The First National Bank in Elizabethtown in Elizabethtown, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1994

The First National Bank in Elizabethtown in Elizabethtown, Illinois (IL)
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The First National Bank in Elizabethtown - Overview

General
FDIC Certificate #: 9076
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Illinois One Bank, National Association (#14743)
Federal Reserve ID: 1011843
Date Established: June 30, 1903
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 5810
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 01, 1994
Last Structure Change Process Date: July 20, 1994
Last Data Update: July 20, 1994
Data Source Date: April 05, 2012
Location
Address: First And Main Streets, Elizabethtown, IL 62931
County: Hardin
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Mount Vernon
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $14.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$11Total assets
$15,335Cash and due from depository institutions
$1,187Interest-bearing balances
$198Securities
$5,543Federal funds sold & reverse repurchase agreements
$894Net loans & leases
$7,034Loan loss allowance
$108Trading account assets
$0Bank premises and fixed assets
$474Other real estate owned
$0Goodwill and other intangibles
$203Life insurance assets
$0All other assets
$0Total liabilities and capital
$15,335Total liabilities
$13,944Total deposits
$13,864Interest-bearing deposits
$12,322Deposits held in domestic offices
13864.00%% insured (estimated)
$92Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$80Total equity capital
$80Total bank equity capital
$1,391Perpetual preferred stock
$0Common stock
$240Surplus
$440Undivided profits
Memoranda
$711Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$146Income earned, not collected on loans
$76Earning assets
$13,669Long-term assets (5+ years)
$3,149Average Assets, year-to-date
$15,076Average Assets, quarterly
$15,262Volatile liabilities
$900Insider loans
$219FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$259Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,391Total risk weighted assets
$7,394Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$1,086Total interest expense
$437Net interest income
$649Provision for loan and lease losses
$10Total noninterest income
$146Fiduciary activities
$0Service charges on deposit accounts
$89Trading account gains & fees
$0Additional noninterest income
$57Total noninterest expense
$558Salaries and employee benefits
$227Premises and equipment expense
$65Additional noninterest expense
$266Pre-tax net operating income
$227Securities gains (losses)
$0Applicable income taxes
$51Income before extraordinary items
$176Extraordinary gains - net
-$12Net income attributable to bank
$164Net charge-offs
$29Cash dividends
$105Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.12%Cost of funding earning assets
3.27%Net interest margin
4.85%Noninterest income to earning assets
1.09%Noninterest expense to earning assets
4.17%Net operating income to assets
1.17%Return on assets (ROA)
1.09%Pretax return on assets
1.43%Return on equity (ROE)
12.09%Retained earnings to average equity (YTD only)
4.35%Net charge-offs to loans
0.39%Credit loss provision to net charge-offs
34.48%Efficiency ratio
70,189Assets per employee
1.39%Cash dividends to net income (YTD only)
Condition Ratios (%)
64.02%Loss allowance to loans
1.51%Loss allowance to noncurrent loans
73.97%Noncurrent assets plus other real estate owned to assets
0.95%Noncurrent loans to loans
2.04%Net loans and leases to deposits
50.74%Net loans and leases to core deposits
54.26%Equity capital to assets
9.07%Core capital (leverage) ratio
9.04%Tier 1 risk-based capital ratio
18.81%Total risk-based capital ratio
Memoranda
$20Average assets
$15,076Average earning assets
$1,356Average equity
$13,381Average loans

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