Premier Bank in Jefferson City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 15, 2010

  • Premier Bank in Jefferson City, Missouri (MO)
  • Show street view No street view available for this location

Premier Bank - Overview

  • General
  • FDIC Certificate #: 34016
    Status: Inactive
    Closing history: Absorption - Assisted
    Acquiring institution: Providence Bank (#1643)
    Federal Reserve ID: 2302379
    Date Established: May 15, 1995
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 9 (Interstate: No)
    OTS Docket #: 13960
    FDIC's unique #: 55594
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 15, 1995
    Last Structure Change Effective Date: October 15, 2010
    Last Structure Change Process Date: October 18, 2010
    Last Data Update: October 18, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 815 West Stadium Boulevard, Jefferson City, MO 65109
    County: Cole
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Jefferson City, MO (#27620)
    CBSA Metro Statistical Area: Jefferson City, MO (#27620)
  • Financial Summary
  • Total assets: $989.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

  • Dollar figures in thousands
  • 233Total employees (full-time equivalent)
  • $1,256,121Total assets
  • $41,255Cash and due from depository institutions
  • $31,455Interest-bearing balances
  • $144,011Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $898,090Net loans & leases
  • $74,016Loan loss allowance
  • $0Trading account assets
  • $36,922Bank premises and fixed assets
  • $109,644Other real estate owned
  • $0Goodwill and other intangibles
  • $5,442Life insurance assets
  • $26,199All other assets
  • $1,256,121Total liabilities and capital
  • $1,212,317Total liabilities
  • $1,071,209Total deposits
  • $1,025,697Interest-bearing deposits
  • $1,071,209Deposits held in domestic offices
  • 98.56%% insured (estimated)
  • $4,935Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $128,000Other borrowed funds
  • $0Subordinated debt
  • $8,173All other liabilities
  • $43,804Total equity capital
  • $43,804Total bank equity capital
  • $43,804Perpetual preferred stock
  • $0Common stock
  • $1,751Surplus
  • $128,006Undivided profits
  • Memoranda
  • $-85,953Noncurrent loans and leases
  • $40,887Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $114,070Earning assets
  • $0Long-term assets (5+ years)
  • $5,170Average Assets, year-to-date
  • $1,073,556Average Assets, quarterly
  • $54,895Volatile liabilities
  • $1,426,452Insider loans
  • $1,317,082FHLB advances
  • $263,570Loans and leases held for sale
  • $23,338Unused loan commitments
  • $128,000Tier 1 (core) risk-based capital
  • $2,015Tier 2 risk-based capital
  • $7,222Total risk weighted assets
  • $40,887Total unused commitments
  • $567Restructured Loans and leases
  • $13,828Derivatives

Income and Expense (December 31, 2009)

  • Dollar figures in thousands
  • $60,753Total interest income
  • $39,600Total interest expense
  • $21,153Net interest income
  • $72,560Provision for loan and lease losses
  • $4,723Total noninterest income
  • $0Fiduciary activities
  • $836Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,887Additional noninterest income
  • $40,358Total noninterest expense
  • $15,600Salaries and employee benefits
  • $3,750Premises and equipment expense
  • $21,008Additional noninterest expense
  • -$87,042Pre-tax net operating income
  • $1,975Securities gains (losses)
  • -$5,401Applicable income taxes
  • -$79,666Income before extraordinary items
  • $0Extraordinary gains - net
  • -$79,666Net income attributable to bank
  • $0Net charge-offs
  • -$79,666Cash dividends
  • $28,862Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2009)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.84%Yield on earning assets
  • 3.15%Cost of funding earning assets
  • 1.68%Net interest margin
  • 0.38%Noninterest income to earning assets
  • 3.21%Noninterest expense to earning assets
  • -5.72%Net operating income to assets
  • -5.58%Return on assets (ROA)
  • -5.96%Pretax return on assets
  • -92.22%Return on equity (ROE)
  • -92.22%Retained earnings to average equity (YTD only)
  • 2.63%Net charge-offs to loans
  • 251.40%Credit loss provision to net charge-offs
  • -0.50%Efficiency ratio
  • 153,165Assets per employee
  • 5.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 7.61%Loss allowance to noncurrent loans
  • 64.89%Noncurrent assets plus other real estate owned to assets
  • 17.81%Noncurrent loans to loans
  • 11.73%Net loans and leases to deposits
  • 83.84%Net loans and leases to core deposits
  • 107.10%Equity capital to assets
  • 3.49%Core capital (leverage) ratio
  • 3.24%Tier 1 risk-based capital ratio
  • 4.13%Total risk-based capital ratio
  • Memoranda
  • $5Average assets
  • $1,426,452Average earning assets
  • $86,385Average equity
  • $1,255,764Average loans

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