The First National Bank and Trust Company of Miami in city_name, state_name

The First National Bank and Trust Company of Miami in Miami, Oklahoma (OK)
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The First National Bank and Trust Company of Miami routing number info

The First National Bank and Trust Company of Miami - Overview

General
FDIC Certificate #: 4148
Status: Active
Federal Reserve ID: 837158
Bank Holding Company (Regulatory Top Holder): First Miami Bancshares, Inc. (RSSDID: 1061316, Location: Miami, OK)
Date Established: January 01, 1900
WWW: http://www.fnbmiami.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 2708
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 2 North Main Street, Miami, OK 74354
County: Ottawa
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Miami, OK (#33060)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $130.5 mil
Equity capital: $12.2 mil
Deposits held in domestic offices: $117.9 mil
Return on assets (ROA): 0.69% ($0.9 mil)
Quarterly return on assets: 0.44% ($0.6 mil)
Return on Equity (ROE): 8.09% ($1.0 mil)
Quarterly return on equity: 4.62% ($0.6 mil)
Net income: $0.9 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.97% ($1,265.5 mil)
Quarterly Pretax return on assets: 0.63% ($821.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
41Total employees (full-time equivalent)
$130,466Total assets
$13,868Cash and due from depository institutions
$9,113Interest-bearing balances
$23,840Securities
$4,404Federal funds sold & reverse repurchase agreements
$83,433Net loans & leases
$999Loan loss allowance
$0Trading account assets
$2,310Bank premises and fixed assets
$247Other real estate owned
$475Goodwill and other intangibles
$130,466Life insurance assets
$1,889All other assets
$118,283Total liabilities and capital
$117,852Total liabilities
$88,071Total deposits
$117,852Interest-bearing deposits
$80Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$431Subordinated debt
$12,183All other liabilities
$12,183Total equity capital
$12,183Total bank equity capital
$0Perpetual preferred stock
$607Common stock
$3,361Surplus
$8,215Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,239Income earned, not collected on loans
$0Earning assets
$793Long-term assets (5+ years)
$120,790Average Assets, year-to-date
$14,329Average Assets, quarterly
$137,901Volatile liabilities
$129,057Insider loans
$86,817FHLB advances
$128,565Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$12,638Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$8,294Restructured Loans and leases
$657Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,497Total interest income
$561Total interest expense
$4,936Net interest income
$350Provision for loan and lease losses
$771Total noninterest income
$87Fiduciary activities
$284Service charges on deposit accounts
$0Trading account gains & fees
$400Additional noninterest income
$4,025Total noninterest expense
$2,250Salaries and employee benefits
$509Premises and equipment expense
$1,266Additional noninterest expense
$1,332Pre-tax net operating income
$0Securities gains (losses)
$386Applicable income taxes
$946Income before extraordinary items
$0Extraordinary gains - net
$946Net income attributable to bank
$0Net charge-offs
$946Cash dividends
$290Sale, conversion, retirement of capital stock, net
$156Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.23%Yield on earning assets
0.43%Cost of funding earning assets
3.80%Net interest margin
0.59%Noninterest income to earning assets
3.10%Noninterest expense to earning assets
0.69%Net operating income to assets
0.69%Return on assets (ROA)
0.97%Pretax return on assets
8.09%Return on equity (ROE)
6.76%Retained earnings to average equity (YTD only)
0.34%Net charge-offs to loans
120.69%Credit loss provision to net charge-offs
5.80%Efficiency ratio
70,527Assets per employee
3.18%Cash dividends to net income (YTD only)
Condition Ratios (%)
16.49%Loss allowance to loans
1.18%Loss allowance to noncurrent loans
44.62%Noncurrent assets plus other real estate owned to assets
1.91%Noncurrent loans to loans
2.65%Net loans and leases to deposits
70.79%Net loans and leases to core deposits
71.44%Equity capital to assets
9.34%Core capital (leverage) ratio
9.83%Tier 1 risk-based capital ratio
14.56%Total risk-based capital ratio
Memoranda
$16Average assets
$137,901Average earning assets
$11,694Average equity
$129,843Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$17,789Managed Assets
1Number of Accounts
$16,377Personal trust and agency accounts
$4,797Employee benefit-defined contribution accounts
$7,619Employee benefit-defined benefit accounts
$3,735Other retirement accounts
$0Corporate trust and agency accounts
$226Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
18Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$1,412Other retirement accounts
$1,057Corporate trust and agency accounts
$0Other fiduciary accounts
$355Fiduciary accounts held in foreign offices

List of branches

3 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2708	The First National Bank And Trust Co	2 North Main Street, Miami, OK 74354	January 01, 1900	Full Service Brick and Mortar
1	202328	Motor Bank Branch	201-207 North Main Street, Miami, OK 74354	January 02, 1958	Limited Service Facility
2	39705	1749 North Main Street Branch	1749 North Main Street, Miami, OK 74354	November 10, 1988	Full Service Brick and Mortar

The First National Bank and Trust Company of Miami in Miami, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank and Trust Company of Miami - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank and Trust Company of Miami in Miami, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank and Trust Company of Miami - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank and Trust Company of Miami in Miami, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches