The First National Bank of Jonesboro in Jonesboro, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 2007

  • The First National Bank of Jonesboro in Jonesboro, Illinois (IL)
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The First National Bank of Jonesboro - Overview

  • General
  • FDIC Certificate #: 3804
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Premier Bank (#34016)
    Federal Reserve ID: 365941
    Date Established: January 01, 1893
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 13013
    FDIC's unique #: 2465
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 01, 2007
    Last Structure Change Process Date: May 30, 2007
    Last Data Update: May 30, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 1002 Public Square, Jonesboro, IL 62952
    County: Union
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $64.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $64,992Total assets
  • $1,720Cash and due from depository institutions
  • $15Interest-bearing balances
  • $17,279Securities
  • $4,414Federal funds sold & reverse repurchase agreements
  • $38,260Net loans & leases
  • $316Loan loss allowance
  • $0Trading account assets
  • $1,880Bank premises and fixed assets
  • $27Other real estate owned
  • $0Goodwill and other intangibles
  • $485Life insurance assets
  • $1,412All other assets
  • $64,992Total liabilities and capital
  • $59,071Total liabilities
  • $55,626Total deposits
  • $47,662Interest-bearing deposits
  • $55,626Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,000Other borrowed funds
  • $0Subordinated debt
  • $445All other liabilities
  • $5,921Total equity capital
  • $5,921Total bank equity capital
  • $5,921Perpetual preferred stock
  • $0Common stock
  • $450Surplus
  • $450Undivided profits
  • Memoranda
  • $5,021Noncurrent loans and leases
  • $1,910Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $285Earning assets
  • $0Long-term assets (5+ years)
  • $389Average Assets, year-to-date
  • $59,968Average Assets, quarterly
  • $10,530Volatile liabilities
  • $64,660Insider loans
  • $64,680FHLB advances
  • $8,846Loans and leases held for sale
  • $1,444Unused loan commitments
  • $3,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,910Total unused commitments
  • $108Restructured Loans and leases
  • $316Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $3,605Total interest income
  • $1,478Total interest expense
  • $2,127Net interest income
  • $219Provision for loan and lease losses
  • $540Total noninterest income
  • $0Fiduciary activities
  • $441Service charges on deposit accounts
  • $0Trading account gains & fees
  • $99Additional noninterest income
  • $1,906Total noninterest expense
  • $994Salaries and employee benefits
  • $349Premises and equipment expense
  • $563Additional noninterest expense
  • $542Pre-tax net operating income
  • $0Securities gains (losses)
  • $135Applicable income taxes
  • $407Income before extraordinary items
  • $0Extraordinary gains - net
  • $407Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $345Sale, conversion, retirement of capital stock, net
  • $28Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.04%Yield on earning assets
  • 2.48%Cost of funding earning assets
  • 3.56%Net interest margin
  • 0.91%Noninterest income to earning assets
  • 3.19%Noninterest expense to earning assets
  • 0.63%Net operating income to assets
  • 0.63%Return on assets (ROA)
  • 0.84%Pretax return on assets
  • 7.18%Return on equity (ROE)
  • 6.69%Retained earnings to average equity (YTD only)
  • 0.86%Net charge-offs to loans
  • 63.48%Credit loss provision to net charge-offs
  • 2.21%Efficiency ratio
  • 71,466Assets per employee
  • 2.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 6.88%Loss allowance to loans
  • 0.82%Loss allowance to noncurrent loans
  • 110.88%Noncurrent assets plus other real estate owned to assets
  • 0.48%Noncurrent loans to loans
  • 0.74%Net loans and leases to deposits
  • 68.78%Net loans and leases to core deposits
  • 81.79%Equity capital to assets
  • 9.11%Core capital (leverage) ratio
  • 9.25%Tier 1 risk-based capital ratio
  • 17.51%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $64,660Average earning assets
  • $5,665Average equity
  • $59,665Average loans

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