The First State Bank of Vienna in Vienna, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1998

  • The First State Bank of Vienna in Vienna, Illinois (IL)
  • Show street view No street view available for this location

The First State Bank of Vienna - Overview

  • General
  • FDIC Certificate #: 17786
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Illinois One Bank, National Association (#14743)
    Federal Reserve ID: 140849
    Date Established: July 02, 1957
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 11737
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 02, 1957
    Last Structure Change Effective Date: October 01, 1998
    Last Structure Change Process Date: October 20, 1998
    Last Data Update: October 20, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Vienna, IL 62995
    County: Johnson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $38.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $38,670Total assets
  • $927Cash and due from depository institutions
  • $0Interest-bearing balances
  • $13,993Securities
  • $2,475Federal funds sold & reverse repurchase agreements
  • $20,621Net loans & leases
  • $315Loan loss allowance
  • $0Trading account assets
  • $267Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $387All other assets
  • $38,670Total liabilities and capital
  • $33,841Total liabilities
  • $33,385Total deposits
  • $30,471Interest-bearing deposits
  • $33,385Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $456All other liabilities
  • $4,829Total equity capital
  • $4,829Total bank equity capital
  • $4,829Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $1,000Undivided profits
  • Memoranda
  • $3,229Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $272Earning assets
  • $0Long-term assets (5+ years)
  • $203Average Assets, year-to-date
  • $37,089Average Assets, quarterly
  • $6,869Volatile liabilities
  • $37,975Insider loans
  • $38,380FHLB advances
  • $2,461Loans and leases held for sale
  • $562Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $668Total unused commitments
  • $0Restructured Loans and leases
  • $19,843Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $2,922Total interest income
  • $1,369Total interest expense
  • $1,553Net interest income
  • $42Provision for loan and lease losses
  • $208Total noninterest income
  • $0Fiduciary activities
  • $187Service charges on deposit accounts
  • $0Trading account gains & fees
  • $21Additional noninterest income
  • $928Total noninterest expense
  • $516Salaries and employee benefits
  • $86Premises and equipment expense
  • $326Additional noninterest expense
  • $791Pre-tax net operating income
  • $0Securities gains (losses)
  • $246Applicable income taxes
  • $545Income before extraordinary items
  • $0Extraordinary gains - net
  • $545Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $9Sale, conversion, retirement of capital stock, net
  • $623Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.10%Yield on earning assets
  • 3.79%Cost of funding earning assets
  • 4.30%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 2.57%Noninterest expense to earning assets
  • 1.44%Net operating income to assets
  • 1.44%Return on assets (ROA)
  • 2.08%Pretax return on assets
  • 11.28%Return on equity (ROE)
  • -1.61%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 466.67%Credit loss provision to net charge-offs
  • 92.56%Efficiency ratio
  • 52,697Assets per employee
  • 2.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 114.31%Loss allowance to loans
  • 1.50%Loss allowance to noncurrent loans
  • 115.81%Noncurrent assets plus other real estate owned to assets
  • 0.70%Noncurrent loans to loans
  • 1.30%Net loans and leases to deposits
  • 61.77%Net loans and leases to core deposits
  • 66.68%Equity capital to assets
  • 12.49%Core capital (leverage) ratio
  • 12.71%Tier 1 risk-based capital ratio
  • 24.03%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $37,975Average earning assets
  • $4,833Average equity
  • $36,081Average loans

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First State Bank of Vienna.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents