The Home National Bank of Thorntown in city_name, state_name

The Home National Bank of Thorntown in Thorntown, Indiana (IN)
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The Home National Bank of Thorntown routing number info

The Home National Bank of Thorntown - Overview

General
FDIC Certificate #: 14225
Status: Active
Federal Reserve ID: 696645
Bank Holding Company (Regulatory Top Holder): Home National Corporation (RSSDID: 1133183, Location: Thorntown, IN)
Date Established: May 31, 1901
WWW: http://www.thehomenationalbank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 8882
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: April 06, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 117 East Main Street, Thorntown, IN 46071
County: Boone
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $93.0 mil
Equity capital: $6.7 mil
Deposits held in domestic offices: $81.6 mil
Return on assets (ROA): 0.57% ($0.5 mil)
Quarterly return on assets: 0.43% ($0.4 mil)
Return on Equity (ROE): 7.81% ($0.5 mil)
Quarterly return on equity: 5.82% ($0.4 mil)
Net income: $0.5 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.75% ($697.7 mil)
Quarterly Pretax return on assets: 0.53% ($493.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
24Total employees (full-time equivalent)
$93,032Total assets
$2,874Cash and due from depository institutions
$100Interest-bearing balances
$36,843Securities
$1,447Federal funds sold & reverse repurchase agreements
$47,974Net loans & leases
$679Loan loss allowance
$0Trading account assets
$2,284Bank premises and fixed assets
$198Other real estate owned
$0Goodwill and other intangibles
$93,032Life insurance assets
$1,412All other assets
$86,310Total liabilities and capital
$81,571Total liabilities
$68,022Total deposits
$81,571Interest-bearing deposits
$89Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$4,005Trading liabilities
$0Other borrowed funds
$734Subordinated debt
$6,722All other liabilities
$6,722Total equity capital
$6,722Total bank equity capital
$0Perpetual preferred stock
$360Common stock
$420Surplus
$5,942Undivided profits
Memoranda
$0Noncurrent loans and leases
$233Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,419Income earned, not collected on loans
$0Earning assets
$711Long-term assets (5+ years)
$86,364Average Assets, year-to-date
$46,222Average Assets, quarterly
$89,769Volatile liabilities
$91,369Insider loans
$51,782FHLB advances
$91,856Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$6,740Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,047Restructured Loans and leases
$1,287Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,800Total interest income
$819Total interest expense
$2,981Net interest income
$186Provision for loan and lease losses
$449Total noninterest income
$1Fiduciary activities
$253Service charges on deposit accounts
$0Trading account gains & fees
$195Additional noninterest income
$2,600Total noninterest expense
$1,280Salaries and employee benefits
$296Premises and equipment expense
$1,024Additional noninterest expense
$644Pre-tax net operating income
$31Securities gains (losses)
$166Applicable income taxes
$509Income before extraordinary items
$0Extraordinary gains - net
$509Net income attributable to bank
$0Net charge-offs
$509Cash dividends
$190Sale, conversion, retirement of capital stock, net
$122Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.55%Yield on earning assets
0.98%Cost of funding earning assets
3.57%Net interest margin
0.54%Noninterest income to earning assets
3.11%Noninterest expense to earning assets
0.54%Net operating income to assets
0.57%Return on assets (ROA)
0.75%Pretax return on assets
7.81%Return on equity (ROE)
5.94%Retained earnings to average equity (YTD only)
0.37%Net charge-offs to loans
97.89%Credit loss provision to net charge-offs
4.37%Efficiency ratio
75,802Assets per employee
3.88%Cash dividends to net income (YTD only)
Condition Ratios (%)
23.97%Loss allowance to loans
1.40%Loss allowance to noncurrent loans
47.85%Noncurrent assets plus other real estate owned to assets
1.74%Noncurrent loans to loans
2.92%Net loans and leases to deposits
58.81%Net loans and leases to core deposits
58.99%Equity capital to assets
7.23%Core capital (leverage) ratio
7.34%Tier 1 risk-based capital ratio
13.02%Total risk-based capital ratio
Memoranda
$14Average assets
$89,769Average earning assets
$6,516Average equity
$83,477Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$2,278Managed Assets
1Number of Accounts
$10Personal trust and agency accounts
$10Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
4Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$2,268Other retirement accounts
$0Corporate trust and agency accounts
$885Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Indiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	8882	The Home National Bank Of Thorntown	117 East Main Street, Thorntown, IN 46071	May 31, 1901	Full Service Brick and Mortar
1	492754	Lebanon Branch	2510 N Lebanon St, Lebanon, IN 46052	December 08, 2008	Full Service Brick and Mortar

The Home National Bank of Thorntown in Thorntown, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Home National Bank of Thorntown - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The Home National Bank of Thorntown in Thorntown, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

The Home National Bank of Thorntown - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The Home National Bank of Thorntown in Thorntown, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches