The First National Bank of Castle Rock in Castle Rock, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 24, 1998

  • The First National Bank of Castle Rock in Castle Rock, Colorado (CO)
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The First National Bank of Castle Rock - Overview

  • General
  • FDIC Certificate #: 25913
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The First National Bank of Strasburg (#3058)
    Federal Reserve ID: 626950
    Date Established: Febuary 11, 1985
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 32170
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 11, 1985
    Last Structure Change Effective Date: October 24, 1998
    Last Structure Change Process Date: November 19, 1998
    Last Data Update: November 19, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 120 South Wilcox Street, Castle Rock, CO 80104
    County: Douglas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • Financial Summary
  • Total assets: $39.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $31,645Total assets
  • $4,123Cash and due from depository institutions
  • $0Interest-bearing balances
  • $5,712Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $19,918Net loans & leases
  • $178Loan loss allowance
  • $0Trading account assets
  • $1,182Bank premises and fixed assets
  • $0Other real estate owned
  • $195Goodwill and other intangibles
  • $0Life insurance assets
  • $515All other assets
  • $31,645Total liabilities and capital
  • $29,329Total liabilities
  • $28,815Total deposits
  • $20,040Interest-bearing deposits
  • $28,815Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $400Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $114All other liabilities
  • $2,316Total equity capital
  • $2,316Total bank equity capital
  • $2,316Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $1,130Undivided profits
  • Memoranda
  • $686Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $155Average Assets, year-to-date
  • $25,630Average Assets, quarterly
  • $1,492Volatile liabilities
  • $28,098Insider loans
  • $30,367FHLB advances
  • $5,017Loans and leases held for sale
  • $400Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $7,074Total unused commitments
  • $0Restructured Loans and leases
  • $23,263Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $2,240Total interest income
  • $749Total interest expense
  • $1,491Net interest income
  • $36Provision for loan and lease losses
  • $232Total noninterest income
  • $0Fiduciary activities
  • $172Service charges on deposit accounts
  • $0Trading account gains & fees
  • $60Additional noninterest income
  • $1,402Total noninterest expense
  • $768Salaries and employee benefits
  • $220Premises and equipment expense
  • $414Additional noninterest expense
  • $285Pre-tax net operating income
  • $0Securities gains (losses)
  • $80Applicable income taxes
  • $205Income before extraordinary items
  • $0Extraordinary gains - net
  • $205Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $31Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.58%Yield on earning assets
  • 3.20%Cost of funding earning assets
  • 6.38%Net interest margin
  • 0.99%Noninterest income to earning assets
  • 6.00%Noninterest expense to earning assets
  • 0.73%Net operating income to assets
  • 0.73%Return on assets (ROA)
  • 1.01%Pretax return on assets
  • 9.29%Return on equity (ROE)
  • 9.29%Retained earnings to average equity (YTD only)
  • 0.18%Net charge-offs to loans
  • 116.13%Credit loss provision to net charge-offs
  • 10.35%Efficiency ratio
  • 80,035Assets per employee
  • 1.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.89%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 69.12%Net loans and leases to core deposits
  • 82.31%Equity capital to assets
  • 7.32%Core capital (leverage) ratio
  • 7.12%Tier 1 risk-based capital ratio
  • 9.12%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $28,098Average earning assets
  • $2,207Average equity
  • $23,383Average loans

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