The First National Bank of Washington in Washington, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The First National Bank of Washington in Washington, Kansas (KS)
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The First National Bank of Washington - Overview

  • General
  • FDIC Certificate #: 4792
    Status: Active
    Federal Reserve ID: 209559
    Bank Holding Company (Regulatory Top Holder): Washington 1st Banco, Inc. (RSSDID: 1055584, Location: Washington, KS)
    Date Established: January 01, 1883
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 52435
    FDIC's unique #: 3202
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 C Street, Washington, KS 66968
    County: Washington
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $74.6 mil
    Equity capital: $14.6 mil
    Deposits held in domestic offices: $52.7 mil
    Return on assets (ROA): 1.14% ($0.9 mil)
    Quarterly return on assets: 1.33% ($1.0 mil)
    Return on Equity (ROE): 5.63% ($0.8 mil)
    Quarterly return on equity: 6.56% ($1.0 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.46% ($1,088.9 mil)
    Quarterly Pretax return on assets: 1.16% ($865.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $74,581Total assets
  • $6,133Cash and due from depository institutions
  • $154Interest-bearing balances
  • $35,059Securities
  • $6,978Federal funds sold & reverse repurchase agreements
  • $23,985Net loans & leases
  • $962Loan loss allowance
  • $0Trading account assets
  • $421Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $74,581Life insurance assets
  • $2,005All other assets
  • $59,996Total liabilities and capital
  • $52,748Total liabilities
  • $44,844Total deposits
  • $52,748Interest-bearing deposits
  • $74Deposits held in domestic offices
  • 5635.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,000Trading liabilities
  • $0Other borrowed funds
  • $613Subordinated debt
  • $14,585All other liabilities
  • $14,585Total equity capital
  • $14,585Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $200Surplus
  • $14,285Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4Income earned, not collected on loans
  • $0Earning assets
  • $542Long-term assets (5+ years)
  • $66,176Average Assets, year-to-date
  • $4,408Average Assets, quarterly
  • $69,791Volatile liabilities
  • $71,709Insider loans
  • $34,917FHLB advances
  • $69,388Loans and leases held for sale
  • $1,235Unused loan commitments
  • $1,235Tier 1 (core) risk-based capital
  • $14,011Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,451Restructured Loans and leases
  • $1,380Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,385Total interest income
  • $513Total interest expense
  • $1,872Net interest income
  • $0Provision for loan and lease losses
  • $245Total noninterest income
  • $14Fiduciary activities
  • $95Service charges on deposit accounts
  • $0Trading account gains & fees
  • $136Additional noninterest income
  • $1,100Total noninterest expense
  • $521Salaries and employee benefits
  • $250Premises and equipment expense
  • $329Additional noninterest expense
  • $1,017Pre-tax net operating income
  • $0Securities gains (losses)
  • $221Applicable income taxes
  • $796Income before extraordinary items
  • $0Extraordinary gains - net
  • $796Net income attributable to bank
  • $0Net charge-offs
  • $796Cash dividends
  • $15Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.71%Yield on earning assets
  • 0.80%Cost of funding earning assets
  • 2.91%Net interest margin
  • 0.38%Noninterest income to earning assets
  • 1.71%Noninterest expense to earning assets
  • 1.14%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.46%Pretax return on assets
  • 5.63%Return on equity (ROE)
  • 5.63%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 67.80%Efficiency ratio
  • 51,960Assets per employee
  • 6.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.86%Loss allowance to noncurrent loans
  • 24050.00%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.02%Net loans and leases to deposits
  • 45.47%Net loans and leases to core deposits
  • 50.38%Equity capital to assets
  • 19.56%Core capital (leverage) ratio
  • 20.19%Tier 1 risk-based capital ratio
  • 40.13%Total risk-based capital ratio
  • Memoranda
  • $41Average assets
  • $69,791Average earning assets
  • $14,137Average equity
  • $64,313Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $19,508Managed Assets
  • 1Number of Accounts
  • $19,508Personal trust and agency accounts
  • $19,508Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 13Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03202The First National Bank Of Washingto101 C Street, Washington, KS 66968January 01, 1883Full Service Brick and Mortar
Tushaun Portenier
Report this comment as inappropriate
Jun 25, 2021 @ 9:09 am
This bank is no longer nationally chartered. It is chartered through the state of Kansas now. As such, it can not use the term 'national' in the name of the bank.
The bank is now called FNB Washington. Please change the name as requested on your site, as well as other information (state chartered). Thank you.

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