The First National Bank of Southeastern Ohio in city_name, state_name

The First National Bank of Southeastern Ohio in Caldwell, Ohio (OH)
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The First National Bank of Southeastern Ohio - Overview

General
FDIC Certificate #: 9445
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Peoples Bank, National Association (#6544)
Federal Reserve ID: 863719
Date Established: May 29, 1900
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Interstate: No)
OTS Docket #: 10328
FDIC's unique #: 4380
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 10, 2000
Last Structure Change Process Date: May 04, 2000
Last Data Update: May 04, 2000
Data Source Date: April 05, 2012
Location
Address: 415 Main Street, Caldwell, OH 43724
County: Noble
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $893.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
301Total employees (full-time equivalent)
$893,746Total assets
$37,157Cash and due from depository institutions
$106Interest-bearing balances
$273,096Securities
$0Federal funds sold & reverse repurchase agreements
$541,751Net loans & leases
$8,623Loan loss allowance
$0Trading account assets
$12,313Bank premises and fixed assets
$26Other real estate owned
$13,921Goodwill and other intangibles
$0Life insurance assets
$15,482All other assets
$893,746Total liabilities and capital
$822,538Total liabilities
$607,578Total deposits
$531,120Interest-bearing deposits
$607,578Deposits held in domestic offices
0.00%% insured (estimated)
$60,638Federal funds purchased & repurchase agreements
$0Trading liabilities
$150,438Other borrowed funds
$0Subordinated debt
$3,884All other liabilities
$71,208Total equity capital
$71,208Total bank equity capital
$71,208Perpetual preferred stock
$0Common stock
$1,875Surplus
$27,165Undivided profits
Memoranda
$42,168Noncurrent loans and leases
$106,026Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$804Earning assets
$0Long-term assets (5+ years)
$2,649Average Assets, year-to-date
$814,953Average Assets, quarterly
$355,190Volatile liabilities
$797,614Insider loans
$878,291FHLB advances
$134,605Loans and leases held for sale
$23,432Unused loan commitments
$0Tier 1 (core) risk-based capital
$10,000Tier 2 risk-based capital
$0Total risk weighted assets
$106,026Total unused commitments
$747Restructured Loans and leases
$7,685Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$59,758Total interest income
$28,109Total interest expense
$31,649Net interest income
$1,575Provision for loan and lease losses
$6,807Total noninterest income
$2,634Fiduciary activities
$2,780Service charges on deposit accounts
$0Trading account gains & fees
$1,393Additional noninterest income
$20,794Total noninterest expense
$8,023Salaries and employee benefits
$2,976Premises and equipment expense
$9,795Additional noninterest expense
$16,087Pre-tax net operating income
-$104Securities gains (losses)
$4,799Applicable income taxes
$11,184Income before extraordinary items
$0Extraordinary gains - net
$11,184Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$780Sale, conversion, retirement of capital stock, net
$2,850Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.18%Yield on earning assets
3.85%Cost of funding earning assets
4.33%Net interest margin
0.93%Noninterest income to earning assets
2.85%Noninterest expense to earning assets
1.41%Net operating income to assets
1.40%Return on assets (ROA)
2.00%Pretax return on assets
16.49%Return on equity (ROE)
12.29%Retained earnings to average equity (YTD only)
0.16%Net charge-offs to loans
201.92%Credit loss provision to net charge-offs
22.64%Efficiency ratio
49,001Assets per employee
2.97%Cash dividends to net income (YTD only)
Condition Ratios (%)
25.48%Loss allowance to loans
1.57%Loss allowance to noncurrent loans
1072.51%Noncurrent assets plus other real estate owned to assets
0.09%Noncurrent loans to loans
0.15%Net loans and leases to deposits
89.17%Net loans and leases to core deposits
97.51%Equity capital to assets
7.97%Core capital (leverage) ratio
7.56%Tier 1 risk-based capital ratio
10.74%Total risk-based capital ratio
Memoranda
$12Average assets
$797,614Average earning assets
$67,815Average equity
$730,305Average loans

The First National Bank of Southeastern Ohio in Caldwell, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Southeastern Ohio - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

The First National Bank of Southeastern Ohio in Caldwell, Ohio (OH)Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Southeastern Ohio - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

The First National Bank of Southeastern Ohio in Caldwell, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches