The First National Bank of Dighton in Dighton, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Dighton - Overview

  • General
  • FDIC Certificate #: 4654
    Status: Active
    Federal Reserve ID: 636753
    Bank Holding Company (Regulatory Top Holder): Dighton National Bancshares, Inc. (RSSDID: 1066946, Location: Dighton, KS)
    Date Established: May 02, 1888
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 3091
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 01, 2010
    Last Structure Change Process Date: June 01, 2010
    Last Data Update: June 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 105 East Log Street, Dighton, KS 67839
    County: Lane
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
  • Financial Summary
  • Total assets: $58.8 mil
    Equity capital: $11.7 mil
    Deposits held in domestic offices: $47.0 mil
    Return on assets (ROA): 0.36% ($0.2 mil)
    Quarterly return on assets: 0.00% ($0.0 mil)
    Return on Equity (ROE): 1.66% ($0.2 mil)
    Quarterly return on equity: 0.00% ($0.0 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.33% ($194.0 mil)
    Quarterly Pretax return on assets: 0.81% ($476.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $58,776Total assets
  • $11,635Cash and due from depository institutions
  • $8,975Interest-bearing balances
  • $23,891Securities
  • $3,200Federal funds sold & reverse repurchase agreements
  • $19,435Net loans & leases
  • $444Loan loss allowance
  • $0Trading account assets
  • $74Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $58,776Life insurance assets
  • $541All other assets
  • $47,079Total liabilities and capital
  • $46,955Total liabilities
  • $32,810Total deposits
  • $46,955Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $124Subordinated debt
  • $11,697All other liabilities
  • $11,697Total equity capital
  • $11,697Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $300Surplus
  • $11,297Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $212Income earned, not collected on loans
  • $0Earning assets
  • $417Long-term assets (5+ years)
  • $55,501Average Assets, year-to-date
  • $3,854Average Assets, quarterly
  • $53,813Volatile liabilities
  • $56,445Insider loans
  • $27,603FHLB advances
  • $58,026Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $11,575Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,865Restructured Loans and leases
  • $8,305Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,647Total interest income
  • $104Total interest expense
  • $1,543Net interest income
  • $200Provision for loan and lease losses
  • $132Total noninterest income
  • $0Fiduciary activities
  • $89Service charges on deposit accounts
  • $0Trading account gains & fees
  • $43Additional noninterest income
  • $1,295Total noninterest expense
  • $805Salaries and employee benefits
  • $138Premises and equipment expense
  • $352Additional noninterest expense
  • $180Pre-tax net operating income
  • $0Securities gains (losses)
  • -$13Applicable income taxes
  • $193Income before extraordinary items
  • $0Extraordinary gains - net
  • $193Net income attributable to bank
  • $0Net charge-offs
  • $193Cash dividends
  • $323Sale, conversion, retirement of capital stock, net
  • $80Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.23%Yield on earning assets
  • 0.20%Cost of funding earning assets
  • 3.03%Net interest margin
  • 0.26%Noninterest income to earning assets
  • 2.54%Noninterest expense to earning assets
  • 0.36%Net operating income to assets
  • 0.36%Return on assets (ROA)
  • 0.33%Pretax return on assets
  • 1.66%Return on equity (ROE)
  • 0.97%Retained earnings to average equity (YTD only)
  • 1.61%Net charge-offs to loans
  • 61.92%Credit loss provision to net charge-offs
  • 1.18%Efficiency ratio
  • 77,313Assets per employee
  • 4.52%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 41.45%Loss allowance to loans
  • 2.23%Loss allowance to noncurrent loans
  • 209.43%Noncurrent assets plus other real estate owned to assets
  • 0.36%Noncurrent loans to loans
  • 1.07%Net loans and leases to deposits
  • 41.39%Net loans and leases to core deposits
  • 41.65%Equity capital to assets
  • 19.90%Core capital (leverage) ratio
  • 19.95%Tier 1 risk-based capital ratio
  • 41.93%Total risk-based capital ratio
  • Memoranda
  • $43Average assets
  • $53,813Average earning assets
  • $11,643Average equity
  • $50,977Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03091The First National Bank Of Dighton105 East Log Street, Dighton, KS 67839May 02, 1888Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank of Dighton.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents