The Foothills Bank in Yuma, Arizona (AZ)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Foothills Bank - Overview

  • General
  • FDIC Certificate #: 34573
    Status: Active
    Federal Reserve ID: 2626794
    Date Established: November 03, 1997
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: No)
    FDIC's unique #: 60630
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 03, 1997
    Last Structure Change Effective Date: July 15, 2011
    Last Structure Change Process Date: July 18, 2011
    Last Data Update: July 18, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 11689 South Foothills Boulevard, Yuma, AZ 85367
    County: Yuma
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Phoenix
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Yuma, AZ (#9360)
    Core Based Statistical Area (CBSA): Yuma, AZ (#49740)
    CBSA Metro Statistical Area: Yuma, AZ (#49740)
  • History of Changes
  • Participated in FDIC Assisted Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $287.9 mil
    Equity capital: $30.9 mil
    Deposits held in domestic offices: $253.5 mil
    Return on assets (ROA): 1.70% ($4.9 mil)
    Quarterly return on assets: 0.80% ($2.3 mil)
    Return on Equity (ROE): 14.29% ($4.4 mil)
    Quarterly return on equity: 7.47% ($2.3 mil)
    Net income: $4.1 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 2.70% ($7,772.9 mil)
    Quarterly Pretax return on assets: 1.31% ($3,771.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 65Total employees (full-time equivalent)
  • $287,885Total assets
  • $59,710Cash and due from depository institutions
  • $57,126Interest-bearing balances
  • $4,458Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $201,786Net loans & leases
  • $2,600Loan loss allowance
  • $0Trading account assets
  • $4,255Bank premises and fixed assets
  • $3,491Other real estate owned
  • $5,335Goodwill and other intangibles
  • $287,885Life insurance assets
  • $8,850All other assets
  • $257,019Total liabilities and capital
  • $253,473Total liabilities
  • $194,886Total deposits
  • $253,473Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,000Trading liabilities
  • $0Other borrowed funds
  • $1,546Subordinated debt
  • $30,866All other liabilities
  • $30,866Total equity capital
  • $30,866Total bank equity capital
  • $0Perpetual preferred stock
  • $3,637Common stock
  • $12,075Surplus
  • $15,154Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,243Income earned, not collected on loans
  • $0Earning assets
  • $842Long-term assets (5+ years)
  • $263,370Average Assets, year-to-date
  • $47,403Average Assets, quarterly
  • $242,758Volatile liabilities
  • $286,073Insider loans
  • $226,644FHLB advances
  • $245,848Loans and leases held for sale
  • $5,340Unused loan commitments
  • $5,340Tier 1 (core) risk-based capital
  • $25,516Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $13,898Restructured Loans and leases
  • $1,810Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $12,303Total interest income
  • $872Total interest expense
  • $11,431Net interest income
  • $1,953Provision for loan and lease losses
  • $5,539Total noninterest income
  • $0Fiduciary activities
  • $407Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,132Additional noninterest income
  • $8,474Total noninterest expense
  • $3,720Salaries and employee benefits
  • $1,154Premises and equipment expense
  • $3,600Additional noninterest expense
  • $6,543Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,428Applicable income taxes
  • $4,115Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,115Net income attributable to bank
  • $0Net charge-offs
  • $4,115Cash dividends
  • $983Sale, conversion, retirement of capital stock, net
  • $327Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.56%Yield on earning assets
  • 0.39%Cost of funding earning assets
  • 5.17%Net interest margin
  • 2.50%Noninterest income to earning assets
  • 3.83%Noninterest expense to earning assets
  • 1.70%Net operating income to assets
  • 1.70%Return on assets (ROA)
  • 2.70%Pretax return on assets
  • 14.29%Return on equity (ROE)
  • 13.16%Retained earnings to average equity (YTD only)
  • 0.55%Net charge-offs to loans
  • 198.68%Credit loss provision to net charge-offs
  • 8.64%Efficiency ratio
  • 49,935Assets per employee
  • 4.43%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 7.95%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 31.54%Noncurrent assets plus other real estate owned to assets
  • 4.08%Noncurrent loans to loans
  • 4.03%Net loans and leases to deposits
  • 79.61%Net loans and leases to core deposits
  • 80.99%Equity capital to assets
  • 10.72%Core capital (leverage) ratio
  • 10.38%Tier 1 risk-based capital ratio
  • 11.26%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $242,758Average earning assets
  • $28,792Average equity
  • $221,128Average loans

List of branches

  • 5 Arizona Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    060630The Foothills Bank11689 South Foothills Boulevard, Yuma, AZ 85367November 03, 1997Full Service Brick and Mortar
    1295007Yuma Branch2201 S. Avenue A, Yuma, AZ 85364Febuary 08, 1999Full Service Brick and Mortar
    246723432nd Street Branch6024 E. 32nd Street, Yuma, AZ 85365November 01, 2006Full Service Brick and Mortar
    33575844th Avenue Branch2285 South 4th Avenue, Yuma, AZ 85364December 15, 2000Full Service Brick and Mortar
    4363686Summit Bank Branch201 North Montezuma St., Prescott, AZ 86301November 04, 2002Full Service Brick and Mortar

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