First National Bank in Taylorville in Taylorville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


First National Bank in Taylorville - Overview

  • General
  • FDIC Certificate #: 17572
    Status: Active
    Federal Reserve ID: 177443
    Bank Holding Company (Regulatory Top Holder): First Bancorp Of Taylorville, Inc. (RSSDID: 1133585, Location: Taylorville, IL)
    Date Established: March 28, 1956
    WWW: http://www.fnbtaylorville.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 10238
    FDIC's unique #: 11544
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: March 28, 1956
    Last Structure Change Effective Date: May 20, 2008
    Last Structure Change Process Date: June 03, 2008
    Last Data Update: June 03, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 322 West Main Cross, Taylorville, IL 62568
    County: Christian
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Taylorville, IL (#45380)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $190.2 mil
    Equity capital: $23.2 mil
    Deposits held in domestic offices: $160.4 mil
    Return on assets (ROA): 1.43% ($2.7 mil)
    Quarterly return on assets: 1.04% ($2.0 mil)
    Return on Equity (ROE): 11.74% ($2.7 mil)
    Quarterly return on equity: 8.30% ($1.9 mil)
    Net income: $2.6 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.90% ($3,613.7 mil)
    Quarterly Pretax return on assets: 1.52% ($2,890.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $190,193Total assets
  • $3,175Cash and due from depository institutions
  • $2,044Interest-bearing balances
  • $105,309Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $77,865Net loans & leases
  • $767Loan loss allowance
  • $0Trading account assets
  • $141Bank premises and fixed assets
  • $146Other real estate owned
  • $159Goodwill and other intangibles
  • $190,193Life insurance assets
  • $3,398All other assets
  • $167,012Total liabilities and capital
  • $160,444Total liabilities
  • $144,146Total deposits
  • $160,444Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 105.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,000Trading liabilities
  • $0Other borrowed funds
  • $1,463Subordinated debt
  • $23,181All other liabilities
  • $23,181Total equity capital
  • $23,181Total bank equity capital
  • $0Perpetual preferred stock
  • $280Common stock
  • $3,670Surplus
  • $19,231Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $724Income earned, not collected on loans
  • $0Earning assets
  • $1,680Long-term assets (5+ years)
  • $185,218Average Assets, year-to-date
  • $113,838Average Assets, quarterly
  • $181,314Volatile liabilities
  • $188,826Insider loans
  • $134,048FHLB advances
  • $184,741Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $20,406Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $14,282Restructured Loans and leases
  • $2,261Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,001Total interest income
  • $2,103Total interest expense
  • $5,898Net interest income
  • $130Provision for loan and lease losses
  • $537Total noninterest income
  • $27Fiduciary activities
  • $283Service charges on deposit accounts
  • $0Trading account gains & fees
  • $227Additional noninterest income
  • $3,056Total noninterest expense
  • $1,664Salaries and employee benefits
  • $474Premises and equipment expense
  • $918Additional noninterest expense
  • $3,249Pre-tax net operating income
  • $198Securities gains (losses)
  • $848Applicable income taxes
  • $2,599Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,599Net income attributable to bank
  • $0Net charge-offs
  • $2,599Cash dividends
  • $81Sale, conversion, retirement of capital stock, net
  • $1,265Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.54%Yield on earning assets
  • 1.19%Cost of funding earning assets
  • 3.35%Net interest margin
  • 0.30%Noninterest income to earning assets
  • 1.73%Noninterest expense to earning assets
  • 1.35%Net operating income to assets
  • 1.43%Return on assets (ROA)
  • 1.90%Pretax return on assets
  • 11.74%Return on equity (ROE)
  • 6.03%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • 160.49%Credit loss provision to net charge-offs
  • 41.72%Efficiency ratio
  • 47,490Assets per employee
  • 5.76%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 48.67%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 105.94%Noncurrent assets plus other real estate owned to assets
  • 0.46%Noncurrent loans to loans
  • 0.92%Net loans and leases to deposits
  • 48.53%Net loans and leases to core deposits
  • 48.90%Equity capital to assets
  • 12.19%Core capital (leverage) ratio
  • 11.05%Tier 1 risk-based capital ratio
  • 15.22%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $181,314Average earning assets
  • $22,136Average equity
  • $176,302Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $10,721Managed Assets
  • 1Number of Accounts
  • $10,721Personal trust and agency accounts
  • $6,835Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $2,414Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $1,309Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $163Non-managed Assets
  • 18Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011544First National Bank In Taylorville322 West Main Cross, Taylorville, IL 62568March 28, 1956Full Service Brick and Mortar
    12380Mount Auburn Branch502 South Broad Street, Mount Auburn, IL 62547September 11, 1911Full Service Brick and Mortar

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