The Hill-Dodge Banking Company in Warsaw, Illinois (IL)



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The Hill-Dodge Banking Company routing number info

Table of contents:
The Hill-Dodge Banking Company
GeneralFDIC Certificate #: 9274
Status: Active
Federal Reserve ID: 419947
Bank Holding Company (Regulatory Top Holder): Great River Bancshares, Inc. (RSSDID: 1492527, Location: Quincy, IL)
Date Established: January 01, 1864
WWW: http://www.hilldodge.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
OTS Docket #: 11615
FDIC's unique #: 5933
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 501 Main Street, Warsaw, IL 62379
County: Hancock
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $36.6 mil
Equity capital: $4.0 mil
Deposits held in domestic offices: $32.5 mil
Return on assets (ROA): 1.75% ($0.6 mil)
Quarterly return on assets: 1.92% ($0.7 mil)
Return on Equity (ROE): 16.11% ($0.6 mil)
Quarterly return on equity: 17.38% ($0.7 mil)
Net income: $0.6 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.78% ($651.1 mil)
Quarterly Pretax return on assets: 1.94% ($709.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)6
Total assets$36,576
Cash and due from depository institutions$6,568
Interest-bearing balances$1,244
Securities$4,398
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$23,646
Loan loss allowance $263
Trading account assets$0
Bank premises and fixed assets$114
Other real estate owned$85
Goodwill and other intangibles$0
All other assets$1,765
Life insurance assets$36,576
Total liabilities and capital$32,539
Total liabilities$32,493
Total deposits$25,880
Interest-bearing deposits$32,493
Deposits held in domestic offices$87
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $46
All other liabilities $4,037
Total equity capital$4,037
Total bank equity capital$4,037
Perpetual preferred stock$0
Common stock$450
Surplus$875
Undivided profits $2,712
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $127
Earning assets $0
Long-term assets (5+ years) $308
Average Assets, year-to-date $29,288
Average Assets, quarterly $790
Volatile liabilities $35,977
Insider loans $36,329
FHLB advances $25,580
Loans and leases held for sale $35,381
Unused loan commitments $1,281
Tier 1 (core) risk-based capital $1,281
Tier 2 risk-based capital $3,952
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $3,509
Derivatives$848
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,646
Total interest expense $353
Net interest income $1,293
Provision for loan and lease losses $36
Total noninterest income $161
Fiduciary activities $3
Service charges on deposit accounts $115
Trading account gains & fees $0
Additional noninterest income $43
Total noninterest expense $779
Salaries and employee benefits $334
Premises and equipment expense $56
Additional noninterest expense $389
Pre-tax net operating income $639
Securities gains (losses) $0
Applicable income taxes $9
Income before extraordinary items $630
Extraordinary gains - net $0
Net income attributable to bank $630
Net charge-offs $0
Cash dividends $630
Sale, conversion, retirement of capital stock, net $36
Net operating income $300
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.67%
Cost of funding earning assets 1.22%
Net interest margin 4.45%
Noninterest income to earning assets 0.55%
Noninterest expense to earning assets 2.68%
Net operating income to assets 1.75%
Return on assets (ROA) 1.75%
Pretax return on assets 1.78%
Return on equity (ROE) 16.11%
Retained earnings to average equity (YTD only) 8.44%
Net charge-offs to loans 0.15%
Credit loss provision to net charge-offs 100.00%
Efficiency ratio18.75%
Assets per employee$53,576
Cash dividends to net income (YTD only)6.10%
Condition Ratios (%)
Loss allowance to loans 47.62%
Loss allowance to noncurrent loans 1.10%
Noncurrent assets plus other real estate owned to assets 207.09%
Noncurrent loans to loans 0.58%
Net loans and leases to deposits0.53%
Net loans and leases to core deposits 72.77%
Equity capital to assets 73.40%
Core capital (leverage) ratio 11.04%
Tier 1 risk-based capital ratio 11.17%
Total risk-based capital ratio 15.45%
Memoranda
Average assets$16
Average earning assets$35,977
Average equity $3,911
Average loans $29,035
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$876
Number of Accounts1
Personal trust and agency accounts$876
Employee benefit-defined contribution accounts$876
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts9
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
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1 Illinois Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
05933The Hill-Dodge Banking Company501 Main Street, Warsaw, IL 62379January 01, 1864Full Service Brick and Mortar
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