The Lynnville National Bank in Lynnville, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Lynnville National Bank in Lynnville, Indiana (IN)
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The Lynnville National Bank routing number info

The Lynnville National Bank - Overview

  • General
  • FDIC Certificate #: 4398
    Status: Active
    Federal Reserve ID: 176642
    Bank Holding Company (Regulatory Top Holder): Lnb Community Bancorp (RSSDID: 2807007, Location: Lynnville, IN)
    Date Established: September 01, 1907
    WWW: http://www.lnbbanking.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 11288
    FDIC's unique #: 2899
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Consumer Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 215 Main Street, Lynnville, IN 47619
    County: Warrick
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Evansville-Henderson, IN-KY (#2440)
    Core Based Statistical Area (CBSA): Evansville, IN-KY (#21780)
    CBSA Metro Statistical Area: Evansville, IN-KY (#21780)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $98.5 mil
    Equity capital: $10.3 mil
    Deposits held in domestic offices: $82.1 mil
    Return on assets (ROA): 0.53% ($0.5 mil)
    Quarterly return on assets: 0.38% ($0.4 mil)
    Return on Equity (ROE): 5.04% ($0.5 mil)
    Quarterly return on equity: 3.59% ($0.4 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.53% ($521.9 mil)
    Quarterly Pretax return on assets: 0.38% ($374.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 39Total employees (full-time equivalent)
  • $98,465Total assets
  • $11,054Cash and due from depository institutions
  • $2,199Interest-bearing balances
  • $10,801Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $70,014Net loans & leases
  • $1,366Loan loss allowance
  • $0Trading account assets
  • $4,499Bank premises and fixed assets
  • $470Other real estate owned
  • $0Goodwill and other intangibles
  • $98,465Life insurance assets
  • $1,627All other assets
  • $88,163Total liabilities and capital
  • $82,103Total liabilities
  • $73,523Total deposits
  • $82,103Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,750Trading liabilities
  • $0Other borrowed funds
  • $310Subordinated debt
  • $10,302All other liabilities
  • $10,302Total equity capital
  • $10,302Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $400Surplus
  • $9,502Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $699Income earned, not collected on loans
  • $0Earning assets
  • $445Long-term assets (5+ years)
  • $83,014Average Assets, year-to-date
  • $5,537Average Assets, quarterly
  • $96,942Volatile liabilities
  • $97,114Insider loans
  • $61,947FHLB advances
  • $97,125Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $10,194Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,128Restructured Loans and leases
  • $1,168Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,145Total interest income
  • $1,312Total interest expense
  • $3,833Net interest income
  • $0Provision for loan and lease losses
  • $799Total noninterest income
  • $0Fiduciary activities
  • $160Service charges on deposit accounts
  • $0Trading account gains & fees
  • $639Additional noninterest income
  • $4,114Total noninterest expense
  • $2,387Salaries and employee benefits
  • $507Premises and equipment expense
  • $1,220Additional noninterest expense
  • $518Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $518Income before extraordinary items
  • $0Extraordinary gains - net
  • $518Net income attributable to bank
  • $0Net charge-offs
  • $518Cash dividends
  • $17Sale, conversion, retirement of capital stock, net
  • $217Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.11%Yield on earning assets
  • 1.56%Cost of funding earning assets
  • 4.55%Net interest margin
  • 0.95%Noninterest income to earning assets
  • 4.89%Noninterest expense to earning assets
  • 0.53%Net operating income to assets
  • 0.53%Return on assets (ROA)
  • 0.53%Pretax return on assets
  • 5.04%Return on equity (ROE)
  • 2.93%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 30.47%Efficiency ratio
  • 88,817Assets per employee
  • 2.52%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 41.89%Loss allowance to loans
  • 1.91%Loss allowance to noncurrent loans
  • 195.42%Noncurrent assets plus other real estate owned to assets
  • 1.19%Noncurrent loans to loans
  • 0.98%Net loans and leases to deposits
  • 85.28%Net loans and leases to core deposits
  • 89.13%Equity capital to assets
  • 10.46%Core capital (leverage) ratio
  • 10.50%Tier 1 risk-based capital ratio
  • 16.46%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $96,942Average earning assets
  • $10,286Average equity
  • $84,203Average loans

List of branches

  • 4 Indiana Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    02899The Lynnville National Bank215 Main Street, Lynnville, IN 47619September 01, 1907Full Service Brick and Mortar
    111307Chandler Branch114 West Lincoln Avenue, Chandler, IN 47610January 02, 1954Full Service Brick and Mortar
    2432342Newburgh Branch1204 State Road662 West, Newburgh, IN 47630August 02, 2004Full Service Brick and Mortar
    3518567Boonville In Branch910 West Main Street, Boonville, IN 47601March 31, 2011Full Service Brick and Mortar

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