The Legacy Bank in Harrisburg, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 26, 2006

  • The Legacy Bank in Harrisburg, Pennsylvania (PA)
  • Show street view No street view available for this location

The Legacy Bank - Overview

  • General
  • FDIC Certificate #: 35204
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank of Pennsylvania (#7888)
    Federal Reserve ID: 2846574
    Date Established: September 20, 1999
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 9 (Interstate: No)
    FDIC's unique #: 76170
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 20, 1999
    Last Structure Change Effective Date: May 26, 2006
    Last Structure Change Process Date: July 26, 2006
    Last Data Update: July 26, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2600 Commerce Drive, Harrisburg, PA 17106
    County: Dauphin
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Harrisburg-Lebanon-Carlisle, PA (#3240)
    Combined Statistical Area (CSA): Harrisburg-Carlisle-Lebanon, PA (#276)
    Core Based Statistical Area (CBSA): Harrisburg-Carlisle, PA (#25420)
    CBSA Metro Statistical Area: Harrisburg-Carlisle, PA (#25420)
  • Financial Summary
  • Total assets: $370.5 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 92Total employees (full-time equivalent)
  • $366,614Total assets
  • $6,550Cash and due from depository institutions
  • $215Interest-bearing balances
  • $41,833Securities
  • $3,015Federal funds sold & reverse repurchase agreements
  • $287,387Net loans & leases
  • $3,344Loan loss allowance
  • $0Trading account assets
  • $5,669Bank premises and fixed assets
  • $0Other real estate owned
  • $7,812Goodwill and other intangibles
  • $0Life insurance assets
  • $14,348All other assets
  • $366,614Total liabilities and capital
  • $330,153Total liabilities
  • $282,978Total deposits
  • $250,999Interest-bearing deposits
  • $282,978Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $41,000Other borrowed funds
  • $4,448Subordinated debt
  • $1,727All other liabilities
  • $36,461Total equity capital
  • $36,461Total bank equity capital
  • $36,461Perpetual preferred stock
  • $0Common stock
  • $18,196Surplus
  • $19,521Undivided profits
  • Memoranda
  • $-1,256Noncurrent loans and leases
  • $102,753Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,712Earning assets
  • $538Long-term assets (5+ years)
  • $1,922Average Assets, year-to-date
  • $332,450Average Assets, quarterly
  • $124,520Volatile liabilities
  • $359,414Insider loans
  • $374,377FHLB advances
  • $49,817Loans and leases held for sale
  • $25,528Unused loan commitments
  • $41,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $102,753Total unused commitments
  • $0Restructured Loans and leases
  • $7,803Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $19,971Total interest income
  • $8,353Total interest expense
  • $11,618Net interest income
  • $592Provision for loan and lease losses
  • $2,463Total noninterest income
  • $741Fiduciary activities
  • $618Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,104Additional noninterest income
  • $11,394Total noninterest expense
  • $5,894Salaries and employee benefits
  • $1,237Premises and equipment expense
  • $4,263Additional noninterest expense
  • $2,095Pre-tax net operating income
  • -$664Securities gains (losses)
  • $436Applicable income taxes
  • $995Income before extraordinary items
  • $0Extraordinary gains - net
  • $995Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $770Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.10%Yield on earning assets
  • 2.55%Cost of funding earning assets
  • 3.55%Net interest margin
  • 0.75%Noninterest income to earning assets
  • 3.48%Noninterest expense to earning assets
  • 0.41%Net operating income to assets
  • 0.28%Return on assets (ROA)
  • 0.40%Pretax return on assets
  • 2.70%Return on equity (ROE)
  • 2.70%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 76.88%Credit loss provision to net charge-offs
  • 3.49%Efficiency ratio
  • 79,526Assets per employee
  • 3.98%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 195.33%Noncurrent assets plus other real estate owned to assets
  • 0.47%Noncurrent loans to loans
  • 0.59%Net loans and leases to deposits
  • 101.56%Net loans and leases to core deposits
  • 115.81%Equity capital to assets
  • 9.95%Core capital (leverage) ratio
  • 7.76%Tier 1 risk-based capital ratio
  • 10.00%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $359,414Average earning assets
  • $36,839Average equity
  • $327,263Average loans

Total Fiduciary and Related Assets (December 31, 2005)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $143,220Managed Assets
  • 1Number of Accounts
  • $133,649Personal trust and agency accounts
  • $36,862Employee benefit-defined contribution accounts
  • $5,679Employee benefit-defined benefit accounts
  • $8,818Other retirement accounts
  • $13,939Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $68,351Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 232Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $9,571Other retirement accounts
  • $1,404Corporate trust and agency accounts
  • $6,239Other fiduciary accounts
  • $1,928Fiduciary accounts held in foreign offices

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Legacy Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents