FDIC Certificate #: 34975 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:American Bank (#32328) Federal Reserve ID: 2821973 Date Established: July 01, 1999 WWW:http://www.bankatgrange.com Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 15564 FDIC's unique #: 62149 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes State Chartered: No Date of Deposit Insurance: July 01, 1999 Last Structure Change Effective Date: June 29, 2007 Last Structure Change Process Date: July 05, 2007 Last Data Update: July 05, 2007 Data Source Date: April 05, 2012
Location
Address: 605 South Front Street, Columbus, OH 43215 County: Franklin Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Columbus Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Columbus, OH (#1840) Combined Statistical Area (CSA): Columbus-Marion-Chillicothe, OH (#198) Core Based Statistical Area (CBSA): Columbus, OH (#18140) CBSA Metro Statistical Area: Columbus, OH (#18140)
Financial Summary
Total assets: $206.6 mil
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2006)
Dollar figures in thousands
53Total employees (full-time equivalent)
$230,689Total assets
$2,359Cash and due from depository institutions
$58Interest-bearing balances
$0Securities
$14,629Federal funds sold & reverse repurchase agreements
$208,321Net loans & leases
$1,036Loan loss allowance
$0Trading account assets
$492Bank premises and fixed assets
$321Other real estate owned
$891Goodwill and other intangibles
$0Life insurance assets
$3,676All other assets
$230,689Total liabilities and capital
$208,092Total liabilities
$195,912Total deposits
$194,312Interest-bearing deposits
$195,912Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$11,308Other borrowed funds
$0Subordinated debt
$872All other liabilities
$22,597Total equity capital
$22,597Total bank equity capital
$22,597Perpetual preferred stock
$0Common stock
$7Surplus
$26,993Undivided profits
Memoranda
$-4,403Noncurrent loans and leases
$48,677Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$3,086Earning assets
$0Long-term assets (5+ years)
$1,186Average Assets, year-to-date
$223,008Average Assets, quarterly
$0Volatile liabilities
$262,172Insider loans
$237,637FHLB advances
$59,937Loans and leases held for sale
$0Unused loan commitments
$11,300Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$48,677Total unused commitments
$0Restructured Loans and leases
$1,036Derivatives
Income and Expense (December 31, 2006)
Dollar figures in thousands
$14,292Total interest income
$10,103Total interest expense
$4,189Net interest income
$1,055Provision for loan and lease losses
$318Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$318Additional noninterest income
$6,439Total noninterest expense
$3,217Salaries and employee benefits
$667Premises and equipment expense
$2,555Additional noninterest expense
-$2,987Pre-tax net operating income
-$857Securities gains (losses)
-$1,396Applicable income taxes
-$2,448Income before extraordinary items
$0Extraordinary gains - net
-$2,448Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$830Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2006)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.60%Yield on earning assets
3.96%Cost of funding earning assets
1.64%Net interest margin
0.12%Noninterest income to earning assets
2.52%Noninterest expense to earning assets
-0.72%Net operating income to assets
-0.93%Return on assets (ROA)
-1.47%Pretax return on assets
-10.21%Return on equity (ROE)
-10.21%Retained earnings to average equity (YTD only)
0.37%Net charge-offs to loans
127.11%Credit loss provision to net charge-offs
-2.33%Efficiency ratio
142,867Assets per employee
4.35%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.49%Loss allowance to noncurrent loans
33.57%Noncurrent assets plus other real estate owned to assets
1.48%Noncurrent loans to loans
1.47%Net loans and leases to deposits
106.33%Net loans and leases to core deposits
141.44%Equity capital to assets
9.80%Core capital (leverage) ratio
9.80%Tier 1 risk-based capital ratio
11.58%Total risk-based capital ratio
Memoranda
$12Average assets
$262,172Average earning assets
$23,982Average equity
$255,233Average loans
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