The First National Bank of Coulterville in Coulterville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 30, 2003

  • The First National Bank of Coulterville in Coulterville, Illinois (IL)
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The First National Bank of Coulterville - Overview

  • General
  • FDIC Certificate #: 3785
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: First State Bank of Campbell Hill (#10799)
    Federal Reserve ID: 155049
    Date Established: January 01, 1914
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 2448
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 30, 2003
    Last Structure Change Process Date: October 03, 2003
    Last Data Update: October 03, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 115 North 4th Street, Coulterville, IL 62237
    County: Randolph
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $16.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $15,417Total assets
  • $848Cash and due from depository institutions
  • $0Interest-bearing balances
  • $8,649Securities
  • $400Federal funds sold & reverse repurchase agreements
  • $5,277Net loans & leases
  • $115Loan loss allowance
  • $0Trading account assets
  • $119Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $124All other assets
  • $15,417Total liabilities and capital
  • $13,699Total liabilities
  • $13,565Total deposits
  • $11,773Interest-bearing deposits
  • $13,565Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $134All other liabilities
  • $1,718Total equity capital
  • $1,718Total bank equity capital
  • $1,718Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $100Undivided profits
  • Memoranda
  • $1,518Noncurrent loans and leases
  • $461Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4Earning assets
  • $0Long-term assets (5+ years)
  • $112Average Assets, year-to-date
  • $14,326Average Assets, quarterly
  • $2,382Volatile liabilities
  • $14,854Insider loans
  • $15,429FHLB advances
  • $310Loans and leases held for sale
  • $365Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $461Total unused commitments
  • $0Restructured Loans and leases
  • $76Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $814Total interest income
  • $261Total interest expense
  • $553Net interest income
  • $0Provision for loan and lease losses
  • $70Total noninterest income
  • $0Fiduciary activities
  • $53Service charges on deposit accounts
  • $0Trading account gains & fees
  • $17Additional noninterest income
  • $426Total noninterest expense
  • $209Salaries and employee benefits
  • $49Premises and equipment expense
  • $168Additional noninterest expense
  • $197Pre-tax net operating income
  • $0Securities gains (losses)
  • $27Applicable income taxes
  • $170Income before extraordinary items
  • $0Extraordinary gains - net
  • $170Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $66Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.97%Yield on earning assets
  • 1.91%Cost of funding earning assets
  • 4.05%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 3.12%Noninterest expense to earning assets
  • 1.14%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.33%Pretax return on assets
  • 10.29%Return on equity (ROE)
  • 6.30%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 68,379Assets per employee
  • 2.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 38.82%Loss allowance to loans
  • 2.13%Loss allowance to noncurrent loans
  • 2875.00%Noncurrent assets plus other real estate owned to assets
  • 0.03%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 38.90%Net loans and leases to core deposits
  • 39.81%Equity capital to assets
  • 11.14%Core capital (leverage) ratio
  • 10.16%Tier 1 risk-based capital ratio
  • 26.39%Total risk-based capital ratio
  • Memoranda
  • $28Average assets
  • $14,854Average earning assets
  • $1,652Average equity
  • $13,645Average loans

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