The First National Bank in Wellington in Wellington, Kansas (KS)



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The First National Bank in Wellington routing number info

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The First National Bank in Wellington
GeneralFDIC Certificate #: 4795
Status: Active
Federal Reserve ID: 369453
Bank Holding Company (Regulatory Top Holder): First Financial Corporation (RSSDID: 1067514, Location: Wellington, KS)
Date Established: March 01, 1879
WWW: http://www.fnbwellington.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 3204
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 206 East Harvey Avenue, Wellington, KS 67152
County: Sumner
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Wichita
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
Core Based Statistical Area (CBSA): Wichita, KS (#48620)
CBSA Metro Statistical Area: Wichita, KS (#48620)
History of ChangesCorrections
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $89.5 mil
Equity capital: $8.9 mil
Deposits held in domestic offices: $77.8 mil
Return on assets (ROA): 0.90% ($0.8 mil)
Quarterly return on assets: 1.07% ($1.0 mil)
Return on Equity (ROE): 10.10% ($0.9 mil)
Quarterly return on equity: 10.99% ($1.0 mil)
Net income: $0.8 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.94% ($841.1 mil)
Quarterly Pretax return on assets: 1.11% ($993.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)23
Total assets$89,484
Cash and due from depository institutions$3,553
Interest-bearing balances$1,776
Securities$29,141
Federal funds sold & reverse repurchase agreements$862
Net loans & leases$53,726
Loan loss allowance $939
Trading account assets$0
Bank premises and fixed assets$782
Other real estate owned$48
Goodwill and other intangibles$0
All other assets$1,372
Life insurance assets$89,484
Total liabilities and capital$80,630
Total liabilities$77,761
Total deposits$64,785
Interest-bearing deposits$77,761
Deposits held in domestic offices$95
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$2,640
Other borrowed funds $0
Subordinated debt $229
All other liabilities $8,854
Total equity capital$8,854
Total bank equity capital$8,854
Perpetual preferred stock$0
Common stock$1,600
Surplus$1,620
Undivided profits $5,634
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $145
Earning assets $0
Long-term assets (5+ years) $667
Average Assets, year-to-date $85,505
Average Assets, quarterly $29,478
Volatile liabilities $88,104
Insider loans $90,087
FHLB advances $55,894
Loans and leases held for sale $94,654
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $8,349
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $8,649
Derivatives$579
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,956
Total interest expense $671
Net interest income $3,285
Provision for loan and lease losses $255
Total noninterest income $430
Fiduciary activities $0
Service charges on deposit accounts $226
Trading account gains & fees $0
Additional noninterest income $204
Total noninterest expense $2,649
Salaries and employee benefits $1,422
Premises and equipment expense $202
Additional noninterest expense $1,025
Pre-tax net operating income $811
Securities gains (losses) $21
Applicable income taxes $36
Income before extraordinary items $796
Extraordinary gains - net $0
Net income attributable to bank $796
Net charge-offs $0
Cash dividends $796
Sale, conversion, retirement of capital stock, net $282
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.69%
Cost of funding earning assets 0.80%
Net interest margin 3.90%
Noninterest income to earning assets 0.51%
Noninterest expense to earning assets 3.14%
Net operating income to assets 0.88%
Return on assets (ROA) 0.90%
Pretax return on assets 0.94%
Return on equity (ROE) 10.10%
Retained earnings to average equity (YTD only) 10.10%
Net charge-offs to loans 0.49%
Credit loss provision to net charge-offs 90.43%
Efficiency ratio3.78%
Assets per employee$71,306
Cash dividends to net income (YTD only)3.89%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.72%
Noncurrent assets plus other real estate owned to assets 647.59%
Noncurrent loans to loans 0.22%
Net loans and leases to deposits0.27%
Net loans and leases to core deposits 69.09%
Equity capital to assets 72.64%
Core capital (leverage) ratio 9.89%
Tier 1 risk-based capital ratio 8.82%
Total risk-based capital ratio 14.94%
Memoranda
Average assets$16
Average earning assets$88,104
Average equity $7,885
Average loans $84,307
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1 Kansas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
03204The First National Bank In Wellingto206 East Harvey Avenue, Wellington, KS 67152March 01, 1879Full Service Brick and Mortar
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