The Guide Rock State Bank in Guide Rock, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Guide Rock State Bank in Guide Rock, Nebraska (NE)
  • Show street view No street view available for this location

The Guide Rock State Bank - Overview

  • General
  • FDIC Certificate #: 11469
    Status: Active
    Federal Reserve ID: 94456
    Date Established: January 01, 1906
    WWW: http://www.grsbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 7329
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 401 University Avenue, Guide Rock, NE 68942
    County: Webster
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $27.3 mil
    Equity capital: $3.5 mil
    Deposits held in domestic offices: $23.8 mil
    Return on assets (ROA): 0.62% ($0.2 mil)
    Quarterly return on assets: -1.28% (-$0.3 mil)
    Return on Equity (ROE): 4.84% ($0.2 mil)
    Quarterly return on equity: -9.77% (-$0.4 mil)
    Net income: $0.2 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 0.68% ($185.7 mil)
    Quarterly Pretax return on assets: -1.22% (-$333.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $27,304Total assets
  • $4,898Cash and due from depository institutions
  • $3,150Interest-bearing balances
  • $2,277Securities
  • $927Federal funds sold & reverse repurchase agreements
  • $18,138Net loans & leases
  • $445Loan loss allowance
  • $0Trading account assets
  • $8Bank premises and fixed assets
  • $35Other real estate owned
  • $0Goodwill and other intangibles
  • $27,304Life insurance assets
  • $1,021All other assets
  • $23,797Total liabilities and capital
  • $23,775Total liabilities
  • $18,949Total deposits
  • $23,775Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $22Subordinated debt
  • $3,507All other liabilities
  • $3,507Total equity capital
  • $3,507Total bank equity capital
  • $0Perpetual preferred stock
  • $116Common stock
  • $1,684Surplus
  • $1,707Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $257Income earned, not collected on loans
  • $0Earning assets
  • $401Long-term assets (5+ years)
  • $24,492Average Assets, year-to-date
  • $6,637Average Assets, quarterly
  • $27,058Volatile liabilities
  • $27,274Insider loans
  • $21,111FHLB advances
  • $28,121Loans and leases held for sale
  • $134Unused loan commitments
  • $134Tier 1 (core) risk-based capital
  • $3,485Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,395Restructured Loans and leases
  • $504Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,502Total interest income
  • $287Total interest expense
  • $1,215Net interest income
  • $156Provision for loan and lease losses
  • $158Total noninterest income
  • $0Fiduciary activities
  • $125Service charges on deposit accounts
  • $0Trading account gains & fees
  • $33Additional noninterest income
  • $1,038Total noninterest expense
  • $574Salaries and employee benefits
  • $70Premises and equipment expense
  • $394Additional noninterest expense
  • $179Pre-tax net operating income
  • $5Securities gains (losses)
  • $15Applicable income taxes
  • $169Income before extraordinary items
  • $0Extraordinary gains - net
  • $169Net income attributable to bank
  • $0Net charge-offs
  • $169Cash dividends
  • $261Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.10%Yield on earning assets
  • 1.17%Cost of funding earning assets
  • 4.93%Net interest margin
  • 0.64%Noninterest income to earning assets
  • 4.21%Noninterest expense to earning assets
  • 0.61%Net operating income to assets
  • 0.62%Return on assets (ROA)
  • 0.68%Pretax return on assets
  • 4.84%Return on equity (ROE)
  • 4.84%Retained earnings to average equity (YTD only)
  • 1.34%Net charge-offs to loans
  • 59.77%Credit loss provision to net charge-offs
  • 1.28%Efficiency ratio
  • 75,601Assets per employee
  • 2.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.39%Loss allowance to noncurrent loans
  • 173.15%Noncurrent assets plus other real estate owned to assets
  • 1.07%Noncurrent loans to loans
  • 1.38%Net loans and leases to deposits
  • 76.29%Net loans and leases to core deposits
  • 76.29%Equity capital to assets
  • 12.84%Core capital (leverage) ratio
  • 12.39%Tier 1 risk-based capital ratio
  • 16.51%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $27,058Average earning assets
  • $3,491Average equity
  • $24,628Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07329The Guide Rock State Bank401 University Avenue, Guide Rock, NE 68942January 01, 1906Full Service Brick and Mortar
    112604Edgar Branch307 North C Street, Edgar, NE 68935July 20, 1935Full Service Brick and Mortar
1
Apr 14, 2023 @ 3:15 pm
Hello

Admiring the persistence you put into your blog and in depth information you provide. It's great to come across a blog every once in a while that isn't the same old rehashed information. Wonderful read! I've bookmarked your site and I'm adding your RSS feeds to my Google account.
Hope Your Also Can Look My Powerful Website System

https://cutt.ly/t4DpLzN

Best Regards

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Guide Rock State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents