The First National Bank of Port Allegany in city_name, state_name

The First National Bank of Port Allegany in Port Allegany, Pennsylvania (PA)
Show street view No street view available for this location

The First National Bank of Port Allegany routing number info

The First National Bank of Port Allegany - Overview

General
FDIC Certificate #: 7704
Status: Active
Federal Reserve ID: 20512
Bank Holding Company (Regulatory Top Holder): Fnbpa Bancorp, Inc. (RSSDID: 3962060, Location: Port Allegany, PA)
Date Established: April 19, 1888
WWW: http://www.fnbpa.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 12798
FDIC's unique #: 4979
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Mortgage Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 64 Main Street, Port Allegany, PA 16743
County: Mckean
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Wexford
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Core Based Statistical Area (CBSA): Bradford, PA (#14620)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $97.9 mil
Equity capital: $9.5 mil
Deposits held in domestic offices: $82.9 mil
Return on assets (ROA): 0.92% ($0.9 mil)
Quarterly return on assets: 0.98% ($1.0 mil)
Return on Equity (ROE): 9.48% ($0.9 mil)
Quarterly return on equity: 9.82% ($0.9 mil)
Net income: $0.9 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.17% ($1,145.1 mil)
Quarterly Pretax return on assets: 1.34% ($1,311.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
26Total employees (full-time equivalent)
$97,869Total assets
$2,301Cash and due from depository institutions
$798Interest-bearing balances
$37,860Securities
$1,705Federal funds sold & reverse repurchase agreements
$49,856Net loans & leases
$572Loan loss allowance
$0Trading account assets
$692Bank premises and fixed assets
$322Other real estate owned
$0Goodwill and other intangibles
$97,869Life insurance assets
$5,133All other assets
$88,390Total liabilities and capital
$82,929Total liabilities
$67,341Total deposits
$82,929Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$5,461Subordinated debt
$9,479All other liabilities
$9,479Total equity capital
$9,479Total bank equity capital
$0Perpetual preferred stock
$410Common stock
$775Surplus
$8,294Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,275Income earned, not collected on loans
$0Earning assets
$522Long-term assets (5+ years)
$90,219Average Assets, year-to-date
$59,225Average Assets, quarterly
$99,313Volatile liabilities
$98,541Insider loans
$52,676FHLB advances
$98,595Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$9,759Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$4,807Restructured Loans and leases
$1,647Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,487Total interest income
$881Total interest expense
$3,606Net interest income
$31Provision for loan and lease losses
$350Total noninterest income
$1Fiduciary activities
$257Service charges on deposit accounts
$0Trading account gains & fees
$92Additional noninterest income
$2,762Total noninterest expense
$1,420Salaries and employee benefits
$373Premises and equipment expense
$969Additional noninterest expense
$1,163Pre-tax net operating income
$3Securities gains (losses)
$248Applicable income taxes
$918Income before extraordinary items
$0Extraordinary gains - net
$918Net income attributable to bank
$0Net charge-offs
$918Cash dividends
$10Sale, conversion, retirement of capital stock, net
$472Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.92%Yield on earning assets
0.97%Cost of funding earning assets
3.95%Net interest margin
0.38%Noninterest income to earning assets
3.03%Noninterest expense to earning assets
0.92%Net operating income to assets
0.92%Return on assets (ROA)
1.17%Pretax return on assets
9.48%Return on equity (ROE)
4.61%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
310.00%Credit loss provision to net charge-offs
119.40%Efficiency ratio
69,818Assets per employee
3.76%Cash dividends to net income (YTD only)
Condition Ratios (%)
51.42%Loss allowance to loans
1.13%Loss allowance to noncurrent loans
44.86%Noncurrent assets plus other real estate owned to assets
1.63%Noncurrent loans to loans
2.53%Net loans and leases to deposits
60.12%Net loans and leases to core deposits
69.46%Equity capital to assets
9.69%Core capital (leverage) ratio
9.90%Tier 1 risk-based capital ratio
18.53%Total risk-based capital ratio
Memoranda
$20Average assets
$99,313Average earning assets
$9,684Average equity
$91,225Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$18Managed Assets
1Number of Accounts
$18Personal trust and agency accounts
$18Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
6Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

3 Pennsylvania Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	4979	The First National Bank Of Port Alle	64 Main Street, Port Allegany, PA 16743	April 19, 1888	Full Service Brick and Mortar
1	216367	Lillibridge Place Branch	Mill Street, Port Allegany, PA 16743	April 17, 1978	Full Service Brick and Mortar
2	216368	Coudersport Office	118 East 2nd Street, Coudersport, PA 16915	August 11, 1997	Full Service Brick and Mortar

The First National Bank of Port Allegany in Port Allegany, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Port Allegany - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank of Port Allegany in Port Allegany, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Port Allegany - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank of Port Allegany in Port Allegany, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches