The First National Bank of Arenzville in Arenzville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Arenzville - Overview

  • General
  • FDIC Certificate #: 3599
    Status: Active
    Federal Reserve ID: 593333
    Bank Holding Company (Regulatory Top Holder): Arenzville Bancorp, Inc (RSSDID: 2734073, Location: Arenzville, IL)
    Date Established: January 01, 1882
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 15737
    FDIC's unique #: 2289
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 01, 2010
    Last Structure Change Process Date: June 01, 2010
    Last Data Update: June 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 110 S Charles St, Arenzville, IL 62611
    County: Cass
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $69.1 mil
    Equity capital: $5.0 mil
    Deposits held in domestic offices: $63.7 mil
    Return on assets (ROA): 0.60% ($0.4 mil)
    Quarterly return on assets: 0.59% ($0.4 mil)
    Return on Equity (ROE): 7.90% ($0.4 mil)
    Quarterly return on equity: 7.80% ($0.4 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.90% ($622.3 mil)
    Quarterly Pretax return on assets: 0.94% ($649.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $69,141Total assets
  • $9,474Cash and due from depository institutions
  • $7,392Interest-bearing balances
  • $14,259Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $42,937Net loans & leases
  • $441Loan loss allowance
  • $0Trading account assets
  • $1,531Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $69,141Life insurance assets
  • $940All other assets
  • $64,189Total liabilities and capital
  • $63,742Total liabilities
  • $41,754Total deposits
  • $63,742Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $447Subordinated debt
  • $4,952All other liabilities
  • $4,952Total equity capital
  • $4,952Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $985Surplus
  • $3,867Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $561Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $253Income earned, not collected on loans
  • $0Earning assets
  • $460Long-term assets (5+ years)
  • $64,588Average Assets, year-to-date
  • $6,239Average Assets, quarterly
  • $64,137Volatile liabilities
  • $65,304Insider loans
  • $41,174FHLB advances
  • $65,048Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,843Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,136Restructured Loans and leases
  • $593Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,930Total interest income
  • $548Total interest expense
  • $2,382Net interest income
  • $120Provision for loan and lease losses
  • $358Total noninterest income
  • $0Fiduciary activities
  • $164Service charges on deposit accounts
  • $0Trading account gains & fees
  • $194Additional noninterest income
  • $2,080Total noninterest expense
  • $1,041Salaries and employee benefits
  • $430Premises and equipment expense
  • $609Additional noninterest expense
  • $540Pre-tax net operating income
  • $37Securities gains (losses)
  • $192Applicable income taxes
  • $385Income before extraordinary items
  • $0Extraordinary gains - net
  • $385Net income attributable to bank
  • $0Net charge-offs
  • $385Cash dividends
  • $86Sale, conversion, retirement of capital stock, net
  • $122Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.91%Yield on earning assets
  • 0.92%Cost of funding earning assets
  • 3.99%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 3.49%Noninterest expense to earning assets
  • 0.56%Net operating income to assets
  • 0.60%Return on assets (ROA)
  • 0.90%Pretax return on assets
  • 7.90%Return on equity (ROE)
  • 5.40%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 139.53%Credit loss provision to net charge-offs
  • 7.67%Efficiency ratio
  • 75,912Assets per employee
  • 3.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 31.69%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 174.31%Noncurrent assets plus other real estate owned to assets
  • 0.37%Noncurrent loans to loans
  • 0.58%Net loans and leases to deposits
  • 67.36%Net loans and leases to core deposits
  • 69.06%Equity capital to assets
  • 7.16%Core capital (leverage) ratio
  • 7.45%Tier 1 risk-based capital ratio
  • 11.76%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $64,137Average earning assets
  • $4,870Average equity
  • $59,672Average loans

List of branches

  • 3 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02289The First National Bank Of Arenzvill110 S Charles St, Arenzville, IL 62611January 01, 1882Full Service Brick and Mortar
    1360169South Jacksonville Branch1904 South Main, Jacksonville, IL 62650May 15, 2000Full Service Brick and Mortar
    2496420West Morton Avenue Branch1839 West Morton Avenue, Jacksonville, IL 62650September 28, 2009Full Service Brick and Mortar

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