State Bank in city_name, state_name - Detailed Financial Reports, Location

State Bank in Hoxie, Kansas (KS)
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State Bank - Overview

General
FDIC Certificate #: 26832
Status: Active
Federal Reserve ID: 872953
Bank Holding Company (Regulatory Top Holder): State Bank Employees Stock Ownership Plan (RSSDID: 2269061, Location: Hoxie, KS)
Date Established: November 13, 1986
WWW: http://www.statebank-online.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 52934
FDIC's unique #: 36058
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: November 13, 1986
Last Structure Change Effective Date: January 08, 2008
Last Structure Change Process Date: January 08, 2008
Last Data Update: January 08, 2008
Data Source Date: April 05, 2012
Location
Address: 745 Main Street, Hoxie, KS 67740
County: Sheridan
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Corrections
Change in Location
Financial Summary
Total assets: $126.9 mil
Equity capital: $12.7 mil
Deposits held in domestic offices: $113.7 mil
Return on assets (ROA): 1.78% ($2.3 mil)
Quarterly return on assets: 1.41% ($1.8 mil)
Return on Equity (ROE): 17.70% ($2.3 mil)
Quarterly return on equity: 13.47% ($1.8 mil)
Net income: $2.2 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.86% ($2,359.7 mil)
Quarterly Pretax return on assets: 1.47% ($1,864.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
24Total employees (full-time equivalent)
$126,863Total assets
$23,613Cash and due from depository institutions
$17,502Interest-bearing balances
$7,918Securities
$539Federal funds sold & reverse repurchase agreements
$92,167Net loans & leases
$1,476Loan loss allowance
$0Trading account assets
$374Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$126,863Life insurance assets
$2,252All other assets
$114,153Total liabilities and capital
$113,743Total liabilities
$84,176Total deposits
$113,743Interest-bearing deposits
$92Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$410Subordinated debt
$12,710All other liabilities
$12,710Total equity capital
$12,710Total bank equity capital
$0Perpetual preferred stock
$1,290Common stock
$1,657Surplus
$9,763Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,933Income earned, not collected on loans
$150Earning assets
$1,733Long-term assets (5+ years)
$118,126Average Assets, year-to-date
$5,659Average Assets, quarterly
$124,915Volatile liabilities
$125,103Insider loans
$98,729FHLB advances
$124,982Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$12,710Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$25,111Restructured Loans and leases
$1,525Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,479Total interest income
$1,015Total interest expense
$4,464Net interest income
$0Provision for loan and lease losses
$586Total noninterest income
$0Fiduciary activities
$202Service charges on deposit accounts
$0Trading account gains & fees
$384Additional noninterest income
$2,724Total noninterest expense
$1,952Salaries and employee benefits
$169Premises and equipment expense
$603Additional noninterest expense
$2,326Pre-tax net operating income
$0Securities gains (losses)
$101Applicable income taxes
$2,225Income before extraordinary items
$0Extraordinary gains - net
$2,225Net income attributable to bank
$0Net charge-offs
$2,225Cash dividends
-$7Sale, conversion, retirement of capital stock, net
$1,206Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.62%Yield on earning assets
0.85%Cost of funding earning assets
3.76%Net interest margin
0.49%Noninterest income to earning assets
2.29%Noninterest expense to earning assets
1.78%Net operating income to assets
1.78%Return on assets (ROA)
1.86%Pretax return on assets
17.70%Return on equity (ROE)
8.10%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
53,941Assets per employee
5.29%Cash dividends to net income (YTD only)
Condition Ratios (%)
54.20%Loss allowance to loans
1.58%Loss allowance to noncurrent loans
76.36%Noncurrent assets plus other real estate owned to assets
1.52%Noncurrent loans to loans
2.06%Net loans and leases to deposits
81.03%Net loans and leases to core deposits
82.79%Equity capital to assets
10.02%Core capital (leverage) ratio
10.17%Tier 1 risk-based capital ratio
12.87%Total risk-based capital ratio
Memoranda
$14Average assets
$124,915Average earning assets
$12,574Average equity
$118,719Average loans

List of branches

3 Kansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	36058	State Bank	745 Main Street, Hoxie, KS 67740	November 13, 1986	Full Service Brick and Mortar
3	11112	Grinnell Branch	106 South Adams, Grinnell, KS 67738	January 25, 1904	Full Service Brick and Mortar
4	260266	Quinter Branch	300 Highway 212, Quinter, KS 67752	Febuary 01, 1999	Full Service Brick and Mortar

State Bank in Hoxie, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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State Bank in Hoxie, Kansas (KS)Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank in Hoxie, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches