The Huntington National Bank of Kentucky in Cincinnati, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 27, 1995

  • The Huntington National Bank of Kentucky in Cincinnati, Ohio (OH)
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The Huntington National Bank of Kentucky - Overview

  • General
  • FDIC Certificate #: 9680
    Status: Inactive
    Closing history: Change in Primary Regulatory Agency
    Acquiring institution: The Huntington National Bank (#6560)
    Federal Reserve ID: 196510
    Date Established: January 01, 1890
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 17 (Interstate: No)
    FDIC's unique #: 6195
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 27, 1995
    Last Structure Change Process Date: December 27, 1995
    Last Data Update: December 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 West 4th Street, Cincinnati, OH 45202
    County: Hamilton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • History of Changes
  • Merger - Without Assistance
    Change in Location
    Name Change
    Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $632.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $303Total assets
  • $693,256Cash and due from depository institutions
  • $28,592Interest-bearing balances
  • $1,661Securities
  • $113,907Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $512,027Loan loss allowance
  • $6,717Trading account assets
  • $0Bank premises and fixed assets
  • $8,226Other real estate owned
  • $0Goodwill and other intangibles
  • $10,498Life insurance assets
  • $20,006All other assets
  • $0Total liabilities and capital
  • $693,256Total liabilities
  • $622,560Total deposits
  • $510,873Interest-bearing deposits
  • $455,849Deposits held in domestic offices
  • 510873.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $105,843Trading liabilities
  • $0Other borrowed funds
  • $600Subordinated debt
  • $0All other liabilities
  • $5,244Total equity capital
  • $5,244Total bank equity capital
  • $70,696Perpetual preferred stock
  • $0Common stock
  • $1,320Surplus
  • $59,677Undivided profits
  • Memoranda
  • $9,699Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,824Income earned, not collected on loans
  • $2,410Earning assets
  • $627,595Long-term assets (5+ years)
  • $115,461Average Assets, year-to-date
  • $499,637Average Assets, quarterly
  • $571,172Volatile liabilities
  • $119,678Insider loans
  • $1,444FHLB advances
  • $0Loans and leases held for sale
  • $47,100Unused loan commitments
  • $98,484Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $52,558Total risk weighted assets
  • $498,652Total unused commitments
  • $0Restructured Loans and leases
  • $44,868Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $31,997Total interest expense
  • $12,149Net interest income
  • $19,848Provision for loan and lease losses
  • $177Total noninterest income
  • $5,458Fiduciary activities
  • $2,013Service charges on deposit accounts
  • $2,244Trading account gains & fees
  • $0Additional noninterest income
  • $1,201Total noninterest expense
  • $14,881Salaries and employee benefits
  • $7,043Premises and equipment expense
  • $1,452Additional noninterest expense
  • $6,386Pre-tax net operating income
  • $10,248Securities gains (losses)
  • $1Applicable income taxes
  • $3,445Income before extraordinary items
  • $6,804Extraordinary gains - net
  • $0Net income attributable to bank
  • $6,804Net charge-offs
  • $10Cash dividends
  • $3,201Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.96%Cost of funding earning assets
  • 2.64%Net interest margin
  • 4.31%Noninterest income to earning assets
  • 1.19%Noninterest expense to earning assets
  • 3.23%Net operating income to assets
  • 1.36%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 2.05%Return on equity (ROE)
  • 15.52%Retained earnings to average equity (YTD only)
  • 8.22%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 1770.00%Efficiency ratio
  • 58,694Assets per employee
  • 2.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 47.05%Loss allowance to loans
  • 1.29%Loss allowance to noncurrent loans
  • 368.26%Noncurrent assets plus other real estate owned to assets
  • 0.26%Noncurrent loans to loans
  • 0.35%Net loans and leases to deposits
  • 100.23%Net loans and leases to core deposits
  • 102.89%Equity capital to assets
  • 10.20%Core capital (leverage) ratio
  • 11.33%Tier 1 risk-based capital ratio
  • 10.54%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $499,637Average earning assets
  • $43,844Average equity
  • $460,028Average loans

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