The Junction City Banking Company in Junction City, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 31, 2000

  • The Junction City Banking Company in Junction City, Ohio (OH)
  • Show street view No street view available for this location

The Junction City Banking Company - Overview

  • General
  • FDIC Certificate #: 5964
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The First National Bank of McConnelsville (#6637)
    Federal Reserve ID: 901929
    Date Established: October 08, 1908
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 4047
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 31, 2000
    Last Structure Change Process Date: August 21, 2000
    Last Data Update: August 21, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Junction City, OH 43748
    County: Perry
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $10.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $10,472Total assets
  • $333Cash and due from depository institutions
  • $0Interest-bearing balances
  • $1,498Securities
  • $3,420Federal funds sold & reverse repurchase agreements
  • $5,059Net loans & leases
  • $212Loan loss allowance
  • $0Trading account assets
  • $78Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $84All other assets
  • $10,472Total liabilities and capital
  • $8,047Total liabilities
  • $8,008Total deposits
  • $6,093Interest-bearing deposits
  • $8,008Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $39All other liabilities
  • $2,425Total equity capital
  • $2,425Total bank equity capital
  • $2,425Perpetual preferred stock
  • $0Common stock
  • $37Surplus
  • $225Undivided profits
  • Memoranda
  • $2,163Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1Earning assets
  • $0Long-term assets (5+ years)
  • $4Average Assets, year-to-date
  • $9,977Average Assets, quarterly
  • $4,058Volatile liabilities
  • $10,581Insider loans
  • $10,509FHLB advances
  • $687Loans and leases held for sale
  • $57Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $56Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $762Total interest income
  • $239Total interest expense
  • $523Net interest income
  • $0Provision for loan and lease losses
  • $21Total noninterest income
  • $0Fiduciary activities
  • $17Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4Additional noninterest income
  • $423Total noninterest expense
  • $215Salaries and employee benefits
  • $29Premises and equipment expense
  • $179Additional noninterest expense
  • $121Pre-tax net operating income
  • $0Securities gains (losses)
  • $30Applicable income taxes
  • $91Income before extraordinary items
  • $0Extraordinary gains - net
  • $91Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$6Sale, conversion, retirement of capital stock, net
  • $34Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.53%Yield on earning assets
  • 2.36%Cost of funding earning assets
  • 5.17%Net interest margin
  • 0.21%Noninterest income to earning assets
  • 4.18%Noninterest expense to earning assets
  • 0.86%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 1.14%Pretax return on assets
  • 3.73%Return on equity (ROE)
  • 2.34%Retained earnings to average equity (YTD only)
  • -0.11%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 77,757Assets per employee
  • 2.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 37.36%Loss allowance to loans
  • 4.02%Loss allowance to noncurrent loans
  • 21200.00%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.02%Net loans and leases to deposits
  • 63.17%Net loans and leases to core deposits
  • 69.10%Equity capital to assets
  • 23.16%Core capital (leverage) ratio
  • 23.00%Tier 1 risk-based capital ratio
  • 56.47%Total risk-based capital ratio
  • Memoranda
  • $58Average assets
  • $10,581Average earning assets
  • $2,440Average equity
  • $10,120Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Junction City Banking Company.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents