The First National Bank of Hinsdale in Hinsdale, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1993

The First National Bank of Hinsdale in Hinsdale, Montana (MT)
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The First National Bank of Hinsdale - Overview

General
FDIC Certificate #: 2185
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Community Bank (#2176)
Federal Reserve ID: 678650
Date Established: October 20, 1916
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 1447
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 1993
Last Structure Change Process Date: January 12, 1993
Last Data Update: January 12, 1993
Data Source Date: April 05, 2012
Location
Address: Main Street, Hinsdale, MT 59241
County: Valley
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Billings
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $7.4 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$6Total assets
$7,433Cash and due from depository institutions
$433Interest-bearing balances
$0Securities
$3,826Federal funds sold & reverse repurchase agreements
$800Net loans & leases
$2,227Loan loss allowance
$47Trading account assets
$0Bank premises and fixed assets
$25Other real estate owned
$0Goodwill and other intangibles
$113Life insurance assets
$9All other assets
$0Total liabilities and capital
$7,433Total liabilities
$6,872Total deposits
$6,821Interest-bearing deposits
$5,993Deposits held in domestic offices
6821.00%% insured (estimated)
$96Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$51Total equity capital
$51Total bank equity capital
$561Perpetual preferred stock
$0Common stock
$200Surplus
$200Undivided profits
Memoranda
$161Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$36Earning assets
$6,853Long-term assets (5+ years)
$889Average Assets, year-to-date
$7,384Average Assets, quarterly
$7,234Volatile liabilities
$200Insider loans
$76FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$606Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$552Total risk weighted assets
$3,241Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$586Total interest expense
$284Net interest income
$302Provision for loan and lease losses
$0Total noninterest income
$48Fiduciary activities
$0Service charges on deposit accounts
$8Trading account gains & fees
$0Additional noninterest income
$40Total noninterest expense
$275Salaries and employee benefits
$151Premises and equipment expense
$13Additional noninterest expense
$111Pre-tax net operating income
$75Securities gains (losses)
$20Applicable income taxes
$15Income before extraordinary items
$80Extraordinary gains - net
$0Net income attributable to bank
$80Net charge-offs
-$3Cash dividends
$40Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.51%Cost of funding earning assets
4.12%Net interest margin
4.38%Noninterest income to earning assets
0.70%Noninterest expense to earning assets
3.99%Net operating income to assets
0.86%Return on assets (ROA)
1.08%Pretax return on assets
1.29%Return on equity (ROE)
14.98%Retained earnings to average equity (YTD only)
7.49%Net charge-offs to loans
-0.12%Credit loss provision to net charge-offs
0.00%Efficiency ratio
78,571Assets per employee
1.24%Cash dividends to net income (YTD only)
Condition Ratios (%)
50.00%Loss allowance to loans
2.07%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
32.65%Net loans and leases to core deposits
33.64%Equity capital to assets
7.55%Core capital (leverage) ratio
7.48%Tier 1 risk-based capital ratio
17.03%Total risk-based capital ratio
Memoranda
$18Average assets
$7,384Average earning assets
$534Average equity
$6,889Average loans

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