The Firestone Bank in Lisbon, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 05, 1994

  • The Firestone Bank in Lisbon, Ohio (OH)
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The Firestone Bank - Overview

  • General
  • FDIC Certificate #: 13222
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Sky Bank (#14641)
    Federal Reserve ID: 35226
    Date Established: May 19, 1879
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 8364
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 05, 1994
    Last Structure Change Process Date: Febuary 24, 1994
    Last Data Update: Febuary 24, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 24 North Park Avenue, Lisbon, OH 44432
    County: Columbiana
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Youngstown-Warren, OH (#9320)
    Combined Statistical Area (CSA): Youngstown-Warren-East Liverpool, OH-PA (#566)
    Core Based Statistical Area (CBSA): East Liverpool-Salem, OH (#20620)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $71.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $39Total assets
  • $71,864Cash and due from depository institutions
  • $3,505Interest-bearing balances
  • $0Securities
  • $18,785Federal funds sold & reverse repurchase agreements
  • $2,765Net loans & leases
  • $44,991Loan loss allowance
  • $1,056Trading account assets
  • $0Bank premises and fixed assets
  • $1,380Other real estate owned
  • $51Goodwill and other intangibles
  • $337Life insurance assets
  • $50All other assets
  • $0Total liabilities and capital
  • $71,864Total liabilities
  • $67,720Total deposits
  • $67,471Interest-bearing deposits
  • $59,966Deposits held in domestic offices
  • 67471.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $249Total equity capital
  • $249Total bank equity capital
  • $4,144Perpetual preferred stock
  • $0Common stock
  • $1,667Surplus
  • $1,677Undivided profits
  • Memoranda
  • $800Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $270Income earned, not collected on loans
  • $193Earning assets
  • $66,541Long-term assets (5+ years)
  • $13,590Average Assets, year-to-date
  • $71,643Average Assets, quarterly
  • $71,414Volatile liabilities
  • $1,546Insider loans
  • $1,542FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,793Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,094Total risk weighted assets
  • $41,139Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,061Total interest expense
  • $2,272Net interest income
  • $2,789Provision for loan and lease losses
  • $0Total noninterest income
  • $301Fiduciary activities
  • $0Service charges on deposit accounts
  • $184Trading account gains & fees
  • $0Additional noninterest income
  • $117Total noninterest expense
  • $2,896Salaries and employee benefits
  • $1,306Premises and equipment expense
  • $354Additional noninterest expense
  • $1,236Pre-tax net operating income
  • $194Securities gains (losses)
  • $0Applicable income taxes
  • $12Income before extraordinary items
  • $182Extraordinary gains - net
  • $0Net income attributable to bank
  • $182Net charge-offs
  • -$213Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.70%Cost of funding earning assets
  • 3.46%Net interest margin
  • 4.24%Noninterest income to earning assets
  • 0.46%Noninterest expense to earning assets
  • 4.41%Net operating income to assets
  • 0.25%Return on assets (ROA)
  • 0.25%Pretax return on assets
  • 0.27%Return on equity (ROE)
  • 4.43%Retained earnings to average equity (YTD only)
  • 4.43%Net charge-offs to loans
  • -0.43%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 93,722Assets per employee
  • 1.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.29%Loss allowance to noncurrent loans
  • 391.11%Noncurrent assets plus other real estate owned to assets
  • 0.45%Noncurrent loans to loans
  • 0.59%Net loans and leases to deposits
  • 66.68%Net loans and leases to core deposits
  • 68.25%Equity capital to assets
  • 5.77%Core capital (leverage) ratio
  • 5.70%Tier 1 risk-based capital ratio
  • 9.95%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $71,643Average earning assets
  • $4,104Average equity
  • $65,729Average loans

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