The First National Bank of Pikeville in Pikeville, Tennessee (TN)

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The First National Bank of Pikeville routing number info

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The First National Bank of Pikeville
GeneralFDIC Certificate #: 4960
Status: Active
Federal Reserve ID: 702836
Bank Holding Company (Regulatory Top Holder): First Pikeville Bancshares, Inc. (RSSDID: 1082834, Location: Pikeville, TN)
Date Established: September 30, 1913
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 3302
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 21, 2010
Last Structure Change Process Date: July 22, 2010
Last Data Update: July 22, 2010
Data Source Date: April 05, 2012
LocationAddress: 441 Spring Street, Pikeville, TN 37367
County: Bledsoe
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Knoxville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
History of ChangesChange in Location
Financial SummaryTotal assets: $102.6 mil
Equity capital: $10.3 mil
Deposits held in domestic offices: $92.1 mil
Return on assets (ROA): 0.38% ($0.4 mil)
Quarterly return on assets: -0.01% (-$0.0 mil)
Return on Equity (ROE): 3.79% ($0.4 mil)
Quarterly return on equity: -0.12% (-$0.0 mil)
Net income: $0.4 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 0.53% ($543.7 mil)
Quarterly Pretax return on assets: -0.13% (-$133.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)28
Total assets$102,579
Cash and due from depository institutions$20,411
Interest-bearing balances$0
Federal funds sold & reverse repurchase agreements$1,580
Net loans & leases$55,780
Loan loss allowance $951
Trading account assets$0
Bank premises and fixed assets$3,835
Other real estate owned$1,872
Goodwill and other intangibles$0
All other assets$1,072
Life insurance assets$102,579
Total liabilities and capital$92,293
Total liabilities$92,107
Total deposits$79,076
Interest-bearing deposits$92,107
Deposits held in domestic offices$91
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $186
All other liabilities $10,286
Total equity capital$10,286
Total bank equity capital$10,286
Perpetual preferred stock$0
Common stock$608
Undivided profits $9,071
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $2,291
Earning assets $0
Long-term assets (5+ years) $678
Average Assets, year-to-date $75,389
Average Assets, quarterly $17,237
Volatile liabilities $101,308
Insider loans $103,209
FHLB advances $86,586
Loans and leases held for sale $102,036
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $10,257
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $2,062
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $4,491
Total interest expense $1,086
Net interest income $3,405
Provision for loan and lease losses $742
Total noninterest income $702
Fiduciary activities $0
Service charges on deposit accounts $635
Trading account gains & fees $0
Additional noninterest income $67
Total noninterest expense $2,927
Salaries and employee benefits $1,368
Premises and equipment expense $691
Additional noninterest expense $868
Pre-tax net operating income $438
Securities gains (losses) $96
Applicable income taxes $146
Income before extraordinary items $388
Extraordinary gains - net $0
Net income attributable to bank $388
Net charge-offs $0
Cash dividends $388
Sale, conversion, retirement of capital stock, net $391
Net operating income $125
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.92%
Cost of funding earning assets 1.43%
Net interest margin 4.49%
Noninterest income to earning assets 0.93%
Noninterest expense to earning assets 3.86%
Net operating income to assets 0.31%
Return on assets (ROA) 0.38%
Pretax return on assets 0.53%
Return on equity (ROE) 3.79%
Retained earnings to average equity (YTD only) 2.57%
Net charge-offs to loans 0.68%
Credit loss provision to net charge-offs 189.77%
Efficiency ratio3.02%
Assets per employee$71,269
Cash dividends to net income (YTD only)3.66%
Condition Ratios (%)
Loss allowance to loans 32.22%
Loss allowance to noncurrent loans 1.68%
Noncurrent assets plus other real estate owned to assets 41.51%
Noncurrent loans to loans 4.06%
Net loans and leases to deposits4.04%
Net loans and leases to core deposits 60.56%
Equity capital to assets 66.37%
Core capital (leverage) ratio 10.03%
Tier 1 risk-based capital ratio 10.05%
Total risk-based capital ratio 11.85%
Average assets$13
Average earning assets$101,308
Average equity $10,247
Average loans $75,801
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3 Tennessee Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
03302The First National Bank Of Pikeville441 Spring Street, Pikeville, TN 37367September 30, 1913Full Service Brick and Mortar
1422869Dunlap Branch16893 Rankin Avenue, Dunlap, TN 37327September 15, 2003Full Service Brick and Mortar
2457261The Bank Of Crossville Branch1251 North Main Street, Crossville, TN 38555September 07, 2006Full Service Brick and Mortar
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