The First National Bank of Jasper in city_name, state_name - Detailed Financial Reports, Location

The First National Bank of Jasper in Jasper, Alabama (AL)
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The First National Bank of Jasper - Overview

General
FDIC Certificate #: 2808
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Synovus Bank (#873)
Federal Reserve ID: 157838
Date Established: January 01, 1905
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 8 (Interstate: No)
OTS Docket #: 15975
FDIC's unique #: 1834
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 01, 2010
Last Structure Change Process Date: June 14, 2010
Last Data Update: June 14, 2010
Data Source Date: April 05, 2012
Location
Address: 200 Eighteenth Street, Jasper, AL 35501
County: Walker
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Shelby
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Combined Statistical Area (CSA): Birmingham-Hoover-Cullman, AL (#142)
Core Based Statistical Area (CBSA): Birmingham-Hoover, AL (#13820)
CBSA Metro Statistical Area: Birmingham-Hoover, AL (#13820)
Financial Summary
Total assets: $570.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

Dollar figures in thousands
131Total employees (full-time equivalent)
$573,369Total assets
$14,484Cash and due from depository institutions
$292Interest-bearing balances
$134,720Securities
$49,886Federal funds sold & reverse repurchase agreements
$359,556Net loans & leases
$7,769Loan loss allowance
$0Trading account assets
$4,185Bank premises and fixed assets
$1,289Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$9,249All other assets
$573,369Total liabilities and capital
$531,540Total liabilities
$517,669Total deposits
$421,771Interest-bearing deposits
$517,669Deposits held in domestic offices
77.50%% insured (estimated)
$9,830Federal funds purchased & repurchase agreements
$0Trading liabilities
$254Other borrowed funds
$0Subordinated debt
$3,787All other liabilities
$41,829Total equity capital
$41,829Total bank equity capital
$41,829Perpetual preferred stock
$0Common stock
$306Surplus
$17,107Undivided profits
Memoranda
$24,416Noncurrent loans and leases
$69,375Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$7,774Earning assets
$0Long-term assets (5+ years)
$2,330Average Assets, year-to-date
$544,454Average Assets, quarterly
$139,658Volatile liabilities
$568,582Insider loans
$573,901FHLB advances
$176,620Loans and leases held for sale
$12,534Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$69,375Total unused commitments
$0Restructured Loans and leases
$4,890Derivatives

Income and Expense (December 31, 2009)

Dollar figures in thousands
$28,394Total interest income
$8,482Total interest expense
$19,912Net interest income
$4,118Provision for loan and lease losses
$4,951Total noninterest income
$0Fiduciary activities
$3,884Service charges on deposit accounts
$0Trading account gains & fees
$1,067Additional noninterest income
$14,336Total noninterest expense
$6,733Salaries and employee benefits
$1,163Premises and equipment expense
$6,440Additional noninterest expense
$6,409Pre-tax net operating income
$1,057Securities gains (losses)
$2,482Applicable income taxes
$4,984Income before extraordinary items
$0Extraordinary gains - net
$4,984Net income attributable to bank
$0Net charge-offs
$4,984Cash dividends
$1,621Sale, conversion, retirement of capital stock, net
$8,647Net operating income

Performance and Condition Ratios (December 31, 2009)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.20%Yield on earning assets
1.55%Cost of funding earning assets
3.65%Net interest margin
0.91%Noninterest income to earning assets
2.63%Noninterest expense to earning assets
0.75%Net operating income to assets
0.88%Return on assets (ROA)
1.31%Pretax return on assets
11.05%Return on equity (ROE)
-8.12%Retained earnings to average equity (YTD only)
0.42%Net charge-offs to loans
254.04%Credit loss provision to net charge-offs
6.49%Efficiency ratio
57,660Assets per employee
4.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
173.50%Loss allowance to loans
2.12%Loss allowance to noncurrent loans
99.94%Noncurrent assets plus other real estate owned to assets
1.58%Noncurrent loans to loans
2.12%Net loans and leases to deposits
69.46%Net loans and leases to core deposits
102.40%Equity capital to assets
7.30%Core capital (leverage) ratio
6.92%Tier 1 risk-based capital ratio
10.13%Total risk-based capital ratio
Memoranda
$11Average assets
$568,582Average earning assets
$45,123Average equity
$545,812Average loans

The First National Bank of Jasper in Jasper, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Jasper - Overview

Assets and Liabilities (December 31, 2009)

Income and Expense (December 31, 2009)

Performance and Condition Ratios (December 31, 2009)

Comment about this bank, ask questions, or add new information about it:

The First National Bank of Jasper in Jasper, Alabama (AL)Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Jasper - Overview

Assets and Liabilities (December 31, 2009)

Income and Expense (December 31, 2009)

Performance and Condition Ratios (December 31, 2009)

Comment about this bank, ask questions, or add new information about it:

The First National Bank of Jasper in Jasper, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches