State Bank in Hoxie, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


State Bank - Overview

  • General
  • FDIC Certificate #: 26832
    Status: Active
    Federal Reserve ID: 872953
    Bank Holding Company (Regulatory Top Holder): State Bank Employees Stock Ownership Plan (RSSDID: 2269061, Location: Hoxie, KS)
    Date Established: November 13, 1986
    WWW: http://www.statebank-online.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 52934
    FDIC's unique #: 36058
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: November 13, 1986
    Last Structure Change Effective Date: January 08, 2008
    Last Structure Change Process Date: January 08, 2008
    Last Data Update: January 08, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 745 Main Street, Hoxie, KS 67740
    County: Sheridan
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Change in Location
  • Financial Summary
  • Total assets: $126.9 mil
    Equity capital: $12.7 mil
    Deposits held in domestic offices: $113.7 mil
    Return on assets (ROA): 1.78% ($2.3 mil)
    Quarterly return on assets: 1.41% ($1.8 mil)
    Return on Equity (ROE): 17.70% ($2.3 mil)
    Quarterly return on equity: 13.47% ($1.8 mil)
    Net income: $2.2 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.86% ($2,359.7 mil)
    Quarterly Pretax return on assets: 1.47% ($1,864.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 24Total employees (full-time equivalent)
  • $126,863Total assets
  • $23,613Cash and due from depository institutions
  • $17,502Interest-bearing balances
  • $7,918Securities
  • $539Federal funds sold & reverse repurchase agreements
  • $92,167Net loans & leases
  • $1,476Loan loss allowance
  • $0Trading account assets
  • $374Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $126,863Life insurance assets
  • $2,252All other assets
  • $114,153Total liabilities and capital
  • $113,743Total liabilities
  • $84,176Total deposits
  • $113,743Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $410Subordinated debt
  • $12,710All other liabilities
  • $12,710Total equity capital
  • $12,710Total bank equity capital
  • $0Perpetual preferred stock
  • $1,290Common stock
  • $1,657Surplus
  • $9,763Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,933Income earned, not collected on loans
  • $150Earning assets
  • $1,733Long-term assets (5+ years)
  • $118,126Average Assets, year-to-date
  • $5,659Average Assets, quarterly
  • $124,915Volatile liabilities
  • $125,103Insider loans
  • $98,729FHLB advances
  • $124,982Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $12,710Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $25,111Restructured Loans and leases
  • $1,525Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,479Total interest income
  • $1,015Total interest expense
  • $4,464Net interest income
  • $0Provision for loan and lease losses
  • $586Total noninterest income
  • $0Fiduciary activities
  • $202Service charges on deposit accounts
  • $0Trading account gains & fees
  • $384Additional noninterest income
  • $2,724Total noninterest expense
  • $1,952Salaries and employee benefits
  • $169Premises and equipment expense
  • $603Additional noninterest expense
  • $2,326Pre-tax net operating income
  • $0Securities gains (losses)
  • $101Applicable income taxes
  • $2,225Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,225Net income attributable to bank
  • $0Net charge-offs
  • $2,225Cash dividends
  • -$7Sale, conversion, retirement of capital stock, net
  • $1,206Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.62%Yield on earning assets
  • 0.85%Cost of funding earning assets
  • 3.76%Net interest margin
  • 0.49%Noninterest income to earning assets
  • 2.29%Noninterest expense to earning assets
  • 1.78%Net operating income to assets
  • 1.78%Return on assets (ROA)
  • 1.86%Pretax return on assets
  • 17.70%Return on equity (ROE)
  • 8.10%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 53,941Assets per employee
  • 5.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 54.20%Loss allowance to loans
  • 1.58%Loss allowance to noncurrent loans
  • 76.36%Noncurrent assets plus other real estate owned to assets
  • 1.52%Noncurrent loans to loans
  • 2.06%Net loans and leases to deposits
  • 81.03%Net loans and leases to core deposits
  • 82.79%Equity capital to assets
  • 10.02%Core capital (leverage) ratio
  • 10.17%Tier 1 risk-based capital ratio
  • 12.87%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $124,915Average earning assets
  • $12,574Average equity
  • $118,719Average loans

List of branches

  • 3 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    036058State Bank745 Main Street, Hoxie, KS 67740November 13, 1986Full Service Brick and Mortar
    311112Grinnell Branch106 South Adams, Grinnell, KS 67738January 25, 1904Full Service Brick and Mortar
    4260266Quinter Branch300 Highway 212, Quinter, KS 67752Febuary 01, 1999Full Service Brick and Mortar

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