The First State Bank of Vienna in Vienna, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1998

  • The First State Bank of Vienna in Vienna, Illinois (IL)
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The First State Bank of Vienna - Overview

  • General
  • FDIC Certificate #: 17786
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Illinois One Bank, National Association (#14743)
    Federal Reserve ID: 140849
    Date Established: July 02, 1957
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 11737
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 02, 1957
    Last Structure Change Effective Date: October 01, 1998
    Last Structure Change Process Date: October 20, 1998
    Last Data Update: October 20, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Vienna, IL 62995
    County: Johnson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $38.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $38,670Total assets
  • $927Cash and due from depository institutions
  • $0Interest-bearing balances
  • $13,993Securities
  • $2,475Federal funds sold & reverse repurchase agreements
  • $20,621Net loans & leases
  • $315Loan loss allowance
  • $0Trading account assets
  • $267Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $387All other assets
  • $38,670Total liabilities and capital
  • $33,841Total liabilities
  • $33,385Total deposits
  • $30,471Interest-bearing deposits
  • $33,385Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $456All other liabilities
  • $4,829Total equity capital
  • $4,829Total bank equity capital
  • $4,829Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $1,000Undivided profits
  • Memoranda
  • $3,229Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $272Earning assets
  • $0Long-term assets (5+ years)
  • $203Average Assets, year-to-date
  • $37,089Average Assets, quarterly
  • $6,869Volatile liabilities
  • $37,975Insider loans
  • $38,380FHLB advances
  • $2,461Loans and leases held for sale
  • $562Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $668Total unused commitments
  • $0Restructured Loans and leases
  • $19,843Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $2,922Total interest income
  • $1,369Total interest expense
  • $1,553Net interest income
  • $42Provision for loan and lease losses
  • $208Total noninterest income
  • $0Fiduciary activities
  • $187Service charges on deposit accounts
  • $0Trading account gains & fees
  • $21Additional noninterest income
  • $928Total noninterest expense
  • $516Salaries and employee benefits
  • $86Premises and equipment expense
  • $326Additional noninterest expense
  • $791Pre-tax net operating income
  • $0Securities gains (losses)
  • $246Applicable income taxes
  • $545Income before extraordinary items
  • $0Extraordinary gains - net
  • $545Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $9Sale, conversion, retirement of capital stock, net
  • $623Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.10%Yield on earning assets
  • 3.79%Cost of funding earning assets
  • 4.30%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 2.57%Noninterest expense to earning assets
  • 1.44%Net operating income to assets
  • 1.44%Return on assets (ROA)
  • 2.08%Pretax return on assets
  • 11.28%Return on equity (ROE)
  • -1.61%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 466.67%Credit loss provision to net charge-offs
  • 92.56%Efficiency ratio
  • 52,697Assets per employee
  • 2.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 114.31%Loss allowance to loans
  • 1.50%Loss allowance to noncurrent loans
  • 115.81%Noncurrent assets plus other real estate owned to assets
  • 0.70%Noncurrent loans to loans
  • 1.30%Net loans and leases to deposits
  • 61.77%Net loans and leases to core deposits
  • 66.68%Equity capital to assets
  • 12.49%Core capital (leverage) ratio
  • 12.71%Tier 1 risk-based capital ratio
  • 24.03%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $37,975Average earning assets
  • $4,833Average equity
  • $36,081Average loans

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