The Madison Bank in Blue Bell, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 2004

  • The Madison Bank in Blue Bell, Pennsylvania (PA)
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The Madison Bank - Overview

  • General
  • FDIC Certificate #: 27568
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: VIST Bank (#7748)
    Federal Reserve ID: 1399916
    Date Established: August 16, 1989
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 10 (Interstate: No)
    OTS Docket #: 10098
    FDIC's unique #: 40352
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 16, 1989
    Last Structure Change Effective Date: October 01, 2004
    Last Structure Change Process Date: January 25, 2005
    Last Data Update: January 25, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 1767 Sentry Park West, Blue Bell, PA 19422
    County: Montgomery
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $216.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 117Total employees (full-time equivalent)
  • $208,672Total assets
  • $11,960Cash and due from depository institutions
  • $3,000Interest-bearing balances
  • $15,557Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $175,466Net loans & leases
  • $1,212Loan loss allowance
  • $0Trading account assets
  • $2,621Bank premises and fixed assets
  • $133Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,935All other assets
  • $208,672Total liabilities and capital
  • $190,571Total liabilities
  • $184,355Total deposits
  • $143,965Interest-bearing deposits
  • $184,355Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $5,000Other borrowed funds
  • $0Subordinated debt
  • $1,216All other liabilities
  • $18,101Total equity capital
  • $18,101Total bank equity capital
  • $18,101Perpetual preferred stock
  • $0Common stock
  • $588Surplus
  • $10,192Undivided profits
  • Memoranda
  • $7,321Noncurrent loans and leases
  • $35,384Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,510Earning assets
  • $0Long-term assets (5+ years)
  • $900Average Assets, year-to-date
  • $194,023Average Assets, quarterly
  • $19,474Volatile liabilities
  • $210,799Insider loans
  • $210,124FHLB advances
  • $44,259Loans and leases held for sale
  • $9,088Unused loan commitments
  • $5,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $12,720Total risk weighted assets
  • $35,384Total unused commitments
  • $254Restructured Loans and leases
  • $1,212Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $13,104Total interest income
  • $3,362Total interest expense
  • $9,742Net interest income
  • $520Provision for loan and lease losses
  • $8,717Total noninterest income
  • $0Fiduciary activities
  • $796Service charges on deposit accounts
  • $0Trading account gains & fees
  • $7,921Additional noninterest income
  • $15,118Total noninterest expense
  • $9,462Salaries and employee benefits
  • $2,336Premises and equipment expense
  • $3,320Additional noninterest expense
  • $2,821Pre-tax net operating income
  • $77Securities gains (losses)
  • $907Applicable income taxes
  • $1,991Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,991Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $491Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.68%Yield on earning assets
  • 1.71%Cost of funding earning assets
  • 4.97%Net interest margin
  • 4.44%Noninterest income to earning assets
  • 7.71%Noninterest expense to earning assets
  • 0.92%Net operating income to assets
  • 0.94%Return on assets (ROA)
  • 1.37%Pretax return on assets
  • 11.51%Return on equity (ROE)
  • 9.20%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 105.91%Credit loss provision to net charge-offs
  • 6.80%Efficiency ratio
  • 81,900Assets per employee
  • 1.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 20.09%Loss allowance to loans
  • 0.69%Loss allowance to noncurrent loans
  • 34.53%Noncurrent assets plus other real estate owned to assets
  • 1.75%Noncurrent loans to loans
  • 1.99%Net loans and leases to deposits
  • 95.18%Net loans and leases to core deposits
  • 120.93%Equity capital to assets
  • 8.67%Core capital (leverage) ratio
  • 8.66%Tier 1 risk-based capital ratio
  • 11.82%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $210,799Average earning assets
  • $17,294Average equity
  • $196,176Average loans

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