The First National Bank of Jonesboro in Jonesboro, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 2007

  • The First National Bank of Jonesboro in Jonesboro, Illinois (IL)
  • Show street view No street view available for this location

The First National Bank of Jonesboro - Overview

  • General
  • FDIC Certificate #: 3804
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Premier Bank (#34016)
    Federal Reserve ID: 365941
    Date Established: January 01, 1893
    WWW: http://www.fnbj.net
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 13013
    FDIC's unique #: 2465
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 01, 2007
    Last Structure Change Process Date: May 30, 2007
    Last Data Update: May 30, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 1002 Public Square, Jonesboro, IL 62952
    County: Union
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $64.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $64,992Total assets
  • $1,720Cash and due from depository institutions
  • $15Interest-bearing balances
  • $17,279Securities
  • $4,414Federal funds sold & reverse repurchase agreements
  • $38,260Net loans & leases
  • $316Loan loss allowance
  • $0Trading account assets
  • $1,880Bank premises and fixed assets
  • $27Other real estate owned
  • $0Goodwill and other intangibles
  • $485Life insurance assets
  • $1,412All other assets
  • $64,992Total liabilities and capital
  • $59,071Total liabilities
  • $55,626Total deposits
  • $47,662Interest-bearing deposits
  • $55,626Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,000Other borrowed funds
  • $0Subordinated debt
  • $445All other liabilities
  • $5,921Total equity capital
  • $5,921Total bank equity capital
  • $5,921Perpetual preferred stock
  • $0Common stock
  • $450Surplus
  • $450Undivided profits
  • Memoranda
  • $5,021Noncurrent loans and leases
  • $1,910Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $285Earning assets
  • $0Long-term assets (5+ years)
  • $389Average Assets, year-to-date
  • $59,968Average Assets, quarterly
  • $10,530Volatile liabilities
  • $64,660Insider loans
  • $64,680FHLB advances
  • $8,846Loans and leases held for sale
  • $1,444Unused loan commitments
  • $3,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,910Total unused commitments
  • $108Restructured Loans and leases
  • $316Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $3,605Total interest income
  • $1,478Total interest expense
  • $2,127Net interest income
  • $219Provision for loan and lease losses
  • $540Total noninterest income
  • $0Fiduciary activities
  • $441Service charges on deposit accounts
  • $0Trading account gains & fees
  • $99Additional noninterest income
  • $1,906Total noninterest expense
  • $994Salaries and employee benefits
  • $349Premises and equipment expense
  • $563Additional noninterest expense
  • $542Pre-tax net operating income
  • $0Securities gains (losses)
  • $135Applicable income taxes
  • $407Income before extraordinary items
  • $0Extraordinary gains - net
  • $407Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $345Sale, conversion, retirement of capital stock, net
  • $28Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.04%Yield on earning assets
  • 2.48%Cost of funding earning assets
  • 3.56%Net interest margin
  • 0.91%Noninterest income to earning assets
  • 3.19%Noninterest expense to earning assets
  • 0.63%Net operating income to assets
  • 0.63%Return on assets (ROA)
  • 0.84%Pretax return on assets
  • 7.18%Return on equity (ROE)
  • 6.69%Retained earnings to average equity (YTD only)
  • 0.86%Net charge-offs to loans
  • 63.48%Credit loss provision to net charge-offs
  • 2.21%Efficiency ratio
  • 71,466Assets per employee
  • 2.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 6.88%Loss allowance to loans
  • 0.82%Loss allowance to noncurrent loans
  • 110.88%Noncurrent assets plus other real estate owned to assets
  • 0.48%Noncurrent loans to loans
  • 0.74%Net loans and leases to deposits
  • 68.78%Net loans and leases to core deposits
  • 81.79%Equity capital to assets
  • 9.11%Core capital (leverage) ratio
  • 9.25%Tier 1 risk-based capital ratio
  • 17.51%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $64,660Average earning assets
  • $5,665Average equity
  • $59,665Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank of Jonesboro.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents