The First National Bank in Trinidad in city_name, state_name

The First National Bank in Trinidad in Trinidad, Colorado (CO), NM
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The First National Bank in Trinidad routing number info

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The First National Bank in Trinidad - Overview

General
FDIC Certificate #: 14584
Status: Active
Federal Reserve ID: 474058
Bank Holding Company (Regulatory Top Holder): Republic Trinidad Corporation (RSSDID: 1054073, Location: Houston, TX)
Date Established: April 16, 1875
WWW: http://www.fnbtrinidad.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Domestic: 5, Interstate: Yes)
FDIC's unique #: 9117
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: July 13, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 100 East Main Street, Trinidad, CO 81082
County: Las Animas
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $182.9 mil
Equity capital: $22.5 mil
Deposits held in domestic offices: $159.9 mil
Return on assets (ROA): 0.56% ($1.0 mil)
Quarterly return on assets: 0.63% ($1.2 mil)
Return on Equity (ROE): 4.55% ($1.0 mil)
Quarterly return on equity: 5.13% ($1.2 mil)
Net income: $1.0 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 0.56% ($1,024.3 mil)
Quarterly Pretax return on assets: 0.63% ($1,152.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
69Total employees (full-time equivalent)
$182,903Total assets
$63,757Cash and due from depository institutions
$59,684Interest-bearing balances
$0Securities
$0Federal funds sold & reverse repurchase agreements
$106,557Net loans & leases
$2,009Loan loss allowance
$0Trading account assets
$2,087Bank premises and fixed assets
$2,590Other real estate owned
$0Goodwill and other intangibles
$182,903Life insurance assets
$7,912All other assets
$160,401Total liabilities and capital
$159,898Total liabilities
$130,047Total deposits
$159,898Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$503Subordinated debt
$22,502All other liabilities
$22,502Total equity capital
$22,502Total bank equity capital
$0Perpetual preferred stock
$400Common stock
$400Surplus
$21,702Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,744Income earned, not collected on loans
$0Earning assets
$428Long-term assets (5+ years)
$166,241Average Assets, year-to-date
$49,671Average Assets, quarterly
$182,068Volatile liabilities
$182,877Insider loans
$81,262FHLB advances
$184,312Loans and leases held for sale
$5,715Unused loan commitments
$3,808Tier 1 (core) risk-based capital
$22,502Tier 2 risk-based capital
$0Total risk weighted assets
$1,907Total unused commitments
$2,872Restructured Loans and leases
$413Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$7,682Total interest income
$908Total interest expense
$6,774Net interest income
$56Provision for loan and lease losses
$1,148Total noninterest income
$0Fiduciary activities
$406Service charges on deposit accounts
$0Trading account gains & fees
$742Additional noninterest income
$6,855Total noninterest expense
$3,651Salaries and employee benefits
$721Premises and equipment expense
$2,483Additional noninterest expense
$1,011Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$1,011Income before extraordinary items
$0Extraordinary gains - net
$1,011Net income attributable to bank
$0Net charge-offs
$1,011Cash dividends
$47Sale, conversion, retirement of capital stock, net
$440Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.51%Yield on earning assets
0.53%Cost of funding earning assets
3.98%Net interest margin
0.67%Noninterest income to earning assets
4.02%Noninterest expense to earning assets
0.56%Net operating income to assets
0.56%Return on assets (ROA)
0.56%Pretax return on assets
4.55%Return on equity (ROE)
2.57%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
119.15%Credit loss provision to net charge-offs
22.70%Efficiency ratio
86,531Assets per employee
2.65%Cash dividends to net income (YTD only)
Condition Ratios (%)
43.52%Loss allowance to loans
1.85%Loss allowance to noncurrent loans
73.21%Noncurrent assets plus other real estate owned to assets
2.92%Noncurrent loans to loans
2.53%Net loans and leases to deposits
66.64%Net loans and leases to core deposits
70.46%Equity capital to assets
12.30%Core capital (leverage) ratio
12.21%Tier 1 risk-based capital ratio
27.69%Total risk-based capital ratio
Memoranda
$29Average assets
$182,068Average earning assets
$22,220Average equity
$170,386Average loans

List of branches

4 Colorado Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	9117	The First National Bank In Trinidad	100 East Main Street, Trinidad, CO 81082	April 16, 1875	Full Service Brick and Mortar
1	231762	Motor Bank Branch	122 East First Street, Trinidad, CO 81082	December 10, 1979	Limited Service Facility
2	231763	Huerfano County Branch	135 West Sixth Street, Walsenburg, CO 81089	October 18, 1993	Full Service Brick and Mortar
3	231764	Wal-Mart Branch	2921 Toupal Drive, Trinidad, CO 81082	September 16, 1998	Full Service Retail

1 New Mexico Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
4	357431	Loan Production Branch	1246 S. Second Street, Raton, NM 87740	October 01, 1999	Limited Service Loan Production

The First National Bank in Trinidad in Trinidad, Colorado (CO), NM
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank in Trinidad - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank in Trinidad in Trinidad, Colorado (CO), NMOverview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank in Trinidad - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank in Trinidad in Trinidad, Colorado (CO), NM
Overview, Financial Summary, Detailed Financial Reports, Branches