The First State Bank, Kiowa, Kansas in Kiowa, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First State Bank, Kiowa, Kansas - Overview

  • General
  • FDIC Certificate #: 15328
    Status: Active
    Federal Reserve ID: 1557
    Bank Holding Company (Regulatory Top Holder): First Kiowa Bancshares, Inc. (RSSDID: 1059434, Location: Kiowa, KS)
    Date Established: January 01, 1935
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 53087
    FDIC's unique #: 9663
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: December 21, 1935
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 546 Main Street, Kiowa, KS 67070
    County: Barber
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $61.2 mil
    Equity capital: $5.8 mil
    Deposits held in domestic offices: $52.7 mil
    Return on assets (ROA): 1.24% ($0.8 mil)
    Quarterly return on assets: 0.80% ($0.5 mil)
    Return on Equity (ROE): 13.06% ($0.8 mil)
    Quarterly return on equity: 8.42% ($0.5 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.46% ($893.2 mil)
    Quarterly Pretax return on assets: 0.92% ($562.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $61,178Total assets
  • $3,951Cash and due from depository institutions
  • $1,745Interest-bearing balances
  • $18,539Securities
  • $3,679Federal funds sold & reverse repurchase agreements
  • $33,341Net loans & leases
  • $581Loan loss allowance
  • $0Trading account assets
  • $289Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $61,178Life insurance assets
  • $1,379All other assets
  • $55,421Total liabilities and capital
  • $52,684Total liabilities
  • $35,906Total deposits
  • $52,684Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,209Trading liabilities
  • $0Other borrowed funds
  • $528Subordinated debt
  • $5,757All other liabilities
  • $5,757Total equity capital
  • $5,757Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $1,000Surplus
  • $4,557Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1Income earned, not collected on loans
  • $0Earning assets
  • $867Long-term assets (5+ years)
  • $57,304Average Assets, year-to-date
  • $17,020Average Assets, quarterly
  • $58,164Volatile liabilities
  • $59,741Insider loans
  • $41,259FHLB advances
  • $60,578Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,706Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,629Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,489Total interest income
  • $373Total interest expense
  • $2,116Net interest income
  • $100Provision for loan and lease losses
  • $107Total noninterest income
  • $0Fiduciary activities
  • $89Service charges on deposit accounts
  • $0Trading account gains & fees
  • $18Additional noninterest income
  • $1,275Total noninterest expense
  • $743Salaries and employee benefits
  • $187Premises and equipment expense
  • $345Additional noninterest expense
  • $848Pre-tax net operating income
  • $0Securities gains (losses)
  • $125Applicable income taxes
  • $723Income before extraordinary items
  • $0Extraordinary gains - net
  • $723Net income attributable to bank
  • $0Net charge-offs
  • $723Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $251Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.51%Yield on earning assets
  • 0.68%Cost of funding earning assets
  • 3.83%Net interest margin
  • 0.19%Noninterest income to earning assets
  • 2.31%Noninterest expense to earning assets
  • 1.24%Net operating income to assets
  • 1.24%Return on assets (ROA)
  • 1.46%Pretax return on assets
  • 13.06%Return on equity (ROE)
  • 8.53%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 57,355Assets per employee
  • 5.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.72%Loss allowance to loans
  • 1.71%Loss allowance to noncurrent loans
  • 58100.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 63.28%Net loans and leases to core deposits
  • 67.25%Equity capital to assets
  • 9.41%Core capital (leverage) ratio
  • 9.42%Tier 1 risk-based capital ratio
  • 13.83%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $58,164Average earning assets
  • $5,534Average equity
  • $55,241Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09663The First State Bank, Kiowa, Kansas546 Main Street, Kiowa, KS 67070January 01, 1935Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First State Bank, Kiowa, Kansas.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents