FDIC Certificate #: 4581 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Metropolitan National Bank (#24311) Federal Reserve ID: 771551 Date Established: June 12, 1905 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 2 (Interstate: No) OTS Docket #: 13372 FDIC's unique #: 3034 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: December 09, 2004 Last Structure Change Process Date: December 20, 2004 Last Data Update: December 20, 2004 Data Source Date: April 05, 2012
Location
Address: 1101 Gulf Street, Lamar, MO 64759 County: Barton Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Springfield Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $44.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
18Total employees (full-time equivalent)
$47,722Total assets
$3,082Cash and due from depository institutions
$553Interest-bearing balances
$8,630Securities
$323Federal funds sold & reverse repurchase agreements
$34,048Net loans & leases
$376Loan loss allowance
$0Trading account assets
$281Bank premises and fixed assets
$164Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,194All other assets
$47,722Total liabilities and capital
$42,780Total liabilities
$37,227Total deposits
$31,884Interest-bearing deposits
$37,227Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$5,195Other borrowed funds
$0Subordinated debt
$358All other liabilities
$4,942Total equity capital
$4,942Total bank equity capital
$4,942Perpetual preferred stock
$0Common stock
$200Surplus
$500Undivided profits
Memoranda
$4,242Noncurrent loans and leases
$2,775Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$297Earning assets
$0Long-term assets (5+ years)
$410Average Assets, year-to-date
$43,554Average Assets, quarterly
$12,705Volatile liabilities
$47,615Insider loans
$47,396FHLB advances
$5,949Loans and leases held for sale
$1,703Unused loan commitments
$5,195Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$2,775Total unused commitments
$133Restructured Loans and leases
$376Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$2,789Total interest income
$968Total interest expense
$1,821Net interest income
$113Provision for loan and lease losses
$320Total noninterest income
$0Fiduciary activities
$248Service charges on deposit accounts
$0Trading account gains & fees
$72Additional noninterest income
$1,330Total noninterest expense
$734Salaries and employee benefits
$135Premises and equipment expense
$461Additional noninterest expense
$698Pre-tax net operating income
$0Securities gains (losses)
$242Applicable income taxes
$456Income before extraordinary items
$0Extraordinary gains - net
$456Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$229Sale, conversion, retirement of capital stock, net
$550Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.36%Yield on earning assets
2.21%Cost of funding earning assets
4.15%Net interest margin
0.73%Noninterest income to earning assets
3.03%Noninterest expense to earning assets
0.96%Net operating income to assets
0.96%Return on assets (ROA)
1.47%Pretax return on assets
9.25%Return on equity (ROE)
-1.91%Retained earnings to average equity (YTD only)
0.66%Net charge-offs to loans
49.34%Credit loss provision to net charge-offs
3.54%Efficiency ratio
62,121Assets per employee
2.65%Cash dividends to net income (YTD only)
Condition Ratios (%)
120.61%Loss allowance to loans
1.09%Loss allowance to noncurrent loans
126.60%Noncurrent assets plus other real estate owned to assets
0.97%Noncurrent loans to loans
0.86%Net loans and leases to deposits
91.46%Net loans and leases to core deposits
108.86%Equity capital to assets
10.36%Core capital (leverage) ratio
10.25%Tier 1 risk-based capital ratio
14.44%Total risk-based capital ratio
Memoranda
$16Average assets
$47,615Average earning assets
$4,930Average equity
$43,841Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: