The First National Bank of Mt. Auburn in Mount Auburn, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 20, 2008

  • The First National Bank of Mt. Auburn in Mount Auburn, Illinois (IL)
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The First National Bank of Mt. Auburn - Overview

  • General
  • FDIC Certificate #: 3714
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank in Taylorville (#17572)
    Federal Reserve ID: 1011740
    Date Established: September 11, 1911
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 2380
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 20, 2008
    Last Structure Change Process Date: June 03, 2008
    Last Data Update: June 03, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 502 South Broad Street, Mount Auburn, IL 62547
    County: Christian
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Taylorville, IL (#45380)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $26.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $23,789Total assets
  • $2,105Cash and due from depository institutions
  • $1,278Interest-bearing balances
  • $4,426Securities
  • $2,586Federal funds sold & reverse repurchase agreements
  • $13,986Net loans & leases
  • $126Loan loss allowance
  • $0Trading account assets
  • $93Bank premises and fixed assets
  • $105Other real estate owned
  • $295Goodwill and other intangibles
  • $0Life insurance assets
  • $193All other assets
  • $23,789Total liabilities and capital
  • $21,354Total liabilities
  • $21,247Total deposits
  • $19,549Interest-bearing deposits
  • $21,247Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $107All other liabilities
  • $2,435Total equity capital
  • $2,435Total bank equity capital
  • $2,435Perpetual preferred stock
  • $0Common stock
  • $130Surplus
  • $1,670Undivided profits
  • Memoranda
  • $635Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $51Earning assets
  • $0Long-term assets (5+ years)
  • $118Average Assets, year-to-date
  • $22,276Average Assets, quarterly
  • $1,640Volatile liabilities
  • $21,206Insider loans
  • $22,750FHLB advances
  • $6,429Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $126Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $1,286Total interest income
  • $719Total interest expense
  • $567Net interest income
  • $12Provision for loan and lease losses
  • $66Total noninterest income
  • $0Fiduciary activities
  • $45Service charges on deposit accounts
  • $0Trading account gains & fees
  • $21Additional noninterest income
  • $456Total noninterest expense
  • $203Salaries and employee benefits
  • $35Premises and equipment expense
  • $218Additional noninterest expense
  • $165Pre-tax net operating income
  • $0Securities gains (losses)
  • $39Applicable income taxes
  • $126Income before extraordinary items
  • $0Extraordinary gains - net
  • $126Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $38Sale, conversion, retirement of capital stock, net
  • $70Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.47%Yield on earning assets
  • 3.62%Cost of funding earning assets
  • 2.85%Net interest margin
  • 0.33%Noninterest income to earning assets
  • 2.29%Noninterest expense to earning assets
  • 0.59%Net operating income to assets
  • 0.59%Return on assets (ROA)
  • 0.78%Pretax return on assets
  • 5.24%Return on equity (ROE)
  • 2.33%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 31.58%Credit loss provision to net charge-offs
  • 4.66%Efficiency ratio
  • 65,561Assets per employee
  • 4.76%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.56%Loss allowance to loans
  • 0.89%Loss allowance to noncurrent loans
  • 247.06%Noncurrent assets plus other real estate owned to assets
  • 0.66%Noncurrent loans to loans
  • 0.36%Net loans and leases to deposits
  • 65.83%Net loans and leases to core deposits
  • 94.39%Equity capital to assets
  • 10.24%Core capital (leverage) ratio
  • 9.49%Tier 1 risk-based capital ratio
  • 15.79%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $21,206Average earning assets
  • $2,402Average equity
  • $19,889Average loans

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