The First National Bank of Washington in Washington, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The First National Bank of Washington in Washington, Kansas (KS)
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The First National Bank of Washington - Overview

  • General
  • FDIC Certificate #: 4792
    Status: Active
    Federal Reserve ID: 209559
    Bank Holding Company (Regulatory Top Holder): Washington 1st Banco, Inc. (RSSDID: 1055584, Location: Washington, KS)
    Date Established: January 01, 1883
    WWW: http://www.fnbwashington.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 52435
    FDIC's unique #: 3202
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 C Street, Washington, KS 66968
    County: Washington
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $74.6 mil
    Equity capital: $14.6 mil
    Deposits held in domestic offices: $52.7 mil
    Return on assets (ROA): 1.14% ($0.9 mil)
    Quarterly return on assets: 1.33% ($1.0 mil)
    Return on Equity (ROE): 5.63% ($0.8 mil)
    Quarterly return on equity: 6.56% ($1.0 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.46% ($1,088.9 mil)
    Quarterly Pretax return on assets: 1.16% ($865.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $74,581Total assets
  • $6,133Cash and due from depository institutions
  • $154Interest-bearing balances
  • $35,059Securities
  • $6,978Federal funds sold & reverse repurchase agreements
  • $23,985Net loans & leases
  • $962Loan loss allowance
  • $0Trading account assets
  • $421Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $74,581Life insurance assets
  • $2,005All other assets
  • $59,996Total liabilities and capital
  • $52,748Total liabilities
  • $44,844Total deposits
  • $52,748Interest-bearing deposits
  • $74Deposits held in domestic offices
  • 5635.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,000Trading liabilities
  • $0Other borrowed funds
  • $613Subordinated debt
  • $14,585All other liabilities
  • $14,585Total equity capital
  • $14,585Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $200Surplus
  • $14,285Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4Income earned, not collected on loans
  • $0Earning assets
  • $542Long-term assets (5+ years)
  • $66,176Average Assets, year-to-date
  • $4,408Average Assets, quarterly
  • $69,791Volatile liabilities
  • $71,709Insider loans
  • $34,917FHLB advances
  • $69,388Loans and leases held for sale
  • $1,235Unused loan commitments
  • $1,235Tier 1 (core) risk-based capital
  • $14,011Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,451Restructured Loans and leases
  • $1,380Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,385Total interest income
  • $513Total interest expense
  • $1,872Net interest income
  • $0Provision for loan and lease losses
  • $245Total noninterest income
  • $14Fiduciary activities
  • $95Service charges on deposit accounts
  • $0Trading account gains & fees
  • $136Additional noninterest income
  • $1,100Total noninterest expense
  • $521Salaries and employee benefits
  • $250Premises and equipment expense
  • $329Additional noninterest expense
  • $1,017Pre-tax net operating income
  • $0Securities gains (losses)
  • $221Applicable income taxes
  • $796Income before extraordinary items
  • $0Extraordinary gains - net
  • $796Net income attributable to bank
  • $0Net charge-offs
  • $796Cash dividends
  • $15Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.71%Yield on earning assets
  • 0.80%Cost of funding earning assets
  • 2.91%Net interest margin
  • 0.38%Noninterest income to earning assets
  • 1.71%Noninterest expense to earning assets
  • 1.14%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.46%Pretax return on assets
  • 5.63%Return on equity (ROE)
  • 5.63%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 67.80%Efficiency ratio
  • 51,960Assets per employee
  • 6.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.86%Loss allowance to noncurrent loans
  • 24050.00%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.02%Net loans and leases to deposits
  • 45.47%Net loans and leases to core deposits
  • 50.38%Equity capital to assets
  • 19.56%Core capital (leverage) ratio
  • 20.19%Tier 1 risk-based capital ratio
  • 40.13%Total risk-based capital ratio
  • Memoranda
  • $41Average assets
  • $69,791Average earning assets
  • $14,137Average equity
  • $64,313Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $19,508Managed Assets
  • 1Number of Accounts
  • $19,508Personal trust and agency accounts
  • $19,508Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 13Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03202The First National Bank Of Washingto101 C Street, Washington, KS 66968January 01, 1883Full Service Brick and Mortar

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