FDIC Certificate #: 6669 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution: (#5966) Federal Reserve ID: 566421 Date Established: January 01, 1903 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) OTS Docket #: 14394 FDIC's unique #: 4468 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: June 30, 2001 Last Structure Change Process Date: July 17, 2001 Last Data Update: July 17, 2001 Data Source Date: April 05, 2012
Location
Address: 405 East Main Street, Ottawa, OH 45875 County: Putnam Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Columbus Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $74.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
13Total employees (full-time equivalent)
$72,902Total assets
$2,460Cash and due from depository institutions
$0Interest-bearing balances
$13,676Securities
$2,500Federal funds sold & reverse repurchase agreements
$53,371Net loans & leases
$713Loan loss allowance
$0Trading account assets
$365Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$530All other assets
$72,902Total liabilities and capital
$68,706Total liabilities
$62,061Total deposits
$56,954Interest-bearing deposits
$62,061Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$5,300Other borrowed funds
$1,000Subordinated debt
$345All other liabilities
$4,196Total equity capital
$4,196Total bank equity capital
$4,196Perpetual preferred stock
$0Common stock
$500Surplus
$1,500Undivided profits
Memoranda
$2,196Noncurrent loans and leases
$10,025Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$409Average Assets, year-to-date
$69,547Average Assets, quarterly
$12,920Volatile liabilities
$70,453Insider loans
$70,788FHLB advances
$10,728Loans and leases held for sale
$1,352Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$10,025Total unused commitments
$0Restructured Loans and leases
$1,673Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$5,716Total interest income
$2,900Total interest expense
$2,816Net interest income
$120Provision for loan and lease losses
$186Total noninterest income
$0Fiduciary activities
$85Service charges on deposit accounts
$0Trading account gains & fees
$101Additional noninterest income
$1,452Total noninterest expense
$745Salaries and employee benefits
$116Premises and equipment expense
$591Additional noninterest expense
$1,430Pre-tax net operating income
-$11Securities gains (losses)
$486Applicable income taxes
$933Income before extraordinary items
$0Extraordinary gains - net
$933Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$8Sale, conversion, retirement of capital stock, net
$1,600Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.48%Yield on earning assets
4.30%Cost of funding earning assets
4.18%Net interest margin
0.28%Noninterest income to earning assets
2.15%Noninterest expense to earning assets
1.33%Net operating income to assets
1.32%Return on assets (ROA)
2.01%Pretax return on assets
20.21%Return on equity (ROE)
-14.45%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
1500.00%Credit loss provision to net charge-offs
193.75%Efficiency ratio
48,368Assets per employee
5.61%Cash dividends to net income (YTD only)
Condition Ratios (%)
171.49%Loss allowance to loans
1.32%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
86.00%Net loans and leases to core deposits
103.77%Equity capital to assets
5.76%Core capital (leverage) ratio
5.86%Tier 1 risk-based capital ratio
7.69%Total risk-based capital ratio
Memoranda
$11Average assets
$70,453Average earning assets
$4,616Average equity
$67,392Average loans
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