The First National Bank of Syracuse in Syracuse, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


The First National Bank of Syracuse - Overview

  • General
  • FDIC Certificate #: 4779
    Status: Active
    Federal Reserve ID: 543459
    Bank Holding Company (Regulatory Top Holder): Kansas Bank Corporation (RSSDID: 1050075, Location: Johnson, KS)
    Date Established: Febuary 10, 1906
    WWW: http://www.fnb-windmill.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 10633
    FDIC's unique #: 3192
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 08, 2008
    Last Structure Change Process Date: April 11, 2008
    Last Data Update: April 11, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 111 South Main Street, Syracuse, KS 67878
    County: Hamilton
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Office Purchased
  • Financial Summary
  • Total assets: $184.1 mil
    Equity capital: $22.6 mil
    Deposits held in domestic offices: $151.8 mil
    Return on assets (ROA): 1.06% ($2.0 mil)
    Quarterly return on assets: 1.07% ($2.0 mil)
    Return on Equity (ROE): 8.86% ($2.0 mil)
    Quarterly return on equity: 8.83% ($2.0 mil)
    Net income: $1.9 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.43% ($2,632.5 mil)
    Quarterly Pretax return on assets: 1.45% ($2,669.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 55Total employees (full-time equivalent)
  • $184,090Total assets
  • $3,780Cash and due from depository institutions
  • $150Interest-bearing balances
  • $49,585Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $118,436Net loans & leases
  • $1,686Loan loss allowance
  • $0Trading account assets
  • $3,359Bank premises and fixed assets
  • $555Other real estate owned
  • $4,128Goodwill and other intangibles
  • $184,090Life insurance assets
  • $4,247All other assets
  • $161,440Total liabilities and capital
  • $151,810Total liabilities
  • $133,259Total deposits
  • $151,810Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 5158.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,106Trading liabilities
  • $0Other borrowed funds
  • $366Subordinated debt
  • $22,650All other liabilities
  • $22,650Total equity capital
  • $22,650Total bank equity capital
  • $0Perpetual preferred stock
  • $2,500Common stock
  • $15,100Surplus
  • $5,050Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,027Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $791Income earned, not collected on loans
  • $0Earning assets
  • $1,668Long-term assets (5+ years)
  • $168,171Average Assets, year-to-date
  • $87,898Average Assets, quarterly
  • $181,215Volatile liabilities
  • $186,023Insider loans
  • $124,264FHLB advances
  • $180,960Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $18,066Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $25,613Restructured Loans and leases
  • $6,882Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,286Total interest income
  • $1,645Total interest expense
  • $7,641Net interest income
  • $150Provision for loan and lease losses
  • $882Total noninterest income
  • $0Fiduciary activities
  • $423Service charges on deposit accounts
  • $0Trading account gains & fees
  • $459Additional noninterest income
  • $5,776Total noninterest expense
  • $3,093Salaries and employee benefits
  • $546Premises and equipment expense
  • $2,137Additional noninterest expense
  • $2,597Pre-tax net operating income
  • $1Securities gains (losses)
  • $686Applicable income taxes
  • $1,912Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,912Net income attributable to bank
  • $0Net charge-offs
  • $1,912Cash dividends
  • -$61Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.65%Yield on earning assets
  • 1.00%Cost of funding earning assets
  • 4.65%Net interest margin
  • 0.54%Noninterest income to earning assets
  • 3.52%Noninterest expense to earning assets
  • 1.05%Net operating income to assets
  • 1.06%Return on assets (ROA)
  • 1.43%Pretax return on assets
  • 8.86%Return on equity (ROE)
  • 7.00%Retained earnings to average equity (YTD only)
  • -0.05%Net charge-offs to loans
  • -245.90%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 67,770Assets per employee
  • 3.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 20.92%Loss allowance to loans
  • 1.40%Loss allowance to noncurrent loans
  • 213.15%Noncurrent assets plus other real estate owned to assets
  • 0.73%Noncurrent loans to loans
  • 0.66%Net loans and leases to deposits
  • 78.02%Net loans and leases to core deposits
  • 108.87%Equity capital to assets
  • 12.30%Core capital (leverage) ratio
  • 9.98%Tier 1 risk-based capital ratio
  • 14.54%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $181,215Average earning assets
  • $21,587Average equity
  • $164,237Average loans

List of branches

  • 4 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03192The First National Bank Of Syracuse111 South Main Street, Syracuse, KS 67878Febuary 10, 1906Full Service Brick and Mortar
    1204096Johnson Branch509 North Main Street, Johnson, KS 67855August 15, 1995Full Service Brick and Mortar
    541265Garden City Branch908 North Main, Garden City, KS 67846January 01, 1899Full Service Brick and Mortar
    64554192414 East Kansas Avenue Branch2414 East Kansas Avenue, Garden City, KS 67846December 01, 2002Full Service Brick and Mortar

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