The Long Island Savings Bank, FSB in Melville, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1998

  • The Long Island Savings Bank, FSB in Melville, New York (NY)
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The Long Island Savings Bank, FSB - Overview

  • General
  • FDIC Certificate #: 29037
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Astoria Federal Savings and Loan Association (#29805)
    Federal Reserve ID: 887779
    Date Established: January 01, 1923
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 2811
    FDIC's unique #: 41871
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: January 24, 1935
    Last Structure Change Effective Date: October 01, 1998
    Last Structure Change Process Date: November 10, 1998
    Last Data Update: November 10, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 Old Country Rd., Melville, NY 11747
    County: Nassau
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Nassau-Suffolk, NY (#5380)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: Nassau-Suffolk, NY (#35004)
  • Financial Summary
  • Total assets: $6,569.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 1,379Total employees (full-time equivalent)
  • $6,028,561Total assets
  • $68,621Cash and due from depository institutions
  • $762Interest-bearing balances
  • $1,952,072Securities
  • $49,500Federal funds sold & reverse repurchase agreements
  • $3,680,031Net loans & leases
  • $33,734Loan loss allowance
  • $0Trading account assets
  • $87,007Bank premises and fixed assets
  • $10,366Other real estate owned
  • $49,454Goodwill and other intangibles
  • $0Life insurance assets
  • $131,510All other assets
  • $6,028,561Total liabilities and capital
  • $5,567,212Total liabilities
  • $3,851,370Total deposits
  • $3,660,100Interest-bearing deposits
  • $3,851,370Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,171,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $163,786Other borrowed funds
  • $299,422Subordinated debt
  • $81,634All other liabilities
  • $461,349Total equity capital
  • $461,349Total bank equity capital
  • $461,349Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $174,596Undivided profits
  • Memoranda
  • $286,752Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $44,563Earning assets
  • $0Long-term assets (5+ years)
  • $21,219Average Assets, year-to-date
  • $5,682,365Average Assets, quarterly
  • $0Volatile liabilities
  • $5,851,127Insider loans
  • $5,962,757FHLB advances
  • $1,706,970Loans and leases held for sale
  • $2,176Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $386,924Total unused commitments
  • $0Restructured Loans and leases
  • $3,014,780Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $401,394Total interest income
  • $251,831Total interest expense
  • $149,563Net interest income
  • $6,000Provision for loan and lease losses
  • $28,933Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $28,933Additional noninterest income
  • $106,425Total noninterest expense
  • $59,711Salaries and employee benefits
  • $21,465Premises and equipment expense
  • $25,249Additional noninterest expense
  • $66,071Pre-tax net operating income
  • $13,504Securities gains (losses)
  • $31,066Applicable income taxes
  • $48,509Income before extraordinary items
  • $0Extraordinary gains - net
  • $48,509Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $5,754Sale, conversion, retirement of capital stock, net
  • $25,000Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.27%Yield on earning assets
  • 4.56%Cost of funding earning assets
  • 2.71%Net interest margin
  • 0.52%Noninterest income to earning assets
  • 1.93%Noninterest expense to earning assets
  • 0.68%Net operating income to assets
  • 0.83%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 10.77%Return on equity (ROE)
  • 5.22%Retained earnings to average equity (YTD only)
  • 0.16%Net charge-offs to loans
  • 104.28%Credit loss provision to net charge-offs
  • 12.53%Efficiency ratio
  • 59,353Assets per employee
  • 4.37%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 51.54%Loss allowance to loans
  • 0.91%Loss allowance to noncurrent loans
  • 75.70%Noncurrent assets plus other real estate owned to assets
  • 0.87%Noncurrent loans to loans
  • 1.20%Net loans and leases to deposits
  • 95.55%Net loans and leases to core deposits
  • 105.77%Equity capital to assets
  • 7.65%Core capital (leverage) ratio
  • 7.37%Tier 1 risk-based capital ratio
  • 14.69%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $5,851,127Average earning assets
  • $450,469Average equity
  • $5,522,983Average loans

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