The First National Bank in Wellington in Wellington, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank in Wellington - Overview

  • General
  • FDIC Certificate #: 4795
    Status: Active
    Federal Reserve ID: 369453
    Bank Holding Company (Regulatory Top Holder): First Financial Corporation (RSSDID: 1067514, Location: Wellington, KS)
    Date Established: March 01, 1879
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 3204
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 206 East Harvey Avenue, Wellington, KS 67152
    County: Sumner
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $89.5 mil
    Equity capital: $8.9 mil
    Deposits held in domestic offices: $77.8 mil
    Return on assets (ROA): 0.90% ($0.8 mil)
    Quarterly return on assets: 1.07% ($1.0 mil)
    Return on Equity (ROE): 10.10% ($0.9 mil)
    Quarterly return on equity: 10.99% ($1.0 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.94% ($841.1 mil)
    Quarterly Pretax return on assets: 1.11% ($993.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $89,484Total assets
  • $3,553Cash and due from depository institutions
  • $1,776Interest-bearing balances
  • $29,141Securities
  • $862Federal funds sold & reverse repurchase agreements
  • $53,726Net loans & leases
  • $939Loan loss allowance
  • $0Trading account assets
  • $782Bank premises and fixed assets
  • $48Other real estate owned
  • $0Goodwill and other intangibles
  • $89,484Life insurance assets
  • $1,372All other assets
  • $80,630Total liabilities and capital
  • $77,761Total liabilities
  • $64,785Total deposits
  • $77,761Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,640Trading liabilities
  • $0Other borrowed funds
  • $229Subordinated debt
  • $8,854All other liabilities
  • $8,854Total equity capital
  • $8,854Total bank equity capital
  • $0Perpetual preferred stock
  • $1,600Common stock
  • $1,620Surplus
  • $5,634Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $145Income earned, not collected on loans
  • $0Earning assets
  • $667Long-term assets (5+ years)
  • $85,505Average Assets, year-to-date
  • $29,478Average Assets, quarterly
  • $88,104Volatile liabilities
  • $90,087Insider loans
  • $55,894FHLB advances
  • $94,654Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,349Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,649Restructured Loans and leases
  • $579Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,956Total interest income
  • $671Total interest expense
  • $3,285Net interest income
  • $255Provision for loan and lease losses
  • $430Total noninterest income
  • $0Fiduciary activities
  • $226Service charges on deposit accounts
  • $0Trading account gains & fees
  • $204Additional noninterest income
  • $2,649Total noninterest expense
  • $1,422Salaries and employee benefits
  • $202Premises and equipment expense
  • $1,025Additional noninterest expense
  • $811Pre-tax net operating income
  • $21Securities gains (losses)
  • $36Applicable income taxes
  • $796Income before extraordinary items
  • $0Extraordinary gains - net
  • $796Net income attributable to bank
  • $0Net charge-offs
  • $796Cash dividends
  • $282Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.69%Yield on earning assets
  • 0.80%Cost of funding earning assets
  • 3.90%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 3.14%Noninterest expense to earning assets
  • 0.88%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 0.94%Pretax return on assets
  • 10.10%Return on equity (ROE)
  • 10.10%Retained earnings to average equity (YTD only)
  • 0.49%Net charge-offs to loans
  • 90.43%Credit loss provision to net charge-offs
  • 3.78%Efficiency ratio
  • 71,306Assets per employee
  • 3.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.72%Loss allowance to noncurrent loans
  • 647.59%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.27%Net loans and leases to deposits
  • 69.09%Net loans and leases to core deposits
  • 72.64%Equity capital to assets
  • 9.89%Core capital (leverage) ratio
  • 8.82%Tier 1 risk-based capital ratio
  • 14.94%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $88,104Average earning assets
  • $7,885Average equity
  • $84,307Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03204The First National Bank In Wellingto206 East Harvey Avenue, Wellington, KS 67152March 01, 1879Full Service Brick and Mortar

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