwill and other intangibles
  • $106,496Life insurance assets
  • $2,565All other assets
  • $92,164Total liabilities and capital
  • $84,230Total liabilities
  • $71,388Total deposits
  • $84,230Interest-bearing deposits
  • $81Deposits held in domestic offices
  • 2849.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,313Trading liabilities
  • $0Other borrowed funds
  • $772Subordinated debt
  • $14,332All other liabilities
  • $14,332Total equity capital
  • $14,332Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $1,000Surplus
  • $13,132Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $79Income earned, not collected on loans
  • $0Earning assets
  • $792Long-term assets (5+ years)
  • $100,508Average Assets, year-to-date
  • $44,239Average Assets, quarterly
  • $102,243Volatile liabilities
  • $104,274Insider loans
  • $60,031FHLB advances
  • $103,727Loans and leases held for sale
  • $1,084Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $13,297Tier 2 risk-based capital
  • $1,084Total risk weighted assets
  • $0Total unused commitments
  • $9,577Restructured Loans and leases
  • $924Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,104Total interest income
  • $1,056Total interest expense
  • $3,048Net interest income
  • $0Provision for loan and lease losses
  • $314Total noninterest income
  • $0Fiduciary activities
  • $173Service charges on deposit accounts
  • $0Trading account gains & fees
  • $141Additional noninterest income
  • $1,908Total noninterest expense
  • $1,084Salaries and employee benefits
  • $203Premises and equipment expense
  • $621Additional noninterest expense
  • $1,454Pre-tax net operating income
  • -$68Securities gains (losses)
  • $358Applicable income taxes
  • $1,028Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,028Net income attributable to bank
  • $0Net charge-offs
  • $1,028Cash dividends
  • -$82Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.28%Yield on earning assets
  • 1.10%Cost of funding earning assets
  • 3.18%Net interest margin
  • 0.33%Noninterest income to earning assets
  • 1.99%Noninterest expense to earning assets
  • 1.05%Net operating income to assets
  • 1.01%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 7.59%Return on equity (ROE)
  • 7.59%Retained earnings to average equity (YTD only)
  • -0.19%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 56,752Assets per employee
  • 6.26%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.79%Loss allowance to noncurrent loans
  • 1010.13%Noncurrent assets plus other real estate owned to assets
  • 0.45%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 52.05%Net loans and leases to core deposits
  • 57.66%Equity capital to assets
  • 13.46%Core capital (leverage) ratio
  • 12.82%Tier 1 risk-based capital ratio
  • 22.15%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $102,243Average earning assets
  • $13,538Average equity
  • $95,778Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01243The Farmers State Bank Of Oakley, Kansas100 Center Avenue, Oakley, KS 67748March 17, 1907Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Farmers State Bank of Oakley, Kansas.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents