Pilsen State Bank, Lincolnville, Kansas in Lincolnville, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 24, 2012

Pilsen State Bank, Lincolnville, Kansas - Overview

  • General
  • FDIC Certificate #: 15014
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Cottonwood Valley Bank (#17160)
    Federal Reserve ID: 124353
    Date Established: July 19, 1916
    WWW: http://www.pilsenstatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 9414
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: Febuary 07, 1935
    Last Structure Change Effective Date: March 24, 2012
    Last Structure Change Process Date: March 30, 2012
    Last Data Update: March 30, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 220 W Main St, Lincolnville, KS 66858
    County: Marion
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $10.6 mil
    Equity capital: $1.7 mil
    Deposits held in domestic offices: $8.8 mil
    Return on assets (ROA): 3.78% ($0.4 mil)
    Quarterly return on assets: 1.09% ($0.1 mil)
    Return on Equity (ROE): 27.14% ($0.5 mil)
    Quarterly return on equity: 7.04% ($0.1 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 3.62% ($383.1 mil)
    Quarterly Pretax return on assets: 1.09% ($115.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 2Total employees (full-time equivalent)
  • $10,584Total assets
  • $1,146Cash and due from depository institutions
  • $1,093Interest-bearing balances
  • $457Securities
  • $590Federal funds sold & reverse repurchase agreements
  • $8,178Net loans & leases
  • $62Loan loss allowance
  • $0Trading account assets
  • $87Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $10,584Life insurance assets
  • $126All other assets
  • $8,864Total liabilities and capital
  • $8,842Total liabilities
  • $6,454Total deposits
  • $8,842Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $22Subordinated debt
  • $1,720All other liabilities
  • $1,720Total equity capital
  • $1,720Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $457Surplus
  • $1,213Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $966Income earned, not collected on loans
  • $0Earning assets
  • $62Long-term assets (5+ years)
  • $10,318Average Assets, year-to-date
  • $4,666Average Assets, quarterly
  • $11,549Volatile liabilities
  • $11,002Insider loans
  • $8,622FHLB advances
  • $11,725Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,720Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,160Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $552Total interest income
  • $93Total interest expense
  • $459Net interest income
  • $60Provision for loan and lease losses
  • $330Total noninterest income
  • $0Fiduciary activities
  • $26Service charges on deposit accounts
  • $0Trading account gains & fees
  • $304Additional noninterest income
  • $311Total noninterest expense
  • $99Salaries and employee benefits
  • $162Premises and equipment expense
  • $50Additional noninterest expense
  • $418Pre-tax net operating income
  • $0Securities gains (losses)
  • -$18Applicable income taxes
  • $436Income before extraordinary items
  • $0Extraordinary gains - net
  • $436Net income attributable to bank
  • $0Net charge-offs
  • $436Cash dividends
  • -$2Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.03%Yield on earning assets
  • 0.85%Cost of funding earning assets
  • 4.19%Net interest margin
  • 3.01%Noninterest income to earning assets
  • 2.84%Noninterest expense to earning assets
  • 3.78%Net operating income to assets
  • 3.78%Return on assets (ROA)
  • 3.62%Pretax return on assets
  • 27.14%Return on equity (ROE)
  • 27.14%Retained earnings to average equity (YTD only)
  • -0.02%Net charge-offs to loans
  • -3000.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 39,417Assets per employee
  • 5.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.75%Loss allowance to noncurrent loans
  • 6.42%Noncurrent assets plus other real estate owned to assets
  • 9.13%Noncurrent loans to loans
  • 11.72%Net loans and leases to deposits
  • 92.49%Net loans and leases to core deposits
  • 100.15%Equity capital to assets
  • 16.25%Core capital (leverage) ratio
  • 14.67%Tier 1 risk-based capital ratio
  • 19.95%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $11,549Average earning assets
  • $1,606Average equity
  • $10,968Average loans

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