The First National Bank of Eden in Eden, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 15, 1997

  • The First National Bank of Eden in Eden, South Dakota (SD)
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The First National Bank of Eden - Overview

  • General
  • FDIC Certificate #: 3980
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Great Plains Bank (#505)
    Federal Reserve ID: 283456
    Date Established: October 30, 1919
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 2587
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 15, 1997
    Last Structure Change Process Date: September 18, 1997
    Last Data Update: September 18, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Eden, SD 57232
    County: Marshall
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux Falls
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $7.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $4Total assets
  • $9,509Cash and due from depository institutions
  • $767Interest-bearing balances
  • $281Securities
  • $1,861Federal funds sold & reverse repurchase agreements
  • $1,300Net loans & leases
  • $5,415Loan loss allowance
  • $281Trading account assets
  • $0Bank premises and fixed assets
  • $5Other real estate owned
  • $0Goodwill and other intangibles
  • $161Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $9,509Total liabilities
  • $8,307Total deposits
  • $8,075Interest-bearing deposits
  • $6,979Deposits held in domestic offices
  • 8075.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $232Total equity capital
  • $232Total bank equity capital
  • $1,202Perpetual preferred stock
  • $0Common stock
  • $117Surplus
  • $535Undivided profits
  • Memoranda
  • $550Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $192Income earned, not collected on loans
  • $134Earning assets
  • $8,857Long-term assets (5+ years)
  • $1,196Average Assets, year-to-date
  • $9,427Average Assets, quarterly
  • $9,524Volatile liabilities
  • $2,182Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,087Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,202Total risk weighted assets
  • $6,551Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $804Total interest expense
  • $282Net interest income
  • $522Provision for loan and lease losses
  • $25Total noninterest income
  • $110Fiduciary activities
  • $0Service charges on deposit accounts
  • $58Trading account gains & fees
  • $0Additional noninterest income
  • $52Total noninterest expense
  • $292Salaries and employee benefits
  • $146Premises and equipment expense
  • $22Additional noninterest expense
  • $124Pre-tax net operating income
  • $315Securities gains (losses)
  • $0Applicable income taxes
  • $111Income before extraordinary items
  • $204Extraordinary gains - net
  • $0Net income attributable to bank
  • $204Net charge-offs
  • $22Cash dividends
  • $75Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.26%Cost of funding earning assets
  • 3.25%Net interest margin
  • 6.01%Noninterest income to earning assets
  • 1.27%Noninterest expense to earning assets
  • 3.36%Net operating income to assets
  • 2.16%Return on assets (ROA)
  • 2.16%Pretax return on assets
  • 3.34%Return on equity (ROE)
  • 17.52%Retained earnings to average equity (YTD only)
  • 11.08%Net charge-offs to loans
  • 0.39%Credit loss provision to net charge-offs
  • 113.64%Efficiency ratio
  • 46,203Assets per employee
  • 2.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 36.76%Loss allowance to loans
  • 4.93%Loss allowance to noncurrent loans
  • 146.35%Noncurrent assets plus other real estate owned to assets
  • 2.02%Noncurrent loans to loans
  • 3.37%Net loans and leases to deposits
  • 67.06%Net loans and leases to core deposits
  • 91.89%Equity capital to assets
  • 12.64%Core capital (leverage) ratio
  • 12.88%Tier 1 risk-based capital ratio
  • 18.35%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $9,427Average earning assets
  • $1,164Average equity
  • $8,679Average loans

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