The Flemington National Bank and Trust Company in Flemington, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 24, 1996

  • The Flemington National Bank and Trust Company in Flemington, New Jersey (NJ)
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The Flemington National Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 6335
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Summit Bank (#550)
    Federal Reserve ID: 981604
    Date Established: April 15, 1876
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    FDIC's unique #: 4267
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 24, 1996
    Last Structure Change Process Date: March 15, 1996
    Last Data Update: March 15, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 56 Main Street, Flemington, NJ 8822
    County: Hunterdon
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Jamesburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Middlesex-Somerset-Hunterdon, NJ (#5015)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: Newark-Union, NJ-PA (#35084)
  • Financial Summary
  • Total assets: $285.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $102Total assets
  • $285,875Cash and due from depository institutions
  • $13,981Interest-bearing balances
  • $0Securities
  • $76,661Federal funds sold & reverse repurchase agreements
  • $75Net loans & leases
  • $188,152Loan loss allowance
  • $2,404Trading account assets
  • $0Bank premises and fixed assets
  • $3,718Other real estate owned
  • $403Goodwill and other intangibles
  • $2,885Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $285,875Total liabilities
  • $266,260Total deposits
  • $257,901Interest-bearing deposits
  • $214,685Deposits held in domestic offices
  • 257901.00%% insured (estimated)
  • $87Federal funds purchased & repurchase agreements
  • $4,900Trading liabilities
  • $0Other borrowed funds
  • $237Subordinated debt
  • $0All other liabilities
  • $3,222Total equity capital
  • $3,222Total bank equity capital
  • $19,615Perpetual preferred stock
  • $0Common stock
  • $2,397Surplus
  • $10,237Undivided profits
  • Memoranda
  • $6,981Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,451Income earned, not collected on loans
  • $1,090Earning assets
  • $264,888Long-term assets (5+ years)
  • $58,848Average Assets, year-to-date
  • $282,549Average Assets, quarterly
  • $287,724Volatile liabilities
  • $23,401Insider loans
  • $1,787FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $29,542Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $20,279Total risk weighted assets
  • $166,234Total unused commitments
  • $0Restructured Loans and leases
  • $30,000Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $20,364Total interest expense
  • $8,062Net interest income
  • $12,302Provision for loan and lease losses
  • $0Total noninterest income
  • $1,675Fiduciary activities
  • $194Service charges on deposit accounts
  • $964Trading account gains & fees
  • $0Additional noninterest income
  • $517Total noninterest expense
  • $10,364Salaries and employee benefits
  • $5,594Premises and equipment expense
  • $1,943Additional noninterest expense
  • $2,827Pre-tax net operating income
  • $3,613Securities gains (losses)
  • $0Applicable income taxes
  • $1,311Income before extraordinary items
  • $2,302Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,302Net charge-offs
  • -$270Cash dividends
  • $940Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.70%Cost of funding earning assets
  • 3.05%Net interest margin
  • 4.65%Noninterest income to earning assets
  • 0.63%Noninterest expense to earning assets
  • 3.92%Net operating income to assets
  • 0.81%Return on assets (ROA)
  • 0.81%Pretax return on assets
  • 1.28%Return on equity (ROE)
  • 12.30%Retained earnings to average equity (YTD only)
  • 7.28%Net charge-offs to loans
  • -0.15%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 74,150Assets per employee
  • 2.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 40.83%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 69.66%Noncurrent assets plus other real estate owned to assets
  • 1.35%Noncurrent loans to loans
  • 1.81%Net loans and leases to deposits
  • 72.96%Net loans and leases to core deposits
  • 78.52%Equity capital to assets
  • 6.86%Core capital (leverage) ratio
  • 7.03%Tier 1 risk-based capital ratio
  • 12.20%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $282,549Average earning assets
  • $18,710Average equity
  • $264,377Average loans

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