The First Bank of Fairland in Fairland, Oklahoma (OK)
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Table of contents:
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 7 |
| Total assets | $10,323 |
| Cash and due from depository institutions | $486 |
| Interest-bearing balances | $199 |
| Securities | $800 |
| Federal funds sold & reverse repurchase agreements | $450 |
| Net loans & leases | $7,883 |
| Loan loss allowance | $45 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $311 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $224 |
| All other assets | $169 |
| Life insurance assets | $10,323 |
| Total liabilities and capital | $9,117 |
| Total liabilities | $9,114 |
| Total deposits | $6,378 |
| Interest-bearing deposits | $9,114 |
| Deposits held in domestic offices | $100 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $3 |
| All other liabilities | $1,206 |
| Total equity capital | $1,206 |
| Total bank equity capital | $1,206 |
| Perpetual preferred stock | $0 |
| Common stock | $200 |
| Surplus | $765 |
| Undivided profits | $241 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $3 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $77 |
| Average Assets, year-to-date | $9,332 |
| Average Assets, quarterly | $149 |
| Volatile liabilities | $10,089 |
| Insider loans | $10,213 |
| FHLB advances | $7,126 |
| Loans and leases held for sale | $10,090 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $982 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $665 |
| Derivatives | $69 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $517 |
| Total interest expense | $40 |
| Net interest income | $477 |
| Provision for loan and lease losses | $25 |
| Total noninterest income | $164 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $123 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $41 |
| Total noninterest expense | $473 |
| Salaries and employee benefits | $291 |
| Premises and equipment expense | $83 |
| Additional noninterest expense | $99 |
| Pre-tax net operating income | $143 |
| Securities gains (losses) | $0 |
| Applicable income taxes | $1 |
| Income before extraordinary items | $142 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $142 |
| Net charge-offs | $0 |
| Cash dividends | $142 |
| Sale, conversion, retirement of capital stock, net | $10 |
| Net operating income | $107 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 5.74% |
| Cost of funding earning assets | 0.44% |
| Net interest margin | 5.30% |
| Noninterest income to earning assets | 1.82% |
| Noninterest expense to earning assets | 5.25% |
| Net operating income to assets | 1.41% |
| Return on assets (ROA) | 1.41% |
| Pretax return on assets | 1.42% |
| Return on equity (ROE) | 11.93% |
| Retained earnings to average equity (YTD only) | 2.94% |
| Net charge-offs to loans | 0.14% |
| Credit loss provision to net charge-offs | 250.00% |
| Efficiency ratio | 16.80% |
| Assets per employee | $73,791 |
| Cash dividends to net income (YTD only) | 1.47% |
| Condition Ratios (%) | |
| Loss allowance to loans | 75.35% |
| Loss allowance to noncurrent loans | 0.57% |
| Noncurrent assets plus other real estate owned to assets | 1500.00% |
| Noncurrent loans to loans | 0.03% |
| Net loans and leases to deposits | 0.04% |
| Net loans and leases to core deposits | 86.49% |
| Equity capital to assets | 86.49% |
| Core capital (leverage) ratio | 11.68% |
| Tier 1 risk-based capital ratio | 9.73% |
| Total risk-based capital ratio | 13.78% |
| Memoranda | |
| Average assets | $14 |
| Average earning assets | $10,089 |
| Average equity | $1,190 |
| Average loans | $9,002 |
| 1 Oklahoma Branch as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 2668 | The First Bank Of Fairland | 32 West Conner Avenue, Fairland, OK 74343 | December 01, 1897 | Full Service Brick and Mortar |  |
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Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.