The First National Bank of Hope in Hope, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Hope - Overview

  • General
  • FDIC Certificate #: 4690
    Status: Active
    Federal Reserve ID: 870856
    Bank Holding Company (Regulatory Top Holder): Hope Bancshares, Inc. (RSSDID: 1472079, Location: Hope, KS)
    Date Established: January 01, 1923
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 3118
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 01, 2010
    Last Structure Change Process Date: June 01, 2010
    Last Data Update: June 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 112 North Main Street, Hope, KS 67451
    County: Dickinson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $48.7 mil
    Equity capital: $6.6 mil
    Deposits held in domestic offices: $38.0 mil
    Return on assets (ROA): 1.63% ($0.8 mil)
    Quarterly return on assets: 1.73% ($0.8 mil)
    Return on Equity (ROE): 12.37% ($0.9 mil)
    Quarterly return on equity: 12.61% ($0.9 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.70% ($828.5 mil)
    Quarterly Pretax return on assets: 1.82% ($886.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $48,733Total assets
  • $973Cash and due from depository institutions
  • $0Interest-bearing balances
  • $9,101Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $36,175Net loans & leases
  • $722Loan loss allowance
  • $0Trading account assets
  • $351Bank premises and fixed assets
  • $61Other real estate owned
  • $0Goodwill and other intangibles
  • $48,733Life insurance assets
  • $2,072All other assets
  • $42,136Total liabilities and capital
  • $37,968Total liabilities
  • $31,628Total deposits
  • $37,968Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 400.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,378Trading liabilities
  • $0Other borrowed funds
  • $390Subordinated debt
  • $6,597All other liabilities
  • $6,597Total equity capital
  • $6,597Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $100Surplus
  • $6,397Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $748Income earned, not collected on loans
  • $0Earning assets
  • $404Long-term assets (5+ years)
  • $45,276Average Assets, year-to-date
  • $8,115Average Assets, quarterly
  • $47,299Volatile liabilities
  • $47,912Insider loans
  • $47,834FHLB advances
  • $47,752Loans and leases held for sale
  • $1,134Unused loan commitments
  • $1,134Tier 1 (core) risk-based capital
  • $6,194Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,256Restructured Loans and leases
  • $883Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,186Total interest income
  • $404Total interest expense
  • $1,782Net interest income
  • $0Provision for loan and lease losses
  • $253Total noninterest income
  • $0Fiduciary activities
  • $88Service charges on deposit accounts
  • $0Trading account gains & fees
  • $165Additional noninterest income
  • $1,272Total noninterest expense
  • $804Salaries and employee benefits
  • $155Premises and equipment expense
  • $313Additional noninterest expense
  • $763Pre-tax net operating income
  • $43Securities gains (losses)
  • $35Applicable income taxes
  • $771Income before extraordinary items
  • $0Extraordinary gains - net
  • $771Net income attributable to bank
  • $0Net charge-offs
  • $771Cash dividends
  • -$43Sale, conversion, retirement of capital stock, net
  • $300Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.23%Yield on earning assets
  • 0.97%Cost of funding earning assets
  • 4.26%Net interest margin
  • 0.61%Noninterest income to earning assets
  • 3.04%Noninterest expense to earning assets
  • 1.54%Net operating income to assets
  • 1.63%Return on assets (ROA)
  • 1.70%Pretax return on assets
  • 12.37%Return on equity (ROE)
  • 7.56%Retained earnings to average equity (YTD only)
  • -0.13%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 62,506Assets per employee
  • 4.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 38.91%Loss allowance to loans
  • 1.96%Loss allowance to noncurrent loans
  • 96.52%Noncurrent assets plus other real estate owned to assets
  • 1.66%Noncurrent loans to loans
  • 2.03%Net loans and leases to deposits
  • 95.28%Net loans and leases to core deposits
  • 97.89%Equity capital to assets
  • 13.54%Core capital (leverage) ratio
  • 12.97%Tier 1 risk-based capital ratio
  • 12.95%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $47,299Average earning assets
  • $6,231Average equity
  • $41,811Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03118The First National Bank Of Hope112 North Main Street, Hope, KS 67451January 01, 1923Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank of Hope.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents