The Farmers State Bank of Oakley, Kansas in Oakley, Kansas (KS)



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The Farmers State Bank of Oakley, Kansas routing number info

Table of contents:
The Farmers State Bank of Oakley, Kansas
GeneralFDIC Certificate #: 1867
Status: Active
Federal Reserve ID: 278256
Bank Holding Company (Regulatory Top Holder): Security Bancshares, Inc. (RSSDID: 1248836, Location: Scott City, KS)
Date Established: March 17, 1907
WWW: http://www.fsboakley.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
OTS Docket #: 13340
FDIC's unique #: 1243
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 100 Center Avenue, Oakley, KS 67748
County: Logan
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of ChangesCorrections
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $106.5 mil
Equity capital: $14.3 mil
Deposits held in domestic offices: $84.2 mil
Return on assets (ROA): 1.01% ($1.1 mil)
Quarterly return on assets: 0.90% ($1.0 mil)
Return on Equity (ROE): 7.59% ($1.1 mil)
Quarterly return on equity: 6.59% ($0.9 mil)
Net income: $1.0 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.36% ($1,448.3 mil)
Quarterly Pretax return on assets: 1.19% ($1,267.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)17
Total assets$106,496
Cash and due from depository institutions$3,172
Interest-bearing balances$477
Securities$50,187
Federal funds sold & reverse repurchase agreements$6,000
Net loans & leases$43,844
Loan loss allowance $798
Trading account assets$0
Bank premises and fixed assets$331
Other real estate owned$397
Goodwill and other intangibles$0
All other assets$2,565
Life insurance assets$106,496
Total liabilities and capital$92,164
Total liabilities$84,230
Total deposits$71,388
Interest-bearing deposits$84,230
Deposits held in domestic offices$81
% insured (estimated)2849.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$4,313
Other borrowed funds $0
Subordinated debt $772
All other liabilities $14,332
Total equity capital$14,332
Total bank equity capital$14,332
Perpetual preferred stock$0
Common stock$200
Surplus$1,000
Undivided profits $13,132
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $79
Earning assets $0
Long-term assets (5+ years) $792
Average Assets, year-to-date $100,508
Average Assets, quarterly $44,239
Volatile liabilities $102,243
Insider loans $104,274
FHLB advances $60,031
Loans and leases held for sale $103,727
Unused loan commitments $1,084
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $13,297
Total risk weighted assets $1,084
Total unused commitments $0
Restructured Loans and leases $9,577
Derivatives$924
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $4,104
Total interest expense $1,056
Net interest income $3,048
Provision for loan and lease losses $0
Total noninterest income $314
Fiduciary activities $0
Service charges on deposit accounts $173
Trading account gains & fees $0
Additional noninterest income $141
Total noninterest expense $1,908
Salaries and employee benefits $1,084
Premises and equipment expense $203
Additional noninterest expense $621
Pre-tax net operating income $1,454
Securities gains (losses) -$68
Applicable income taxes $358
Income before extraordinary items $1,028
Extraordinary gains - net $0
Net income attributable to bank $1,028
Net charge-offs $0
Cash dividends $1,028
Sale, conversion, retirement of capital stock, net -$82
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.28%
Cost of funding earning assets 1.10%
Net interest margin 3.18%
Noninterest income to earning assets 0.33%
Noninterest expense to earning assets 1.99%
Net operating income to assets 1.05%
Return on assets (ROA) 1.01%
Pretax return on assets 1.36%
Return on equity (ROE) 7.59%
Retained earnings to average equity (YTD only) 7.59%
Net charge-offs to loans -0.19%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$56,752
Cash dividends to net income (YTD only)6.26%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.79%
Noncurrent assets plus other real estate owned to assets 1010.13%
Noncurrent loans to loans 0.45%
Net loans and leases to deposits0.18%
Net loans and leases to core deposits 52.05%
Equity capital to assets 57.66%
Core capital (leverage) ratio 13.46%
Tier 1 risk-based capital ratio 12.82%
Total risk-based capital ratio 22.15%
Memoranda
Average assets$23
Average earning assets$102,243
Average equity $13,538
Average loans $95,778
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1 Kansas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
01243The Farmers State Bank Of Oakley, Kansas100 Center Avenue, Oakley, KS 67748March 17, 1907Full Service Brick and Mortar
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