The State Bank of Conway Springs in Conway Springs, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

The State Bank of Conway Springs - Overview

  • General
  • FDIC Certificate #: 15492
    Status: Active
    Federal Reserve ID: 726355
    Date Established: January 01, 1884
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 15818
    FDIC's unique #: 9794
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: May 20, 1937
    Last Structure Change Effective Date: January 31, 2011
    Last Structure Change Process Date: Febuary 01, 2011
    Last Data Update: Febuary 01, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 218 W Spring Ave, Conway Springs, KS 67031
    County: Sumner
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • Financial Summary
  • Total assets: $26.3 mil
    Equity capital: $2.4 mil
    Deposits held in domestic offices: $22.6 mil
    Return on assets (ROA): 0.86% ($0.2 mil)
    Quarterly return on assets: 0.55% ($0.1 mil)
    Return on Equity (ROE): 9.12% ($0.2 mil)
    Quarterly return on equity: 6.20% ($0.1 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.86% ($226.1 mil)
    Quarterly Pretax return on assets: 0.55% ($144.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $26,288Total assets
  • $7,959Cash and due from depository institutions
  • $7,115Interest-bearing balances
  • $4,782Securities
  • $446Federal funds sold & reverse repurchase agreements
  • $12,107Net loans & leases
  • $205Loan loss allowance
  • $0Trading account assets
  • $311Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $26,288Life insurance assets
  • $683All other assets
  • $23,888Total liabilities and capital
  • $22,565Total liabilities
  • $17,983Total deposits
  • $22,565Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,260Trading liabilities
  • $0Other borrowed funds
  • $63Subordinated debt
  • $2,400All other liabilities
  • $2,400Total equity capital
  • $2,400Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $500Surplus
  • $1,850Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $249Income earned, not collected on loans
  • $0Earning assets
  • $182Long-term assets (5+ years)
  • $24,450Average Assets, year-to-date
  • $5,486Average Assets, quarterly
  • $24,691Volatile liabilities
  • $26,760Insider loans
  • $14,520FHLB advances
  • $26,710Loans and leases held for sale
  • $260Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,319Tier 2 risk-based capital
  • $260Total risk weighted assets
  • $0Total unused commitments
  • $809Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,015Total interest income
  • $272Total interest expense
  • $743Net interest income
  • $10Provision for loan and lease losses
  • $107Total noninterest income
  • $0Fiduciary activities
  • $98Service charges on deposit accounts
  • $0Trading account gains & fees
  • $9Additional noninterest income
  • $628Total noninterest expense
  • $257Salaries and employee benefits
  • $72Premises and equipment expense
  • $299Additional noninterest expense
  • $212Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $212Income before extraordinary items
  • $0Extraordinary gains - net
  • $212Net income attributable to bank
  • $0Net charge-offs
  • $212Cash dividends
  • $25Sale, conversion, retirement of capital stock, net
  • $50Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.44%Yield on earning assets
  • 1.19%Cost of funding earning assets
  • 3.25%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 2.74%Noninterest expense to earning assets
  • 0.86%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 0.86%Pretax return on assets
  • 9.12%Return on equity (ROE)
  • 6.97%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 40.00%Credit loss provision to net charge-offs
  • 8.88%Efficiency ratio
  • 73,882Assets per employee
  • 3.76%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 23.58%Loss allowance to loans
  • 1.67%Loss allowance to noncurrent loans
  • 82.33%Noncurrent assets plus other real estate owned to assets
  • 0.95%Noncurrent loans to loans
  • 2.02%Net loans and leases to deposits
  • 53.65%Net loans and leases to core deposits
  • 55.97%Equity capital to assets
  • 9.13%Core capital (leverage) ratio
  • 8.68%Tier 1 risk-based capital ratio
  • 15.97%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $24,691Average earning assets
  • $2,324Average equity
  • $22,886Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09794The State Bank Of Conway Springs218 W Spring Ave, Conway Springs, KS 67031January 01, 1884Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The State Bank of Conway Springs.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents